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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Hubby's potential Insolvency / bankruptcy


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I have noticed a lot more threads regarding Statutory demands, which has got me pondering:

Could I still receive an SD for my personal debts (which are over £1k each time)?

I am sure that I know the answer, but just wondered where that would leave all my OCs? And whether action would be more or less likely in my situation!?

Just to clarify, I have not yet taken any further formal action regarding the BI, other than providing my IP with paperwork

Red

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I have noticed a lot more threads regarding Statutory demands, which has got me pondering:

 

Could I still receive an SD for my personal debts (which are over £1k each time)?

I am sure that I know the answer, but just wondered where that would leave all my OCs? And whether action would be more or less likely in my situation!?

Just to clarify, I have not yet taken any further formal action regarding the BI, other than providing my IP with paperwork

Red

 

 

Yes if the debt is for more than 750.00. As to your other creditors if they're unsecured they will have to wait in line. A secured creditor or say the Inland Revenue would take priority

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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No longer the Inland Revenue:D They have lost their priority status.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Thank you for the swift replies Gold lady and Josie8.

Bit confused now tho, J8 pls can you clarify that a statutory demand could be served whether the debt is secured or not? I have not got any secured loans/debts over and above the mortgage....

Goldlady, I bet that inl.rev. were not too happy not to be a priority any more!

Thank you again

Red

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  • 2 weeks later...

Does anyone know how a company called Debt Angels (manchester tel no) could have got my mobile no? They offer solutions for debt issues, particularly repossessions. Not sure if this is related to BR or not?!

I dont give my mobile out very much, so a bit worried.

Any help appreciated.

TY

Red

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Weird - I am the same red - only trusted people get my mobile number. I changed it after Abbey got me to agree to a payment I couldn't afford while I was driving:mad:.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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I am stumped Goldlady, could this co have gone via Land Registry and then somehow found me that way? And why not phone the house? In case they get the OH perhaps?

Bit disconcerting, none of our info is safe it seems!

Your reason for mobile no's made me smile btw!

Red

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I doubt you will ever know - unless of course they call you again. I would think they would have to disclose where they got your number from even if you use the data protection act.

 

My OH has a cunning plan which is paying off with our business callers. When he registered our details with Yell he gave them a false name. You would be amazed how many time wasters ring and ask for that person - so we know exactly who has sold our information on.....:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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I will definitely ask them as and when they call me again Goldlady! And I will be asking them to kindly remove my number from their data base.

LOL re OH & YEll! I did the same with Thomsons, and they nearly caught me out, as when they asked for Ms Not Red UK, I used to ask "Who?", and then quickly go into role play.

It is a very clever way indeed of seeing who sells your info on to which company, and also working out who to spend your money with the next time round!

Red

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Is your mobile phone a contract? If so it was probably quite easy to get hold of your number.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Mr K, I have never been so petrified, while waiting for something to happen. It was agonising, and almost felt like a criminal! And i was there for moral support! At least we were the only people there and did not have to wait all day.

It feels like a long time ago now, but I did shake before during and after.

Have you been in a similar situation?

Red

 

Very nearly. Basically I`ve had DCAs say I was being taken to court as well as the council actually taking me there. They always try to make out that it`s an offence to be in debt when it isn`t. I do hope you manage to get everything sorted out though

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TY Rory - so my contract mobile number was found using straight forward search! It was just putting the two and two together regarding the house (which is not being repossed atm!), and me being the solvent party.

Mr Kipling, hope that you are getting through your troubles! And you are correct, being in debt is not a crime!

Red

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  • 4 weeks later...

Little update. The trustee (now another insolvency practioner in B'ham) had sent various paperwork to both me an OH regarding general BR affairs, including my interest in the property.

We went to see our IP, and he said that he would reply to trustee on our behalf. Jolly good we say!

Then last week we got a letter from the trustee saying that he would have to instruct a solicitor as we had not responded to his correspondence! :o

So spoke to our IP who had forgotten to send a letter on our behalf!

