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    • nothing, its not a letter of claim, which you of course have been reading up about in the last month during your SELF HELP using this site......and not just vanishing doing nothing....
    • Hello, Today I received an email with the Mediation Appointment Confirmation date. It is by telephone. This is set as a week Wednesday on the 19th June. It is likely I will be away working, but it doesn't seem they will take that as reason to reschedule the appointment.  How do I go from here? It seems to have arrived sooner than I expected! Am I prepared? Doesn't feel like it! What's my course of action please?  
    • The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] it should specify the period of parking. It doesn't . There may be times on the photos but they do not qualify as the photos are separate from the PCN. In any event between the times shown on the photos  and on the PCN [four minutes '] it is not long enough to have issued a PCN unless they have other photos showing your car was there for longer. Under S9 [2][f] it states   (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; They have missed out the words in brackets. Either of those two failures mean that the keeper cannot be held liable for the charge. Only the driver is liable.  As long as they do not know who was driving they will have great difficulty in winning should it ever get to court. Especially as the Courts do not assume that the keeper and the driver are the same person. You are right too about their signs being poor. First there is nothing at the entrance of the complex that it is private land with parking restrictions. {Well it didn't according to the pictures I saw taken in 2022 and that may have changed]. Second the font size is too small to comply with regulations. Because you cannot park there without a permit  the signs cannot offer a contract to you . You were therefore trespassing which only the land owner can pursue you for.      
    • Good Evening I received a "Final Notification Letter" today as attached. Please advise on what I should do next. ECP Final Notification Letter_22225201.pdf
    • This was on behalf of someone else and I haven't heard from them on the current status. They didn't know you had to pay for parking so unlikely there is a case. I've asked for the other side of the notice but they haven't provided it yet so there's nothing more I can do at the moment.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Kev's Appeal


podgydad
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The FOS have changed their position in recent years on looking at matters that had been litigated, they now have discretion.

 

The following information is taken from Ombudsman news - issue 32 - October 2003:

“Insurance firms occasionally try to insist that we cannot look at complaints about underwriting matters, or where legal proceedings have been issued. These misconceptions are a legacy from the past. The Terms of Reference of one of our predecessors, the Insurance Ombudsman Bureau, precluded such cases. However, the FSA rules give us wider powers and such cases are not outside our jurisdiction. They are, however, among the types of cases that we can, under the rules, decline to deal with”.

 

Incidently and unfortunately Kevin Berwick's case is unsuitable for appeal to the high court as fresh evidence cannot be admitted, you can only appeal on a point of law.

If I have been helpful please click on my star and add a comment.

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As a matter of interest would you be willing to take him on a no win no fee basis? What with your current relationship with Judge Cooke that could be a lot of fun!

 

Indeed :-)

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Guidot,

Excellent piece of information. But can we close the thread before it becomes another slanging match which keeps going to the top to the detriment of everybody else?

I now try to keep off any threads which have any reference to Kev, Cooke or podgy. Unfortunately, newcomers do go onto these threads, post questions, get no replies and go away. Not what we are here for is it?

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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Guidot,

Excellent piece of information. But can we close the thread before it becomes another slanging match which keeps going to the top to the detriment of everybody else?

I now try to keep off any threads which have any reference to Kev, Cooke or podgy. Unfortunately, newcomers do go onto these threads, post questions, get no replies and go away. Not what we are here for is it?

 

Then they should look here for a far more upbeat theme

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/93886-joint-cag-mse-news.html

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Nic,

Yes, I agree!!!

But shouldn't it be on a sticky or an announcement. Otherwise the thread just rambles on and on. There is often really good stuff on these general threads that just get lost in the argy bargy of who is right or wrong. Most of us just then ignore the threads and miss some of the really good points that the likes of you make.

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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I'm really not looking for an argument, I was just surprised to read the press release in light of some conversations I had last week with the FOS. I also found it interesting as I have read on here many times people telling posters not to bother using the FOS as they are a waste of time.

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