Cumbria v NatWest **SETTLED IN FULL**

[cumbria123]

28 days from date deemed served is tomorrow (Monday), still nothing.

[cumbria123]

Deemed served: 3rd July

Still nothing.

What next...?

[cumbria123]

Still heard nothing, has anyone else got to this stage without hearing anything...?

[caro]

I believe that you can claim judgment by default if they have not submitted a defence 28 days from when the papers are served. If you used MCOL you can do this online. Probably leave it until tomorrow to make sure they have a full 28 days.

[cumbria123]

That`s what I thought, I`ll keeep you all posted.

[littlemichelle]

Hi Cumbria,

How exciting... I'm a couple of weeks behind you. My court action stuff was issued last Friday. Keep us posted on what happens

[cumbria123]

CPR Pt 18 request came today, do I reply or ignore...?

It actually came outside the 28 days.

And do I reply just to them or to the court too....?

[cumbria123]

Just been to MCOL, it allowed me to claim a judgement by default, after all the CPR Pt 18 request did not reach me until after the full 28 days.

[caro]

I think I would phone the court if I were you just to be on the safe side. I have a sneaky feeling that the court might allow it if they had it within the 28 days, or possibly even a day or two after.

[angrycustomer]

Cumbria123,

Thanks for your reply, I have just been sitting on the side line by still using the moral support of all the ot have been stung by the Banks over the years. Halifax/BOS I noticed to day on the news have made lost of money in the last 6 months by charging the poor mortal of this land.

[cumbria123]

Right I`m confused now, the chap at the court emailed to say that as a defence had been lodged (slightly late), I will now have to complete the AQ and send it to the court with a fee. But all I got through the post, from Cobbetts, is the defence and a CPR pt18 request. No forms that say AQ on them, am I missing something....? Any advice welcome, thanks.

[cumbria123]

I presume the AQ will follow in the post very soon.

[caro]

The AQ comes from the court and all that you have had is from the solicitors I believe. Might be worth an email back to the court to confirm that they will be sending it. It annoys me how lax the courts allow the banks to be with deadlines.

[cumbria123]

I`ve emailed the court just to make sure it`s on the way, wouldn`t like to slip up at this stage.

[cumbria123]

AQ came today, filled in and handing it in to the local court tomorrow.

[Chrissielr]

Hi Cumbria, heard anything from Cobbetts yet?

[cumbria123]

Hi, only a letter noting my comments (CPR pt 18 being intimidatory), saying their client objects to me saying that , yeah right. Then they quoted something about

 

part 27.2(1)(f) applies subject to par.3 of part 27.2 which states that the Court of it`s own initiative may order a party to provide further information if it considers it appropriate to do so.

 

ie: "the Court" not Cobbetts

 

so I sent a letter pointing this out.

 

Still waiting.

 

How about you..?

[cumbria123]

Out of interest, does anyone know if the AQ form is processed as soon as it gets to the court or does it get processed on the filing date at the top right corner.

[littlemichelle]

Good Luck Cumbria..

I do hope it goes as smoothly as mine and with a bit of luck it shoul only be a few days!!

Fingers crossed for you.

[cumbria123]

Quck update, got an offer of £1900 through the post from Cobblers today, thanks but no thanks.

[angrycustomer]

Hi Cumbria123,

 

we are at most or less the same stage. I file my AQ and copies of everything that has been sent to Natwest to my local court on Wednesday and sent a letter to Cobetts with all correspondence regarding the claim but I have not heard a word. I might here something next week. I wish everyone luck with there claim against the banks. We all work hard for what little money we have left at the end of each month after paying our everyday living cost and do not need Bulllies like banks taking that from us.

[katesage]

ooooh £1900 when your owed £3000+ Tempting......NOT!!!

 

I filed last week so we're at the same stage.

fingers crossed for you xx

[cumbria123]

Thanks you lot, I`m sure it`s not far off now, I would have a party if I wasn`t so far away.....!

[cumbria123]

No thanks letter sent yesterday, they`ll get it Monday.

[Chrissielr]

Good news, count down to full refund underway!