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    • I found that the parkin attended has a car with CCTV camera on it, however as I stated earlier, it seems that he did not take video of my car otherwise they would have stated so in the SAR. parking car .pdf
    • The rules state that "approved devices may only be used in limited circumstances"  I was not a threat. I was not present. I did not drive away. I think he has not fulfilled the necessary requirements justifying issuing me a PCN by post therefore the PCN was issued incorrectly and not valid.  What are your thoughts?  
    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Extremely Naughty MBNA Practice


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Hi to All on this site!

 

My tale to date with MBNA?

Reclaiming Credit Card Fees. After HSBC, First Direct and Halifax I though MBNA would eventual result in my favor. I have a ongoing fight

with Citi,that is a fight?

 

Initaily, I rejected the first offer then accepted the total amount.

MBNA then added the total settlement to the DCA (Debt Clear Recoveries & Investigations Ltd).

As I have'nt been paid apart from the first offer which I still have the cheque uncashed. I receive a letter from the acting DCA an increase to my debt?

To my eventful suprise the total offer has been placed in the DCA accounts as a added increase to the debt.

 

It does seem I have been penalize twice.This I believe was to disguise the so called goodwill payments offer? But what the stupid buggers have forgotten was to pay me in the first place.

 

I have wrote to them questioning the sequence of they dumness and have given them 10 days before I start actions in court regarding penalty fees and secondary penalty fee. I have said this will incur contractual and statutory interest plus costs?

 

I would like to know if this has been seen before?

Please let me know of what you think!!!!!!!:?:

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Hi Ice

your words 'what more can one say' you realy are having about as much luck as me, i fully sympathise with you but hell you came this far, you will get there in the end, chin up....GC

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  • 3 weeks later...

Hi Gc

 

Wecome to the MBNA?

 

Since the start of the postal strikes I will have give them some more time to respond. Then I will claim collectively. So no is your answer!!

I do need to know if I address collective to MBNA or 'do' them both seperately?

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Hey Ice

now you moved to MBNA ive no one to sound off to, im in court tomorrow with citi and had a bit of a panic on :o but got my act together and paperwork in order so ready to roll, :wink: il let you know how i get on tomorrow afternoon,

Hows the MBNA claim going?..GC

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Oh I'am so sorry what I have just read on your thread Gc...

 

As Enron says yours 'The Judge' was it seems in fixed mind therefore not playing the GAME! However, Enron suggests that because the OFT ruling is NOT against credit Card penalties then why has'nt it been heard and dealt with? You where in court for that reason?

I do not understand, and further more is this a discretionary reaction to the OFT ruling or just plane discerning.

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Hi Ice

thanks for your support, it didnt realy matter that they failed to comply to the draft order for full disclosure, the judges mind was made up before we went in, he wasnt interested in hearing from either side and although I pointed out to him that the OFTs test case was against bank accounts and not credit card fees he was having none of it and said all cases of this kind whether its bank accounts or credit card accounts would be stayed, another day Ice, I can wait..GC

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Hi Gc

Just sending a letter to MBNA asking why their have'nt sent the agreed payment as per offer.

I only wish a small explaination?

 

As to you and it seems to others as well, are we all on the I CAN WAIT LIST.

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Maybe you should ask a Mod to set up a sticky and poll dealing with issues like this cos it's only bank overdraft charges that are being stayed NOT credit cards, the OFT has already dealt with them by saying £12 is the limit.

 

The this site and MSE can look at what is going on and, as part of consultation in this ongoing case with the OFT etc, they may get the authorities to clarify the issue.

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Hi Gc

Just sending a letter to MBNA asking why their have'nt sent the agreed payment as per offer.

I only wish a small explaination?

 

As to you and it seems to others as well, are we all on the I CAN WAIT LIST.

 

Ha ha Ice I like it "I can wait list" hope it dosnt turn into "your not getting your money back" list :eek: seriously though I hope that now my claims been stayed it dosnt mean all credit card claims are treated the same way, im sure theres a letter on the site objecting to calims being stayed and anyway when the OFT rule on bank accounts, would they rule that, the will bring action over £12 like they did with credit card fees, I cant see the costs being thet much different..Gc

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Maybe you should ask a Mod to set up a sticky and poll dealing with issues like this cos it's only bank overdraft charges that are being stayed NOT credit cards, the OFT has already dealt with them by saying £12 is the limit.

 

The this site and MSE can look at what is going on and, as part of consultation in this ongoing case with the OFT etc, they may get the authorities to clarify the issue.

 

Hi Lemma, yes I think your quite right, over the weekend il have a look around all the credit card claims and find out how many are being stayed, although I believe that it could only be mine up to now..Gc

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I'm a member on another site - MSE - and I have pm'ed Martin Lewis about this issue this am. He has asked me to clarify if the DJ just imposed this stay in you or did he do it on application from MBNA?

 

I got the distinct impression that he imposed it - am i right?

 

As soon as I hear anything I shall get back to you - i have only sought clarification and asked him to add it to the ongoing issues that require further consultation on.

 

I think you should pm a mod and ask them to set up a sticky on the main board about this so that more people can see that there may be a problem and actually clarify how many times this is happening.

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In theory we should be able to continue with claims about Credit Cards, but in practice they seem to be "stayed" quite a lot too..

 

No-one can answer this one for you. Personally, with my claim to Barclaycard I have decided to wait a while....

 

There is a thread somewhere regarding which courts are more likely to grant stays than others, maybe check out your local one and see?

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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In theory we should be able to continue with claims about Credit Cards, but in practice they seem to be "stayed" quite a lot too..

 

No-one can answer this one for you. Personally, with my claim to Barclaycard I have decided to wait a while....

 

There is a thread somewhere regarding which courts are more likely to grant stays than others, maybe check out your local one and see?

 

some courts are staying ALL penalty claims, even business claims, Sunderland CC are still hearing cases on a day to day basis, thank goodness i didn't file at h/pool as with my claim against citi, by the time thats heard again il of forgotton every thing i was going to say in court:(

 

Hey Ice just poppin in to see how you getting on..Gc

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  • 2 weeks later...
  • 4 weeks later...

Hi Ice, how you doing pop!, well my business claim's been stayed, ive just put in my objection so hope it can go ahead, all the excitement seems to have died down with this bloody test case, its just playing the waiting game, any way i'l be keeping track of your thread, see if any further developments, take care Gc:)

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Hi Gc

 

What a nice reminder. Good to hear from you. All quite on the western front!!!!

 

Recieved a very unexceptated letter and cheque from MBNA today.£111.58? The whole amount plus 58p interest?????

Guess that something is happening from other world of banking.It seems strange with (Barclay,NorthernRock & others?) are somewhat demure of the denounce stance taken after the financial mis-management of their own affairs?

Could be all in our favour!!!!!!

 

Keep in touch Gc

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