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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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RBS C/A claim next step


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Guys,

 

I'm claiming £1240 from RBS for my current account, where by i ended up in a whole load of s**t and finished up on prozac thanks to them pursuing me! They've written to me saying my complaint will take up to 8 weeks to resolve!!! Can I still go ahead and start proceeding against them, I can provde medical evidence re the depression if the (EDIT) so and so's want to take me to court - if I should battle on what letter to i send them next, I'm rubbish at this, and need pointing in right direction.

 

Thanks loads to anyone who can help, I deffo want to take them to the cleaners x

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Hiya i am in the exact same boat as you someone on here on on my thread has a step by step to follow i have followed that and now ive just recieved an email regarding the same 8wk time limit im not sure what to do either lots of luck and take care x

:mad: :mad: :mad: :mad: :mad:

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I've written to them on the 6/4/7 threatening them with court action, so am going to work through all the threads to find out what on earth to do next. I can't get into the schedule of charges on this web site, has anyone any ideas of other sites/links that can do this?

 

Cheers

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Guys and / or Gals,

 

The 8 week letter is standard fob-off letter that is sent in order to flumox the uninitiated. The 8 weeks is the maximum banks are allowed to take to respond to a complaint. This isn't any old complaint though....this is one you have put a deadline on and as a result, their timescales don't matter. Once your first 14 days are up, move on to the next step.

 

 

Just a pointer, this is a very common response at the moment and one you will find all over the place in the RBS forums, which makes me guess you probably haven't done a great deal of research. Not busting your balls, just offering advice.....it might be worth reading through some of the other claims going through with RBS right now so you can see what the common responses are and what delays there are, when you might expect a response (if any!) and so on. Had you had a look through the RBS forums, you would have noticed that I'm possibly answering this question at least twice a day at the moment ha ha!!!!

 

It helps to not get you flustered further down the process ;)

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Guys,

 

I'm claiming £1240 from RBS for my current account, where by i ended up in a whole load of s**t and finished up on prozac thanks to them pursuing me!

Thanks loads to anyone who can help, I deffo want to take them to the cleaners x

 

Why are they pursuing you? Is it for money you owe them, and if so how much in comparison to your charges?

 

I've written to them on the 6/4/7 threatening them with court action, so am going to work through all the threads to find out what on earth to do next. I can't get into the schedule of charges on this web site, has anyone any ideas of other sites/links that can do this?

 

Cheers

 

How did you work out the £1240?

In any event the spreadsheets are working on this site now.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Realised I'd jumped the gun a bit without reading the FQA's, so have done as suggested - stuck to my own timetable and written to them advising I will starting the court process to recover the charges.

 

I incurred a few charges after i finished uni and couldn't find regular work, the main bump of charges is from RBS charging interest, taking me over my overdraft limit, then charging me £28 to advise me I was over my limit, and then when charging for dd's which hadn't gone. When I approached them for help or to write off the charges after seeing my doctor and trying tackle my debt they refused and advised me to take out a RBS credit card instead.

 

Having some months later reached an agreement with an advisor on the phone on how to tackle my debt I was still being pursued as he didn't tell the relevant departments.

 

Anyway, I'll crack on and see how I go

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