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    • Sunak actually nailed it in his boring speech yesterday  Starmers only offering is vote to be depressed  Just about sums up lefties  Humourless and Depresive🤣
    • Ah ok I will see if we receive it in the post tomorrow before I go to work. We want to see theirs so we know what documents they will list ? If their N265 is not received then best to send ours so that we do not miss the claimants deadline as per their draft directions.  What would happen if we did miss the deadline even by 1 day ? The claimant would use it against us in court ?  I scanned and posted in #159 the claimants continuation sheet attached to the N244 where they give a background of the case and reference e-mails etc. After this I will continue to work on the WS which is also causing me anxiety. This will also be used to object to their SJ application. I will advise tomorrow if anything else is received.  
    • Last September our 2019 plate Motorhome went to Brownhills of Newark for its annual habitation check/service. Whilst on their site for the day one of their drivers managed to drive it into a lamp post and put a 2m long scratch down the side of the body. They didn't own up to the damage, but luckily we noticed it before leaving the site, at which point the admitted fault and said they would fix it in house rather than go through the insurance. As they are an authorised Motor home repairer etc we agreed to this and a time frame of 3 weeks was given for the repair, which was booked in for late November. It could not be booked in sooner for the repair as we had a weekends away etc booked with the vehicle until mid November.  3 weeks, and a simple re-spray has now evolved to 18 weeks of them having the vehicle, due to the spray job having to be done 3 times, a window seal not been re-fitted correctly, leading to rain water pouring into the van and the replacement decals been applied wrong twice & having to be re-ordered from Elddis who originally built the camper. We finally got the vehicle back in late April, still minus 1 of the decals. Back in March we had an email from Brownhills asking what compensation we would accept due to the delays in returning the vehicle to us (They have had it for 18 weeks instead of the initial 3 weeks which was agreed). Once we finally got the vehicle back we told them what we expected (the value that the camper has depreciated by in the extra 15 weeks they have had it and which time we were unable to use it). They are now refusing to honour any compensation and are only offering us a free service for when this is due in September. Legally where do we stand?  Obviously we are not taking it back to them for a service, given that last time they managed to crash it and its taken so long for them to make such a simple repair. We are considering legal action, but are not really sure under what grounds/legislation we could claim. Any advice would be much appreciated.
    • Usual alarmist tripe from the Guardian exposed🤣     Many of the ‘Climate Experts’ Surveyed by the Guardian in Recent Propaganda Blitz Turn Out to be Emotionally-Unstable Hysterics – The Daily Sceptic DAILYSCEPTIC.ORG Last week, the Guardian published a survey of 383 'climate experts' and – shock – many of them turned out to be... The Guardian last week published its survey of ‘climate experts’. The results are a predictable mush of fire-and-brimstone predictions and emotional incontinence. This stunt may have convinced those already aligned to the newspaper’s ideological agenda to redouble their characteristically shrill rhetoric, but encouraging scientists to speculate and emote about the future of the planet looks like an act of political desperation, not scientific communication.
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Just starting - bit nervous!!


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Hi olivers mummy you have no reason to worry as long as you stick with the advice on this site and keep your thread updated of all progress then we will have another success to add to the many thousands before you.

 

 

sorry to hijack this thread but i noticed you are a site helper - Monkeyboy v A&L has a directions hearing by telephone conference- I can not find anything on this - can you help?

 

Sorry again for hijack - :oops: olivers mummy

 

jansus

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Well I've sent my LBA today special delivery. The deadline was tomorrow so it's not like I posted it well early, I wanted to make sure I skipped the postal strike on Friday, if it takes them three weeks to deliver a normal first class letter then god only knows how a strike will affect my mail!!! Sit and hope for the best now. I'll keep you all informed and just read up on the next stage ready. Thanks for all your help everybody ;)

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  • 2 weeks later...

Yes, stick to your time scales.

 

This is YOUR claim.:)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Ok, next Thursday it is, but as they are now expecting me to wait for them for another 56 days because of their letter, do I send them a warning or anything to say, it's my deadline - I will contact court! or do I just go ahead and do it?

