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A&L mortgage closure charge and bank charges


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mortgage closure charge - it's now £295 just to get rid of the mortgage. Is there a sample letter I can use and any arguments to try and reduce this ? when should I do this ? after or before fee is paid ?

 

bank charges - I sent the initial letter requesting a refund of £75 and got the standard response back. I'm not sure to continue as I currently get an overdraft facility and free annual travel insurance. Is it worth losing it as it seems likely from reading the other threads that they will close my account.

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Sorry, don't know the mortgage question.

 

Bank charges - I would imagine that for £75 they won't play too hard - no guarantee though - and also it's unlikely, but again not impossible, that they would close your account because of this sum.

 

I think more likely that they would threaten to close if you dare take them on again! i.e. toys out the pram moment

 

:D

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 12 years later...

This topic was closed on 10 March 2019.

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