Suecon v Alliance and Leicester

[Suecon]

Thanks for help yesterday, got Nicole Rich Report on 2 pages now not 90!

Can you help with this please do i need anything on manual intervention in bundle, also should i include witness statement aswell as statement of evidence. You may be rolling your eyes thinkin god help her and i wish he would, but trying my best thanks

[Michael Browne]

do i need anything on manual intervention in bundle,

No it's not critcal

 

also should i include witness statement aswell as statement of evidence

Just SoE

[Suecon]

No it's not critcal

 

Just SoE

Thanks once again, Im getting the hang of this lark now......I think!

[Suecon]

Apologies first for being thick! but I am trying. Court bundle to be in by 1.8.07, go on holiday 2.7.07, I think Im more or less there with it now just a couple of queries: is there a certain way of assembling the bundle (which order do papers go) and can anyone help with A & L terms & cond for 2004 I cant seem to find them. If you do help please spell it out in easy terms as Ive already said im a bit challenged in the brain department thanks

[Parkvale]

You really need to be on the A&L forum. All here about court bundle.http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

[Suecon]

How do get to the A & L forum please!

[Parkvale]

I have asked the moderators to move your thread. Meanwhile click on here for A&L forum. http://www.consumeractiongroup.co.uk/forum/alliance-leicester/ It will be easier to follow and help your claim if it is in the right place. Good luck.

[MARTIN3030]

Done Parky.

5 threads merged !!

 

 

Best way to do your bundle is prob to start from oldest stuff first.

Do an appendix on the first page.

Will look like this;

 

1a; Letter to defendant dated 01/06/2007

1b; Reply from defendant dated 12/07/2007

 

and so on

 

then you can do the legal stuff

 

2a Copy of Terms and conditions

2b Copy of Unfair Contracts

 

bla bla

 

3a-3k Bank statements as supplied by the defendant

 

In my claims I wrote in felt tip on the corner of each doc........this is because you need 3 copies.

The originals where possible will need to be taken on the day if it gets that far so keep those.

 

Remember also if the bank settle before Court and after you have submitted any original docs,to ask for these back.

I was caught out on this after doing a second claim as much of the stuff I did not have originals of was in the Court from the previous claim.

Also saves you doing extra copies in further claims as you can use them again.......and again......and again !!

[Suecon]

Thanks for help. Sorry to mither again but you mentioned Unfair Terms Contract where can I find this also any help on A & L terms & cond for 2004, also I was going to photocopy everything for court & sols and keep originals for myself is this ok thanks

[squarebob]

It should be part and parcel of your court bundle. If not, look in the Forum under Statutes etc.

[Suecon]

Oh my god how thick am I? Course it is. Sorry but Im a the point of total melt down with this now, Ive got a permanant glide in both eyes now, I can look at six people at once and none of them know which one I m looking at, very attractive! Thanks for help

[squarebob]

Cherie,

What took you so long. If you need any elp, just call. I am only an island away.

 

Charles Aznovoice. xx

[Suecon]

Can you tell me if this looks ok is there too much or not enough I still have to number pages but hoped to get checked first Thanks again.

schedule of charges

statements

statement of evideence

oft summary

early day motion may 06

bbc commission conclusion

nicole rich report

peter mc namara interveiw

reelvant case law

dunlop v garage

utccr 1999

ucta 1977

soga 1982

A & terms & cond 2007

claimants correspondence

defendants correspondence

court papers

[Suecon]

Maybe we should do a duet people are always saying I should have no voice

[squarebob]

Where' The Northern Ireland one/

 

Goes under the title of, 'Market investigation Into Personal Current Account Banking Services In Northern Ireland'. Otherwise known as The Northern Ireland Report.

 

Would suggest also including a few stories from the BBC archives regarding Bank Charge Items etc. Just go on the BBC website and have a scratch around. If I knew your email address I would scan a couple to you, have you done your witness statement yet? The idea of the 'Court Bundle' is to add as much as possible in defence of your case. Better to have too much, rather than not enough. As time goes by, the more the banks will wriggle.

pp

SQ

[Suecon]

Thanks so much for help have to get in onTues as going Thur, email is I think. Im hopeless at this kinda stuff, bit worried as well as other people have said their bundle was nearly 200 pages mine's 110. Have got the whistleblower report is that any good. Also got 2 OFT reports one is OFT's action on credit card default charges and the other Calculating fair default charges in credit card contracts A statement of the OFT's position, which one do I use. Thanks again for help, got to go now sixteen year old son returned from football wants to eat chips n gravy in bath.....over my dead body.

[Michael Browne]

Suecon

Delete your email address. Not a good idea on an open forum

Send squarebob a PM with your email address instead

[Suecon]

Ooops sorry forgot do I need witness statement as well as statement of evidence? have got one from site but needs amending to me shall I use both. By the son settled for chips n gravy in kitchen n paper in bath, he'll learn!

[Suecon]

Ok sorry, never thought thanks

[squarebob]

I'll send what i have as soon as I return. Do not panic.

[Suecon]

Squarebob shall I include all you emailed. I know I m Being thick but why HSBC stuff when its A & L Im up against.

Where can I find Northern Ireland report please help Thanks

[andrea39]

Hi, i am a bit confused, not sure if i am doing this right ( i am a dumb blond, say no more). This is were i am at, asked for statements , they arrived very quick, highlighted all charges:eek: , more than i thought, made copies sent the bank theres. They replied the norm ( terms and cons), no money. Sent them the next letter say i would take it further, court, they said fine, went on money claim online, put in details of claim and added interest. Recived a letter from Wragge&co 20th july saying that they had recived and that would defend all the way, started to get really worried, then on 23rd july recived another letter from them staiting there defence. Also recived a letter from A/L saying that all charges were within there terms and conditions but would offer me a payment out of the goodness of there heart and that i have untill the 16th August to accept. I do not want to accept as its not even half of what i have asked for, i am not sure what i do. Hope you understand that, sorry its long winded. Andrea x

[Suecon]

Hi Andrea 39 from one dumb blonde to another. A & L did same with us we turned down offer and carried on with court proceedings. I can give you all the moral support you need but as for the proper advice you need the people who have been there and done it. You will find all these folk here in the forums they are only to happy to help. I m sorry I wasnt much use but Im in court in 3 weeks and its begining to get to me feeling very thick n bogged down. Hope all goes well sorry I couldnt help more

[squarebob]

Nothing unsual in above massage. All pretty Standard Stuff from Wragge's & A&L, might tweak a bit here and there, but in general everything Andrea has, we've all had. What was the offer in comparison to the amount owed? Having watched Channel 4 tonite, I'm wondering whether I should have accepted their pittance, that's on the Black side. On the positive side as it's the OFT who are taking the banks to court, then they cannot afford to lose, because if they do, every law ever made to protect the Cosumer will have to be thrown out of the window. And we, the consumer will be prey to every transaction we ever make, even paying to have your windows cleaned, grass cut etc, will be open to abuse.

 

Billy Ball