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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, My hubby has had a tmob phone for about 8ish yrs and has always paid the £3 non dd fee, I have claimed against barclays and won, now i have 2 more bank chg claims in and didnt realise i could ask for this back too.

What are the steps on asking for this back? is there different templates or is it roughly the same as banks? Also we arent sure how much they have taken ...would the SAR still cover us?

 

thanks

 

Jenny

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Thanks both of you, I'll get a sar sent to find out what they've had. again thanks to both for your views.

Jenny

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Hi, I'm gonna post this today is it okay? (thanks to meteor58)

jenny

Dear Sir,

 

Mobile Number xxxxxxxxxx-xxxxxxxxxxx

 

We have been customers of T-Mobile for over 8 years and up until recently we have been largely satisfied with the service received. However, the imposition of a charge of £3 each month for not paying by Direct Debit has negated all the goodwill of that period.

 

We cannot see how this charge can be justified for what is a fully automated payment method. Even if a human was involved, £3 for two minutes work is getting towards the rate lawyers charge. I’m sure no one who answers the phones for T-mobile is on £90 an hour.

 

Therefore it is with regret that if T-Mobile cannot credit the account with the punitive amounts already charged as a 'Non Direct Debit' fee, we will have no alternative but to terminate the contract at the first opportunity, as we do not believe in patronising firms that treat customers in such a cavalier manner. If you are agreeable to the crediting of these amounts and the removal of further similar charges, we will of course be happy to continue as a T-Mobile subscriber.

 

These 'Non Direct Debit' fees look very much like penalties, not "Additional services" as itemised on the bill. As such, they should not have been levied. If T-Mobile feels unable, in the course of good customer relations, to refund these charges already taken and to not apply them in future, we are more than willing to let the courts rule on the legality of such penalties.

 

We do hope this will not be necessary?

 

Yours faithfully,

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hi, I sent to the following add...

 

Customer Services

 

T-Mobile

6 Camberwell Way

Doxford Technology Park

Sunderland

SR3 3XN

 

HTH

Jenny

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Thanks devandy, I've already posted the letter but if someone wants to cut&paste then they can amend it. thanks for your input.

 

jenny

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  • 2 weeks later...

Hi all, I am sending this in the morning...does it look okay???

 

Jenny

 

26.03.07

 

LETTER BEFORE ACTION

 

Dear Sir/Madam,

 

 

 

I am very disappointed that you have failed to respond to my letter of the 14.03.07

I now understand that the regime of 'fees' which you have been applying to my account in relation to non direct debit charges and so forth are unlawful at Common Law, Statute and recent Consumer regulations.

 

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

 

I am frankly shocked that you have operated my account in this way.

 

I require repayment in full of this money and If you do not comply fully within 14 days then I shall begin a claim against you for the full amount plus interest plus my costs and without further notice.

 

Furthermore, I shall submit a Consumer Credit Act 1974 complaint to the OFT upon the basis that you have failed to comply with the OFT's direction of 5 April 2006 and are therefore not a 'fit and proper person' to hold a consumer credit licence under the 1974 Act. If you do not understand what this means then seek advice from your legal department.

 

 

Yours faithfully,

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Hi, I have not heard a thing from TMob, from the 1st or 2nd letter. There doesnt seem to be many posts on reclaiming dd fees, is the next step a court claim...when the 14 days are up....

Jenny

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  • 3 months later...

Hi All,

 

I've been really busy lately and this was pushed under the carpet, so having 2 banks under my belt now i've started it up again, 1st letter sent today.

Jennyx

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  • 2 weeks later...

hi, received standard response letter, i'm gonna send my lba...any templates about for dd reclaiming?

 

Jenny x

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Heres my final letter before MCOL, does it look okay?? Any amendments welcome i am not posting it till tomorrow

xx

 

 

I am very disappointed in your response dated 31.07.07

The “administrative burden” T-Mobile incurs is not my concern, unless you can disclose to me the cost incurred to T-Mobile each time I withdraw money and I go to my post office and I pay my bill.

With regards to direct debits being easier, I choose not to pay by direct debit and as a consumer I have that choice, T-Mobile should not issue penalties because of this. I pay my bill on time and have had this account for many years, should I be penalized for this?

Courts of Law in Ireland have made this penalty charge illegal, I am sure the rest of the UK will follow soon.

I require repayment in full of this money and If you do not comply fully within 14 days then I shall begin a claim against you for the full amount, plus interest, plus my costs and without further notice, where I will ask the courts for full disclosure of your costs.

 

I calculate that over the 9 years I have had an account with T-Mobile, I have paid £324 in unlawful charges.

Regards

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Hi, A data protection request means they must give you everything they have on file for you, and they cannot charge anymore than £10...give them a ring

 

HTH

 

Jenny x

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