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    • Yeah, I would confirm that anyway, as there is a separate sheet where I have to put in those details and my insurance number and driving licence number. That is on page 2 (page one is their allegations) then page three is a statement that you weren't the driver and space to give details who was driving. Page 4 is an empty sheet for a statement to explain the situation. So I will fill out my details as the driver on page 2, admitting I was driving at the time, and then attach my statement as above as a separate sheet. That should hopefully do it at this stage
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Seems OK, except that you must provide your details (as the driver). Include your name, address, DOB and driving licence number. This is to comply with s172 of the Road Traffic Act. Keep a copy and get a free Certificate of Posting from the Post Office.
    • Dear all, some information/advice required please.   I recently received a Further Steps Notice about a fine from 19/03/2018 which I knew nothing about. It was regarding a vehicle parked on the street without tax ( It was covered up and there because the only key to it had been stolen, I had been away from home  and I was having trouble getting a new key cut and coded to the vehicle )  I had not made a change of address to DVLA which would be why I knew nothing about the fine until receiving the final steps notice dated 29th April 2024 and giving me 10 working days to pay, although the notice did not arrive till May 9th 2024. I emailed the London Collection and Compliance Centre on May 13th 2024 asking for any information and they sent me a copy of the original fine. It is for  £390 back vehicle tax, £85 cost and £600 fine.  I now have received a Notice of Enforcement dated 7th June 2024 demanding payment ( total £1036)  or an arrangement by 6am 15th June ( tomorrow )  My question is is it tool late now to question the £600 fine part of the total amount to be paid ? That amount seems punitive.  Would making a statuary declaration regarding having no knowledge of the original court date apply ? And any other advice gratefully received. I am on Universal Credit and apparently they have already taken £177 via benefit reductions which I wasn’t aware of, but does make it seem strange that they were also unable to contact me.    Many thanks for any assistance 
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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manf v Ruthbridge and Littlewoods


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yeah dont give anything away, let them show their cards first.

  • Haha 1

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Hello all.

 

What a fun time you seem to be having Manf! I see the big guns are still with you (ODC, Curly, dpick et al) and you seem pretty chilled :)

 

I've been away on holiday for two and a bit weeks but was reading your thread (when I got half a chance) - yes I am sad, I know!

 

I am finally going to start my own Littlewoods thread as I've had a flurry of activity whilst I was away and they've passed my account to Capquest (eeuuch) despite stating that they wouldn't pursue me for the debt. I hope you'll all subscribe!

 

Ho hum - at least I know I back home. There's nothing like a bunch of letters and DCA phone calls at 8.30am in the morning to bring you back down from your holiday high!

 

Keep smiling all.:D

 

deedee x

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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hi deedee i was wondering where you were i hope you had a nice holiday............ trust Ruthless to spoil your holiday mood let me have the link to your new littlewoods thread and i will definately subscribe............ keep smiling x

its all quiet on my western front haven't heard anything from them since last week !!!!!!!!!!!!!!!!!!!!!!!!!

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Manf thats good youve heard nothing, but as you know if they come back to you, you come back to us!

 

KPR

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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  • 2 weeks later...

good morning all

it has been quiet from you know who for weeks now !!!!!!!!!!!!!!!!!!!!:)

i wonder what they are up to, i hope everything is alright with you all x

 

Ruthless have got until the 12th of Sept, then thats the 40 days up as well then i will need a bit od help if you don't mind about sending them a bogoff letter is that the right move to make ?????????????

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good morning all

it has been quiet from you know who for weeks now !!!!!!!!!!!!!!!!!!!!:)

i wonder what they are up to, i hope everything is alright with you all x

 

Ruthless have got until the 12th of Sept, then thats the 40 days up as well then i will need a bit od help if you don't mind about sending them a bogoff letter is that the right move to make ?????????????

 

Manf, as ever WAIT, until they demand payment.

Then, and only then will we go with a boggoff letter and report to TS ;)

Damn my Simian friend beat me to it. Rememb er this is the same bunch of clowns who threatened you with all sorts and referred to me personally in remarks about CAG. They are not so clever now. They will be less clever when they get a BOG OFF letter plus a complaint to themselves and TS and a little demand from the FOS for £ 400.

 

I will leave it up to you Manf to decide who was right your CAG buddies or those awfully nice threatening bullies at Ruthless:rolleyes:

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Hi Curly, Hi ODC,

 

I Know you are both so very very right and i will take all of your fantastic advise to the very last letter because if it wasn't for your brilliant advise i would be in a right state so when their time is up on the 12th of Sept i will be right back on here asking what to do next !!!!!!!!!!!!! xx ;)

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Hi manf!

 

The madness that is the return to school is over! I'm a bit less stressed. So ruthless have 5 more days and counting before they have committed an offence? Nice going!

 

I'm about to update my thread but I'll let you know here anyway. I got a letter today from Capquest, in reference to one of my shLittlewoods accounts. In short they have returned the account back to Littlewoods.

 

Thanks to Curly for the BOG OFF letter (which I tweaked slightly) which helped do the trick love0007.gif.

 

deedee xxx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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okkie dokkie

thanks curly i WILL wait and wont make a move without ny cag buddies;) xx

Curly B's BOG OFF letter is a classic but way too clever for your pals at Ruthbridge. They will be totally unable to answer it

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  • 2 weeks later...

Hi manf all you have to do now is wait they wont be able to resist sending another demand for payment or veiled threat of court action then you send this letter

 

 

You have not complied with my CCA 1974 request for a true copy of my original Credit agreement.

 

I will not respond to any further communication useless required to by a court order.

 

Or of course just send the bog off letter

 

How come I get the feeling that you aint worried any more when a letter comes through the door.

 

all the best dpick:D :D

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:D thanks dpick i will wait and see what happens but its killing me i don,t do waiting hehe xxxxxxxxxx

 

oneofakind................ i wonder hehe its amazing what your brain can do when you are totally worried,frightened and scared over horrible letters these people send you ...........

but now thanks to my wonderful pals .......... at cag and all of your brill advise she has long gone

xxxxxxxxxx

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