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Monty vs RBoS - should I reply to their defence?


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Hi all - my claim with RBoS is continuing (took a while to get the court fee). I've received their defence, which seems pretty standard. Does anyone know whether it is essential or advisable to reply to the defence?

 

Haven't been sent the AQ yet by the court.

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  • 1 month later...

*bump*

 

Just moving this one up for you mate - doesn't look like you are shouting loud enough on your threads! :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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Their standard defence is usually very predictable.

I presume they are saying you have not properly particularised your claim bla bla bla.

 

If you have followed guidelines on your N1 Pocs and included all account details as well as supplied the defence (or their clients) with a schedule of charges that clearly show what you are claiming,then this should be adequate.

You can send a further copy of your schedule to both the Court and defence upon allocation.Also note the draft order for inclusion.You can read more about this in the allocation notes in the bank temps library.

I suggest also reading up on other current threads in this forum.

Keep an eye out for any new information that may be relevant for your own submissions.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Guys - thanks for your help with my threads.

 

This thread is probably outdated now, since I rang the court who told me the AQ is the reply to the defence. I submitted that, then got the offer including 8%. My other thread regarding that covers my questions about this.

 

Cheers again.

Monty

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Hi Guys - thanks for your help with my threads.

 

This thread is probably outdated now, since I rang the court who told me the AQ is the reply to the defence. I submitted that, then got the offer including 8%. My other thread regarding that covers my questions about this.

 

Cheers again.

Monty

 

Perhaps a mod can merge them for you - I'm sure if you want that to be done then they will do it if you ask nice enough! :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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