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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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really love pic of black cat woolley ive got a black and white one called ironically kia did u get another bike after that one and did u keep the leathers ;)cos winters coming and were changing into biker babes in leathers and i think stetsons :D(i know go figger eh id look a sight in leathers ;))xxkia

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really love pic of black cat woolley ive got a black and white one called ironically kia did u get another bike after that one and did u keep the leathers ;)cos winters coming and were changing into biker babes in leathers and i think stetsons :D(i know go figger eh id look a sight in leathers ;))xxkia

 

No:( not got bike, yes still got leathers (not sure they fit now tho' lol) Stetson I've got one somewhere, white/cream probably now. Black cat - the wandering one Fitz is mine now, unfortunately lost no.1 cat Tompuss (dead ringer for Felix) a bit ago now. All getting old I'm afraid. 6 left.

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Doesn't take long to catch up, sucker for taking in waifs and strays and thats just sons mates:D how do I cope - thick skin or maybe all that happy juice I keep drinking. Boys had all nighter last night, me not far behind, sad one went to bed at 9ish. Not sure if right one for me even after 7 years, or is that another itch i'm getting, lads seem to think I can do better, just got comfy I guess.

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Used to do 3 nighters a few years ago - needed a week to get over it, all nighters have to be in mood nowdays, think it's more to do with sad one now, got in a rut, early to bed early to rise etc. cept I don't sleep - too much going on in mind, overactive, need more in life.

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know the feeling i used to be in bed by 10 every night but now im lucky if i see me bed by one its an early night if i do :Dand yep defo have to bet me a life say on compty on sat night xx:Dkia

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If I get much more in my life I'll explode .... or do I mean implode?

 

With animals, people, banks, dca's etc, my life is full to bursting .................... but gotta admit ........ I used to enjoy the allnighters and the weekenders when I was younger.

 

Bit long in the tooth now ...... any of those things and I'd be the one in the corner, asleep on the floor. 20 years ago I'd have danced and drunk most people under the table.

 

Ahhhh, the dreams of those days .......... leather trousers which didn't squeak cos they were treated with ... can't remember the name now but it made them supple ........ 4 inch stilettos, LONG blonde hair .................. oh well, back to dreaming.

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well never did heels or leathers but do have blond hair god ive never lived have i i used to go out 4 times a week till 3 most weekends thought im was party animal obviously not :Dxxxkia

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That's the one .... made them fabulous ............... could wear them skin tight then without a squeak or a sore in sight.

 

Never did cowboy boots ..... always 4 inch stiletto sandals with ankle straps.

 

Never worn a stetson either, it would've spoiled my hair.

 

Kia, you've never lived till you've been out all weekend and when you sober up you can't remember what you did the day before.

 

Oh well, back in my memory box till next time. Thanks for reminding me Woolley .... brings it all back.

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Can still show the young ones a thing or two when in mood - can shake tush, well headbang still cept after about 3 mins seem to get dizzy put that down to a blonde moment:) Went out with workmates other week for leaving do, managed to drink them under table and not pay a penny - though am only laydeee in team. Why are men still impresed when girls ask for a pint, never had any different unless it's a short ( not red or leather though square if you're listening). OOHH just love this time of night , sad one in bed, son out so not competing music wiase and Moterhead on Kerrang - met Lemmy once!

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god your were up as late as me love i was still up at 1 this morning and sadly i was up at 8 this morning and yep my sado was in bed at 11 too what we need are younger models who can take the pace ;) how did u meet lemmy youll have all the men agog :Dyou werent a groupie were u lol and my only claim to fame was i met steve gerrard at the health club were i go now he was lovely boy so much nicer in the flesh bit young like but hey mind you he was only interested in his chicken fried rice :Dwhere was the biker gear when u need it could u imagine itd be like boil in the bag :Dxxxkia

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Think you need cooling down lol

hosepipe_ban_big.jpg

 

Met Lemmy at Reading Festival 1982, last of the real ones! Claim to fame is on the album for that year hubby (now ex) and our friend are on the cover, typical, me and my mate had nipped to the loo so where we should have been was just the rug and beer. In younger years used to do homework backstage at the Black and White Minstrel Show - can anyone remember them??

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I remember the Black & White Minstrels Woolly, my parents never missed a show on the telly .... I was too busy either doing homework or out with my mates.

 

Those were the days ..... real stage stuff without all the electronic gizmoes they have now.

 

My Claim to fame, I mean Roy Orbinson, The Everley Brothers, Englebert Humperdink (when he was Gerry Dorsey), Wee Willie Harris, Gene Vincent and 2 days before Neil Sedaka flew back to the States to join the Marines I walked him to the station and had coffee with him while my parents and the local police force were out looking for me. :eek: Oh .... and the Beatles, does that count?

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