OH phoned the trustee and explained and apologised, and today I sent a letter confirming the name and authority of our IP to deal with this on our behalf! What a nightmare!

Then I ended up speaking to the trustee today (who was lovely!), as OH keeps getting hassled by DCAs accusing him of owing them money! Aggghhh. Stress!

Any way all in hand now, and will wait for the next chapter!

Red

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Next chapter - already!!

Another update, through the post this morning, I received a fab letter from my IP. He has written to the trustee arguing, using facts, that there is no beneficial interest in the equity of the property for OH. Therefore my IP has advised me that I should be applying for the trustee's interest to be transferred to me for a nominal fee!

Even if the trustee does not agree, I am so pleased with the arguments so far! :)

Red

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Looking good Red. Hope it works out :)

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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Contacted the trustee (an insolvency practitioner) about the DCAs who are trying to contact OH about his now long gone debts. I have tried to be a rock, and deal with these things, and hope that i can make the difference.

hopefully the trustee will be able to stop these DCAs contacting us. I know that i have to be strong, and with CAG i will get there! ;)

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Red you are a rock honey. You know that any help you need all you have to do is ask. Keep fighting, you're doing great ;)

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 7 months later...

UPDATE: Hubby was automatically discharged from BR, that year flew by! He feels a lot happier now, but the house issue is still outstanding.

The trustee has not been in touch since I spoke to him last about OHs DCAs who kept chasing. The IP at our end has written to say that OH has no interest in the property, and is pushing for the house to go to my name for the nominal fee. Still waiting, trouble is the trustee could be waiting as he has up to three years from date of BR to make a claim should he wish.

Bit of an awful waiting game really! And these things are not moving fast!

Will update as and when....

Red

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Hello

 

A year doesn't seem like that long ago! However I can't remember the exact details of the story, do forgive me for vagueness!

 

The way the property market is going a delay may be no bad thing in terms of seeing any value in the house diminish (if you want to keep it to actually live there that is!).

 

If it was that you are arguing that your interest in the house is bigger than the 50/50 share suggested by paper, you might want to look at some property auction websites, and see if you can find something similar that has sold in your area, or watch for one selling and see what it goes for. There are vast amounts of property being auctioned these days at prices much lower than estate agents would like to think properties are worth, or even not being sold at all. This would help you with establishing a realistic forced sale valuation.

 

If it was that you are arguing that your interest in the house is bigger than the nil suggested on paper, you might want to suggest that the mortgage will no longer be paid if you aren't going to be able to buy the interest (probably discuss with 'your' IP first to see if he thinks it's a realistic threat). Your husband can say this now that he is discharged, as it won't lead to income available to pay an IPA from (it's too late for that), and as the shortfall won't affect him anyway (it would fall into the bankruptcy, what does he care?), and as if you have no interest it wouldn't affect you either.

Edited by Gingerheid
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Number of times I've asked 1st Credit for information that I stil haven't recieved... 55 as at 02/05/07 :!:

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Hey Gingerheid, glad to see you! There have been times along my route with the BR, that I have felt that your advice has been so spot on, and so spookily along the lines that me and the OH have been deliberating!

With regard to the housing market, a house in my street has been dropped by about £50K (nice road where I live!!), which does suggest that estate agents have been too hopeful with their insistence on the housing market still being bouyant (spellling!!!)

I did look at some auction sites, but there was very little in the area, and certainly nothing that I could use in my favour. However, with more and more people struggling financially, this could change over the next few months!

I did contact my IP with the suggestion of non-payments of mortgage to speed things up with the trustee, which was something that we had discussed many months back. He seemed quite favourable, and is considering his next letter to the trustee!

I will let you know!

Thanks again for your support!

Red x

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Well, if you're not being told wildly different things, and if you're being told what you're thinking, that's a good thing!

 

Keeping searching property auctions; there's alwaysva house that's been repossessed near you, you just need to find it!

Number of times I've asked 1st Credit for information that I stil haven't recieved... 55 as at 02/05/07 :!:

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