Halifax - Claiming in Northern Ireland

[befairmrbank]

Hi all,

new to site, but have been following a lot recently;

I have sent 3 letters as of now to the Halifax claiming just under £5k, plus over £1k in interest if it goes to Court; the system in NI only allows Small Claims up to £2k, so Court Service has advised me to get a Solicitor to start a 'Civil Claim'.

 

Has anyone else been in this posotion, or can anyone offer some advice?

 

Any respone greatly appreciated?

 

Thanks,

 

D

[philandsj]

Hi There

i'm also in northern ireland, claiming £4900.00 from Halifax. i will also have to use a civil bill. if you go to Penalty Charges Forum - Powered by vBulletin and go to the northern ireland section, under mainland charges you will see stuff about the civil bill. somebody called nipixels has already done it and is really helpful.

good luck

sj

[befairmrbank]

SJ,

many thanks for your reply, will check out your link.

 

What stage are you at with the Horror-fax, as your figures seem quite similar to mine;

 

I have sent 3 letters so far: 1st request 27/4/7

2nd 14/5/7

Final 4/6/7

In the final, I have mentioned Court Action via a Civil Bill with my solicitor.

 

Would love to sort pre-Court due to worry over costs, but will go there if need be.

 

Any thoughts?