annifridsl04 vs RBS

[annifridsl04]

thanks kiff, well they only have until tomorrow to ack my claim. what happens if they dont do it?

[kiff]

Hi Anni

 

I would ring the court and see if the bank have acknowledged the claim.

 

My court have already told me that they are 5 working days behind with the paperwork on these claims, so I have to bear that in mind. According to the step-by-step instructions on here you can apply for 'Judgement in Default' if they are well over the 14 days - but reading through the threads, the banks are notorious for leaving it to the last minute to submit either the Ack or the Defence.

 

Kiff

[kiff]

Hi Anni

 

Any news?

[annifridsl04]

No nothing yet...I was gonna give them until Friday.

[kiff]

Hi Anni

 

They may be like Barclays and leave it to the last minute. If you get nothing, I'd go back to the Step-by-Step guide and apply for Judgement.

 

I've just rec'd Cobbetts defence, which I've posted on my thread. Hopefully it is much the same as others and a Mod / someone who's also rec'd one will confirm this for me soon.

 

It's such a waiting game isn't it? We'll get there Anni, don't worry!

 

Kiff

[annifridsl04]

Tell me about it. It really is mostly waiting. They love stringing it out & i'm not the most patient person in the world.

 

Never mind, I'm sure we'll all get there!

[Yanni]

Hi anni - did you write to RBS at The Forthstone in the Gyle, Edinburgh, accepting part payment but asking for full repayment?

 

If you did, may I suggest you send them an email, quoting the reference on the offer letter from RBS, and asking how your claim is proceeding - send to Sandy Watt - [email protected] - this may just gee up your case a wee bit and push it up the queue a place or two - not guaranteed to do so but doesn't do any harm but be polite otherwise you may antagonise them and end up being ignored - bit like loud peeps demanding immediate service in a crowded bar, they usually only end up being served last - hopefully you should get an offer of your full claim of charges less any interest in a week or so.

 

That's just my experience.

[kiff]

Hi Anni

 

How is it all going? Have they acknowledged yet?

[annifridsl04]

Hi Kiff,

 

They have acknowledged & filed a defence. I have rec'd a allocation questionnaire & they are asking for another £100 to file it. Ive already paid £120 court fee. Is this right?

 

Ta Anni

[canobeans]

The Court asking for a further £100????

 

Are you on any form of Benefit or Tax Credit???

 

If so you can get the £100 waived if you get in touch with the court and fill in their "means-test/questionaire" ........if you go down personally they should give you an answer in about 10 minutes.

 

Hope this helps!!!

[annifridsl04]

Yea they have asked for another £100. No I'm not on benefits...Has this ever happened before? Is it right or have they just forgotten that I had already paid £120. The chq has been cashed so i know they have had it.

 

Ta Anni

[annifridsl04]

Does anyone know of this is right?

 

Anni

[canobeans]

I paid £120 when first making my claim on line.

It was then transfered to my local County Court and they wanted a further £100. I went along and explained I received Family Tax Credit and filled in their form and got the £100 waived.

So the answer to your question is......"Yes it is right"

[annifridsl04]

Oh ok...I'll send them a cheque even thought mine wasn't transferred. I applied straight to them.

 

Thanks

Anni

[divagirl]

Hi,

My claim was transferred to my local county court on 29 june, and im still waiting for a court date, i also paid £120 to mcol, but as yet I've not been asked for any more money, although we do get family tax credits,i would mention it to court if they ask for £100.

 

Im just not sure how long you wait for a court date, i've not recieved anything as yet.

[annifridsl04]

Hi Divagirl, Good luck with your claim

 

Anni

[annifridsl04]

I need help...i've no idea what I'm supposed to do.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

I've been looking how to fill out the AQ. I don't really understand the bit about section G. The Draft Directions and the bit about form of 'basic' disclosure.

[divagirl]

Hi annifrids104

 

I usually go to the Templates library, im sure i've seen how to fill in the AQ there??

Good luck:)

[annifridsl04]

For Section G, I have put the following: -

 

I believe that this case will last no longer than 1 hour.

 

I would also respectfully ask that the court in this case, would order a basic disclosure. I understand that it is in the courts discretion to do so. I have attached a copy for your consideration as; I believe this would bring a rapid end to this litigation. I have been informed that this was devised by the Mercantile Courts for a similar case.

 

 

I'm not going to send these forms until I'm sure its right....I don't wanna look like abit of a prat.

 

Ta

Anni

[divagirl]

I'm dreading all this messing about, the banks should just pay up and be done with it, I'm not at your stage yet, and i'm finding it all to daunting as it is!

BUT I WON'T GIVE UP:mad:

[divagirl]

annifrids104,

have you been on the consumer wiki.co.uk? they might have more info on that site, im having problems loggin in at the moment, so can't really say what its like, if you've not tried it it might be worth a look

 

good luck:)

[annifridsl04]

I'm dreading all this messing about, the banks should just pay up and be done with it, I'm not at your stage yet, and i'm finding it all to daunting as it is!

BUT I WON'T GIVE UP:mad:

 

It is scary...but if you know what ur doing is right then its alot easier. If I can help u at all let me know.

[annifridsl04]

I've had a look on consumer wiki (which by the way, I think is great) & i cant find anything that refers to what I need. The page regarding the filling out of the AQ hasn't been created yet.

 

For Section G, I have put the following: -

 

I believe that this case will last no longer than 1 hour.

 

I would also respectfully ask that the court in this case, would order a basic disclosure. I understand that it is in the courts discretion to do so. I have attached a copy for your consideration as; I believe this would bring a rapid end to this litigation. I have been informed that this was devised by the Mercantile Courts for a similar case.

 

 

I'm not going to send these forms until I'm sure its right....I don't wanna look like abit of a prat.

 

Ta

Anni

[annifridsl04]

Can someone tell me if the above is correct? Is the draft directions that we have to edit,the same thing that Im asking for above?

 

Ta Anni

[annifridsl04]

I really need to know if this is right as I need to have the AQ back in by the 13th August