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Hi Oliversmummy,

I wouldn't wait the time that they are asking for. I'm claiming for me and my son and they have sent us poultry (spelling??) offers on both counts. They've been very quick to reply really, so now I have to wait out the timescale from the LBA. A&L won't back down if you don't accept offers that are made and there doesn't seem to be any consistency in who they make an offer to. The first letter they sent back on my claim said bog off and yet they made me an offer for about a quarter of my claim in the second letter. They made my son an offer after the first letter :confused:

 

As for your question, I think the templates do state that you will make a claim through the courts without any further notice, so they should know what's coming :D

HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed

HFC Bank Take 2 - Statements received

A & L - Prelim sent/LBA sent

Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent

A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected

Abbey (for my Sister) - ***Won***

Barclays PPI claim

Studio - ***Won***

HSBC - (for my brother-in-law) ***Won*** 8-)

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Hi Everyone, problems with my internet and can't remember my password so my name for the time being is now olivers grandad!! This process is ageing me though!!!! :rolleyes:

Received a letter from the alliance saying they are prepared to give me £615 out of my £2000 and odd, something about the difference it is if they were charging £12 per charge instead of £34. This would be full and final settlement. What now? Do I decline this? Also, I can take court action any day now, do I have to pay the fees straight away?

 

Thanks for your help everyone!

 

Olivers mummy

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Hi Olivers mummy,

If you look in http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=39&Itemid=78

you will find the rejection letter. Yes you should reject this offer, they seem to do it randomly.

If you are in receipt of certain benefits you will not have to pay the court fees, if not then I'm afraid you will, check out the site below. https://www.moneyclaim.gov.uk/csmco2/index.jsp

If you can get it paid for you need to go to court & fill in the paperwork there.

Good luck, you will get the cash back.

Andrew

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I've tried to type out the rejection letter but it says I will accept as part payment only, there is no cheque enclosed so I cant do that, also, it states how much time they have left before court action, they dont have any so what do I write here? I'm just going to file my claim now

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did you get to the section with 6 reject letters?

 

You just chose the one closest to your situation and then adapt it if necessary.

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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OK, done the rejection letter, got my spreadsheet up to date with contractual interest ready, now how do I file my claim? I'm going to use MCOL. What do I need to get started? It says make sure your claim is viable or something and it's really scared me as if I'm going to get laughed at for asking it back and get locked up! Ha ha!! I am a bit of a worryer!! Is there some instructions somewhere that'll help me and calm me down? Thanks guys!!

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Getting MCOL Right

 

Hi - try this for starters - also try the WIKI as I guess the most up to date info will now be on there - rather than threads being updated.

 

Jan:)

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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A couple of things im concerned about.

 

1/ You mention 56 days, where has this come from as they have 8 weeks to respond as per the FSA.

 

2/ Earlier in your thread you mentioned claiming 8% stat interest. Then on post 65 you mention Contractual interest, which are you claiming?

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I think the best way would be for you to file at your local court.

MCOL is filed at Northampton, when A&L submit their defence it will only be transferred to your local court anyway.

 

Also, with MCOL you are very limited as to what you write in your 'particulars of claim'. Whereas if you file with N1 at your local court you can attach a much more concise POC.

 

Hope that helps.

 

Holy.

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Hello everyone,

 

I have a friend that has advised me to not file a court claim but to ask the Financial Ombudsman to look into my case. All & leic owes me £666 in charges alone and they have sent a letter flat out refusing to pay. what do you guys think is best - to file the claim and pay the £80 or just let the Ombudsman take care of it?

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I know the martin lewis site is advocating this method and some people have been very successfull using that route - and it still leaves the court route open to you later. We have some people start court action here as they were not offered enough that way or it was taking to long. I would advise you to read through our threads here and you will see the A&L are not an easy nut to crack. then go to the search button above and put in FOS and you will be able to read other comments. Then it is up to you.

 

jan:)

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Ok guys, filed claim today. Here we go then, they'd better pay up now as I've told my little boy that we're going toys r us and treating him!! (not thqat he can understand me yet but that's not the point!) I'm ready for it and feel quite positive today! Just hope the settle a bit sonner than 2 days before court, I'll be pulling my hair out with fright otherwise!!!!:D

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