A&L refuse charges

[morganmail]

Hi guys. I received letter from the bank telling me they were not paying up. Read the terms and conditions leaflet which they sent me! I sent the letter before action letter last week and this was my reply. Where do I go from here? do I now apply to the court or is there another letter that tells them to pay up. How come other people have received payments without the banks putting up any fight?

thanks

[livelylad]

Hi guys. I received letter from the bank telling me they were not paying up. Read the terms and conditions leaflet which they sent me! I sent the letter before action letter last week and this was my reply. Where do I go from here? do I now apply to the court or is there another letter that tells them to pay up. How come other people have received payments without the banks putting up any fight?

thanks

 

 

Ok then once the 14 days are up from your LBA issue a court claim for your charges.

 

have a read through the step by step instructions which are linked in my signature.

[morganmail]

thanks for helping. They are obviously not a listening bank. Hope not to trouble you too soon

[morganmail]

Thanx sea side lady, I must have been in the right direction I hope?

Now the LBA is already at A&L, I take it I should wait the 14 days then file court action. I see by other threads that even then, banks are refusing to pay! What then? can anyone help

[livelylad]

Thanx sea side lady, I must have been in the right direction I hope?

Now the LBA is already at A&L, I take it I should wait the 14 days then file court action. I see by other threads that even then, banks are refusing to pay! What then? can anyone help

 

 

Yes after the LBA date has expired start a court claim. All the information regarding how to do this is in the step by step instructions.

[Yaesu]

There are plenty of people around to help Morganmail

 

If you want me to help you, let me know.

 

Y

 

PS. You know who I am.

[morganmail]

Hi Yaesu,

Thanx for the message, livelylad sent me the step by step guide to go on line to do the court action, cant start till the 19th. Will keep you posted.

Shirley

[peachy1964]

A&L just paid me just over £3000! it got to the stage where they confirmed that they had been served the summons and 6 days later i got the cheque through the post.don't worry about it,they won't want to go anywhere near a court house!!!!!

[lesh45]

i am at the court stage. had a letter saying that a firm of solicitors were acting on their behalf. the A&L have until the 19th to put in their defence. having heard anything as yet wether they are putting in a defence or not. but they certainly havent offer me any payment. wish they would as my one is for £1600. with out court fees and added interrest...

[Yaesu]

Be patient lesh, you will get there in the end.

 

Y

[Yaesu]

Hi Yaesu,

Thanx for the message, livelylad sent me the step by step guide to go on line to do the court action, cant start till the 19th. Will keep you posted.

Shirley

 

Well the offer still stands.

 

Don't forget if you are filing a court claim you can add 8% interest.

 

Y

 

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[olivers mummy]

hope all is going well. watching with interest and everything's crossed for you!! I'm still awaiting statements so nowhere near yet. All the best to you x x x

[morganmail]

Hi Yaesu,

bin on your site, where do I find you? going to look at the step by step guide that livelylad sent me. will keep you posted.