walton v rbos

[banker_rhymes_with]

Hello Paul!

You may also find the link below interesting.

 

http://news.bbc.co.uk/hi/english/sta...ts/credit1.txt

 

I think everyone should read that link. Very disturbing indeed.

 

IMO the "true copy" must be just that. The creditor must not be allowed to recreate agreements from their records. As we know Sparkie, records and accounts are easily manipulated.

 

I fully agree.

 

Cheers,

BRW

[banker_rhymes_with]

Hello S!

 

So given I know that email never went out what does one do? - believe the legal people or ones own judgement and moral fibre? - I know who I trust.

 

 

I think this may be a good reason to always request the bankers produce Server Logs to substantiate if any such crucial emails were ever sent.

 

IOW, if you get advanced warning of a dubious email you know has never been seen before, make it absolutely clear that you never received this, and make it clear the opposition must produce evidence that the highly convenient email was actually sent.

 

I think the Civil Evidence Act 1995 is applicable, as this would be regarded as Hearsay Evidence, so would need to be supported with some Evidence to validate it. For example, Server Logs would be suitable Evidence to at least prove that an email was sent at exactly that time.

 

The Logs would show the Message being sent from their Mail Server to your ISP's Mail Server, and from there to your PC. The Byte Size of the Message should exactly match the size of the Message that was sent. These Logs should be supported via independent ISP Verification.

 

However, even armed with that, you'll probably still have to contend with a Judge who is as ignorant of IT and Email Servers as they are of the Consumer Credit Act!

 

The Barrister you were up against was using his/her greater Courtroom experience to pull a few strokes, that was all. It was a bluff that, sadly, you could not call at the time (few LiPs could, they knew that).

 

But, this is a very useful thing to hear, as it suggests that we should all demand that any crucial/pivotal emails being submitted as Hearsay Evidence, must be substantiated via accurate and independent Logs.

 

It would've been nice to see the Barrister's reaction if faced with probing questions about their abject failure to notify the Court in advance about this Hearsay Evidence, and their inability to explain the lack of Server Logs to back up the email's authenticity.

 

Then, by all means, let him/her swear under oath the email was genuine!

 

Bennion would not be a happy bunny.

 

I don't think Francis would be too happy at all. From what I gather, he is quite IT Literate these days. Here's his Web Site for a start:

 

Francis Bennion

 

Cheers,

BRW

Edited October 14, 2008 by banker_rhymes_with
Tidy up.

[banker_rhymes_with]

But Sir Tom - who was paid £750,000 as chairman of RBS in 2007 - is likely to face probing questions from MPs on the Treasury Select Committee next week over the board's supervision of the crippled business.

 

RBS led a consortium which bought Dutch bank ABN Amro in 2007 at the very peak of the market, while its investment banking business was heavily exposed to the complex financial instruments hit by the credit crunch.

Sir Fred Goodwin - who led RBS on its acquisition spree before resigning in the wake of the first bank bail-out last October - will also answer to MPs next week. He has been replaced by former British Land chief Stephen Hester.

The Government stepped up its share of RBS in January after converting £5 billion in preference shares to ordinary shares, giving it a £20 billion stake in the bank.

Sir Tom said: "I wish Sir Philip and the board every success in this difficult financial and economic environment as they strive to restore the bank's prosperity."

 

Sir Philip added: "We are extremely fortunate to have the support of the UK Government and taxpayer as we restructure the group and we mean to repay that support as soon as is practicable."

 

Seems all the best edits these days are called Sir.

 

The Queen needs to run the next b*gger through with her sword rather than Knighting him with it.

 

That's another thing the bankers have tarnished...it seems all that they touch these days turns to poop, eventually.

 

Cheers,

BRW

Edited February 5, 2009 by slick132
Please avoid libellous remarks

[banker_rhymes_with]

Hello Paul!

 

How do I post the OFT guidance pdf "image" on to my thread?

Just start a reply, but hit the Go Advanced button rather than the Post Quick Reply button. This is because the Go Advanced menus include a Paper Clip Icon, which is not available when drafting a reply via the Quick Reply menus. Once the Advanced menus are visible, use the Paper Clip Icon to upload the PDF so that it can be added to the Post.

 

I'd advise doing a pre-view of the Post to make sure it appears as you intend, i.e. to make sure the PDF appears OK and that it can be opened from the Post. Then, if all OK, Post the reply.

 

That should do it.

 

Cheers,

BRW

Edited January 8, 2010 by banker_rhymes_with
Clarity

[banker_rhymes_with]

How many other banks are doing this, I wonder.

 

RBS won't be the only one I am sure.

 

I don't think we have even begun to get to the bottom of the so-called banking crisis. The RBS issues alone are still unfolding.

 

Cheers,

BRW

[banker_rhymes_with]

It could set RBS into freefall and bring down other banks into the bargain and make our financial institutions the laughing stock in World affairs.

 

I do rather like the sound of that.

 

Excellent, keep at it then.

 

Cheers,

BRW