Legal and Trade obstructing payments

[kennyparkroad]

ok send a CCA to L&T

 

and wait see what comes back

 

if you dont know what a CCA is come back and ill give you the template.

 

but read around the forum

 

knowledge is power, and youll soon get the feel for things

 

if a DCA has it, should there be any interest charges?

 

someone else will answer this question.

 

all very strange if you ask me.

 

Kenny

[kennyparkroad]

Thanks PO you beat me too it lol

 

but are DCA's allowed to charge interest?

[kennyparkroad]

you can only really use the 12 days from reciept so after thay gave signed for it.

 

no dont send ordinary, because then you still have no proof!

 

do you have a fax machine?

 

i tend to fax them, print a fax header out as proof.

[kennyparkroad]

if you can get them a fax number id be happy to fax it to them, print you out a header sheet to say its been delivered and send you it? either by mail or scan?

[kennyparkroad]

pinky i requested one of my agreements 7 months ago, they are still chasing and have now passed it onto someone else, and trading standards are involved have a look at my thread "in need of major help" youll see how calm and confident i am now

 

just ignore them, but if they do get in contact again, report them to Trading Standards.

[kennyparkroad]

they are commiting a summary criminal offence.

 

write back to them at the address on the court letter, and say that "non-compliance of CCA is a complete defence to any court action taken" and enclose copies of your previous CCA/SAR requests.

 

If you did SAR them did they cash the payment?

[kennyparkroad]

i would write back to them and state that your statements relate to payments made to a LOAN and not an overdraft, therefore cough up the CCA!

[kennyparkroad]

i would send Priority Ones letter

 

but does your statement show a Loan number?

or an overdraft number?