Me 'v' Lloyds TSB - ****WON!***

[Muffintop]

Thanks SusieQ, I have rung the court and they do want an AQ completing, i take it thats more work for me and a longer time to resolve if there is one?? did you fill out an AQ skeggsy

[SusyQ]

Hi Skeggs

 

No I didn't have to fill out an AQ but there is a thread on the site to tell you exactly how to complete one (will see if I can find you the link in a mo)

Filling in an AQ doesn't necessarily mean it will take longer to resolve I don't think - None of these claims with LTSB have been quick to resolve

[SusyQ]

AQs - Stays & Strike out request

 

The above is a good link for dealing with AQ's Skeggs - Good luck and keep me posted how you get on

 

Click my scales if you think I have been helpful. x

[SusyQ]

Woo-Hoo

 

Received my other settlement letter from [problem] today for the other account - exactly the same thing as the other one so I am sending my acceptance back today.

 

LTSB now owe me £1623.26 one one account and £3652.13 on the other account making a grand total of £5275.39

Bring it on......ha ha ha - I am sooo pleased, months of stress, reading and being on here every day has paid off (or at least it will when the money is paid into my account!

 

Thank you to everyone who has helped me along the way - and now before it sound like some wierd acceptance speech im going to off to do a victory dance!

[christinajanep]

well deserved holiday me thinks susyq

[Wilks 77]

Congratulations, brill news. I love it when Lloyds TSB pay up. I'm waiting for my second claim to be settled as well.

 

Congrats again

[SusyQ]

Absolutley - We can afford to pay all of the debts off so we have nothing but the mortgage, put money in the bank and go on holiday.

We have struggled for so long and this is just going to make things soooo much easier, we will be able to afford to actually live rather than just exist!

I can't wait to take my son (he's 3) on an aeroplane for the 1st time.....

[christinajanep]

disneyland here u come ?

[SusyQ]

Lets start with Alcudia but deffinately Disney if he's okay with flying....

[olliebollie]

Hi

 

Firstly - big congrats on your win and hope your little boy loves the aeroplane!!!

 

Can I just ask if its advisable to send your bundle off to the soclitors by Recorded Delivery as I see thats what you said you done.

 

Thanks

 

Bev

[christinajanep]

i'd send any letters to [problem] by recorded delivery as they have a tendancy to "get lost"

[olliebollie]

Hi Thanks for that.

 

Thought it was probably best to send it RD - I would have been a bit peeved to say the least if I'd sent it off and they had "lost it"!!!!!

 

Cheers

:)

[SusyQ]

Yes deffinately - send everything recorded delivery- just been to the post office and sent my 2nd acceptance letter by recorded delivery - I want my money now! ha ha

[olliebollie]

Thanks.

 

Yes the money will come in very very handy!

 

Can I ask did you get the T&Cs from the Rapid Share site on here as I am having real problems getting them to download. Also which ones are the best to include. I managed to print one lot off - "Important Changes to your current account" and reading through it - is that Ok to include as it states about what they will charge for oD excess fees etc!!!!!????

 

Cheers

 

[SusyQ]

I was lucky......I doidn't have my T&C for the accounts but when I received th judges orders, he had ordered [problem] to provide a copy of the T&C's so I was lucky in that I didn't have to (because I didn't have them)

 

I have seen a link knocking about though - let me see if I can find it for you

[SusyQ]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/101412-document-library-work-progress.html#post953985

 

Have a look at this olliebollie - It might help?

[olliebollie]

Thanks.

 

I don't know whether to include them or not as I no longer bank with Lloyds - closed my account over a year ago and didn't know about reclaiming charges then so binned all my stuff!!!

Not sure if the Judge would go for that excuse though!!

 

Bev

[SusyQ]

If you are having problems downloading them - let me know beacuse its working for me. You could PM me your e-mail address and I can e-mail them to you if you let me know which ones you need?

[SusyQ]

I would include them if you can - better to be safe than sorry.

 

What stage are you at?

[olliebollie]

Yes having real problems getting them to download. So I will PM you my e-mail address Ta.

 

I opened an account years ago and banked with them for about 25 years (closing it in 2006) so not sure which ones I should include. So any advice useful thanks.

I had various current accounts over the years - the last ones being Gold moving onto Platinum (shame I didnt get platinum service!!)

 

The T&Cs are one of the last bits for the bundle - then got to make sure everything is in all bundles and in order and page number it all. Its due by the 3rd Aug as got to have it in 7 days before my case (10th Aug) - but want to get it in next week!!

Then going to have a great big slug of wine!!!!!

 

:)

[SusyQ]

I remember what it was like getting my bundle together - A right nightmare and cost a fortune in photocopying...

 

I will send your T&C in an e-mail no problem.

 

How much are you claiming?

[olliebollie]

Yes it has been a horrible job - god how much paperwork has been supplied over the months and probably not even looked at or used!!

 

I seem to have spent hours photo copying or printing stuff off!!

 

My claim is for £1067 - not as much as some but will really help me out. Its been a long hard slog as started back in Nov and didn't expect it to go on this long!!! But hey its getting nearer the end now so fingers crossed.

My case is in Oxford before a Judge Matthews - not sure if anyone else has been before him so not sure what he's like - hopefully a nice one!

 

Thanks in advance for T&Cs.

[SusyQ]

I am downloading you a charges letetr from 1991, a service charge bookelet from 2002 and some T&C from 2004

 

If you want anything else give me a shout

 

Oh and if you think I have been helpful click my scales

[Notahappybunny]

Hi ther

 

I've been reading your thread as I seem to be in almost the same position as yourself, can I just ask, after you refused the condtions for settlement how long did you have to wait before the money was actually put back into your account?

 

Oh and welldone.

[SusyQ]

Oh, and I doubt you will get to court - as soon as they received my bundle they sent me a settlement letter and my amount was 3 times as much as yours - I don't think you will get to meet Judge Matthews.....