Beginning court proceedings

[Dappa1]

Hi,

 

Apparently you can claim on line rather than having to take papers to the courts - is it better or detrimetal to do it this way - I just know 4 me would be much easier - pls advise

[**Tilly**]

have look at this link with mcol you can keep track of the claims progress

Money Claim On-Line (MCOL) Particulars of Claim

[**Tilly**]

here you go heres the n1 link

Particulars of claim - N1 - hard copy version

[blink3]

Hi, Ive just sat down to begin court proceedings myself, Ive decided to do it on-line. Did you send a spread sheet in with dates of all your charges ? They seem to advise doing it on this site, I only sent the full amount, and now wonder if it will be a problem. I cant believe how nerve racking I am finding this !

[Dappa1]

Thanks, although will have to wait until payday - didn't know it would be so expensive!

[Dusary]

Well, you don't want to incur any more charges, now do you?

 

HBOSplc told me today that the claim would be updated by themselves!!!

[Dappa1]

Exactly!!

 

Please forgive the dimness but what tha .... does that mean??

[Dusary]

What I meant was ...... Don't pay by cheque - or you'll get a charge slapped on you!

 

And, HBoS told me that although when I submitted my claim for repayment (WAY BACK!) it stood at £X,XXX. They would take into account the fact that the interest was still accruing (as at 26th June - or 2morrow - 27th June or 10 days' time.)

 

Therefore the FINAL claim would be the original £X,XXX + £Y,YYY interest from the date I submitted the claim.

 

Sorry for confusing you!

[ghathway02]

halifax have offered me £450 out of £571 without interest the full amount including interest totals to £682.12 do i take this offer or carry on with the courts

[**Tilly**]

have a look in this link rejecting offers

Example Step-By-Step Instructions

[ghathway02]

the Acknowledged(15/06/2007)

 

is set for this date when do then start the jugement now ive declined there offer ?

[ghathway02]

sucess !!!! halifax have sent me letter saying they are going to pay ALL (571.00) the money including interest (£764.76) and the court fees (£80.00)

 

but still insist they have doing this in goodwill ?

 

with week left before court

 

any else doing recomend sticking it out !!

[bed32]

If they have offered the full amount you've claimed then you have to accept.

 

They aren't going to admit liability - the whole reason they never end up in court is that they don't want to acknowledge that their charges are unlawful.

[ghathway02]

still waiting for the cheque untill then im think of holding off writing the courts to they have offerd me full amount and till ive got the cheque in my hand

[Dappa1]

still waiting for the cheque untill then im think of holding off writing the courts to they have offerd me full amount and till ive got the cheque in my hand

 

Hiya,

 

Did u receive your cheque?

 

If so, how long did it take to receive from the moment you sent your MCOL / N1?

 

Also, did they mention anything about closing your account?

[Dusary]

Also, did they mention anything about closing your account?

 

They wouldn't DARE!

 

The FOS would be chasing them!

[ghathway02]

Yep i have the money all of it in FULL, they had paid it into the account and not cheque like the first offer. Anyone got a template to write to the courts to say the clain has been settled ?

[ghathway02]

when i started the claim i had already asked to close my halifax account but they have said they would leave it open if i want to

 

no inforced closure

[Dappa1]

Excellent - congratulations!!