Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Capquest aka SRJ Debt Recoveries?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5458 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

The first thing I did having read up on this website was to write off £2500 worth of debt which Capquest were trying to chase me for including numerous threatening phone calls. They did not supply the right information and therefore I never heard from them again.

 

I then took Natwest to court for £2500 worth of bank charges (coincidence? Think not!) and won everything back!

 

Two months on and I have just received a letter from a company called SRJ Debt Recoveries claiming the Royal Bank of Scotland have tried to contact me numerous times, that they have now confirmed that I am at my address (which is impossible as I now live abroad) and that I need to pay £2675.52 right now or they will start court proceedings!

 

Is this debt going to be passed from company to company forever, or is there any way to stop it?

Link to post
Share on other sites

Ah! Sorry bit confusing!

 

Initially was in £2500 debt with Natwest. Then got a debt letter saying pay it all back from Capquest. Sent the CCA to Capquest. NO reply. Then thought whilst I was at it I would take Natwest to court for charges. and won.

 

Have never had an account with RBS in my life but am pretty sure they own Natwest, so I think what has happened is that Capquest, when unable to get my money, passed the debt on to someone else. No doubt a sister company of theirs.

 

Have sent another CCA to SRJ now with a little added note explaining I took their client to court and won! so stop harrassing me, type thing! We shall see I guess!

 

Has anyone ever heard of SRJ?

Link to post
Share on other sites

Hi, I had a debt with mint card and had just changed my bank account to Natwest because I owed TSB money for my overdraft

Then Payplan who were helping sort my debts out told me I had to change my bank account again as Mint card is owned by Royal Bank of Scotland who have some ties with Natwest. Not sure if they are owned by them or not though.

Link to post
Share on other sites

Guest amethystdragon

Think you are getting a little confused here - NatWest and the Royal Bank of Scotland are owned by the same group

 

Halifax and Bank of Scotland are owned by HBOS - AFAIK 2 different organisations

Link to post
Share on other sites

What has happened is that the debt is shown as outstanding so Crapquest have probaly sold it on to some othe bottom feeder who will now have a go at trying to obtain money from you. As Crapquest were unable to prove it this latest shower will have similar sucess. Just enjoy reading their threats

Link to post
Share on other sites

  • 2 years later...

remarkable that srj are spoken of as a 'respectable' company

 

ask that to anybody who has been targetted by these cowboys, both those who owe debt and many of us who owe nothing but are still harassed

 

makes me wonder what the authorities are doing

Link to post
Share on other sites

remarkable that srj are spoken of as a 'respectable' company

 

ask that to anybody who has been targetted by these cowboys, both those who owe debt and many of us who owe nothing but are still harassed

 

makes me wonder what the authorities are doing

 

According to all their own websites DCAs are 'respected' 'Market Leaders' 'professional'

 

It just shows the rest of us how demented they really are

Link to post
Share on other sites

srj are not respectable - i think our agencies are turning a blind eye to their activities - another case of wasted money on these quangoes who are suppose to look after the public, not these cowboys

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...