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    • Fair enough. But I don't understand why they send these letters. Do people really get scared and end up paying them?
    • That's a blessed relief. They would have been withdrawn because, as I said, they have no evidence that you were driving. That comes from the responses to the requests for driver's details which you failed to send. The important thing is that the speeding charges were laid. That makes life much easier (and far more likely to see a successful outcome). You need to make your SD and serve it on the court where you were convicted. The next you should hear is by way of a "Single Justice Procedure Notice" laying the four charges against you again. You will have three options (for each charge): Plead Guilty and do not attend court Plead guilty and attend court Plead not guilty You must plead Not Guilty to all charges. In the section headed “reason for not guilty plea” you can state that you will offer to plead guilty to the speeding charging providing, and only providing, the FtP charges are dropped. This is a procedure well known to all court users (prosecutors, magistrates and their legal advisors) and is carried out up and down the land daily. I’ll refer to it as “the deal”. Before the pandemic it was necessary to attend court to undertake this deal and speak to the prosecutor (the agreement of the prosecutor is required as the court cannot accept it without that agreement).  However, during the pandemic courts aimed to reduce the numbers of people required to attend to an absolute minimum and most courts accepted a written request to do the deal. Local police prosecutors made an agreement with their courts that the magistrates’ legal advisors could accept the deal. In some areas this arrangement has carried on. In others they have reverted to the old process where attendance was required. So your offer of the “deal” with either be accepted in writing and dealt with under the Single Justice procedure or you may have to attend court. In either event it is important to emphasise that you will plead guilty to speeding only if the FtP charges are dropped.  There may be slight variations to the process depending on how the individual area works but there is no reason why this should not be successful.    
    • Yes thank you dx, my sentiments exactly.  We don't have access to his credit report to see the CCJ.  We were just told by the Estate Agency who he was trying to act as a guarantor for me.......  I can get a free one for a month I believe.  
    • I would say it's snotty letter time. You can do a search on CAG for examples of what other people have sent. Don't make it too polite. HB
    • Ok, received this letter that looks like a letter of claim but it still doesn’t sound too convincing    2024-06 BW Letter Of Claim.pdf
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


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Lol Lol Lol Lol. Ur all naughty peeps.

 

I reckon its:

 

OMG Ive never seen one that big before. Quick I shall lasoo it with my rosary beads. Lol. (And of course they are referring to that bomb fish thats escaped its lobster pot and crawled into the bar). See I have a clean mind............ sometimes.......... Lol.

 

Ooooooooooo visions of posties buttocks coming back to me now. Stop it peeps. Control................ Squidgey buttocks. Yum.

 

Fend xxxxxxxx

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FENDY POSTING NO 800 .action-smiley-033.gif

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Your racking up them posts Parky. Have your fingers ceased up yet. Lol. xxxx Youve only been on here 7 months longer than me, and youre catching me up fast. I know I know I know, dont say it. Nobody can talk sh*te like me. I know............ Fendy xx

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Oooooooh, shame on you Seahorse! Are they along the same lines as the "you buy me big mac........... me love you long time"?????

 

And what do they mean by that?

 

:D :D :D

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Lol. Hedge Meister. Naughty lady.

 

But in the case of them there girlies on bar, should it be

 

Laydeeee men. Hummmmmmmmmmmmmm, me thinks tis poss.

Bet theyr'e laydeeeeeee men arent they seahorse......

 

As in ORDER A BRIDE............. Lol. xxxx

 

And how many Big Macs did it cost said ROV pilot for his laydeeeee man bride. Lol Lol Lol. xxxx

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Oooooooooh Fendy.......... never thought of that one! Must be those ladyboyz from Bangkok (lol - how appropriate!!!!!!) Oooooooooh........ we know his little secret now!!!!

 

Bug*ger it - gettting me bottle of red........... looks like being a long night!!!!!!! xxxxxxx :p

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Oo er........... I meant ribena!!!!!!!!!!!! Soz honey!!! xxxx ;)

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Yes, or even Tizer will do nicely this eve............ but no Vino Plonko. Eughghgghghg, still makes me feel sick just thinking bout sunday. Eugh. Enjoy your ribena, whilst I sip meeeee tizer.........

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Will do honey............ it's a rather nice vintage ribena - just the right amount of blackcurrant undertones!!!!! Tizer???? God I used to love that stuff........... haven't drunk it in years!!! Bit like dandelion and burdoch - used to love that but can't even stand the smell anymore!!! Yuk! Does the Tizer still taste as fab as it used to?? xxx :D

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CAPTION CONTEST,guesswhat the guy is pointing at.

He is looking down at the computer screen and saying, " Fendy's thread is amazing."

The girl on the end is saying. " That fendy peep is very funny"

 

 

There's only one answer........LOOK AT THE SIZE OF HIS SAUSAGE:D

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Lol............. hey caz - you naughty little flump!!!

 

On the other hand........... could have been laughin' cos they'd never seen one that small!!!!!!!!!! Yeeeeeeeeha!!!!!!! xxx :D

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Its virtual Tizer Hedge......... Im sipping it in my imagination........... My local shop still sells something that looks like Tizer, but is called something completely different. Not sure if its Tizer though. But it used to make my tongue go all peppery. What the heck did they put in it..........made me and my mates bounce of the walls till all hours when we were kids. And these days they call it hyperactivity but I think really its just way too much sugar and artificial colours that causes it. If you drank too much it used to turn your teeth orange, but only till next morning. Lol. Fond days......... and moon dust too. If you sipped tizer whilst letting moondust pop on your tongue it used to make the moondust explode even louder than normal. Dunno what was in it, but must have been pretty bad. Lol. Fendy xxx

 

Vintage Ribena indeed. Enjoy.............. You need it sometimes reading some of the threads. Some of em really tug on my heart strings........... then theres peeps like me that find the whole thing quite funny........ sad but funny......... and then theres peeps out there in real struggle and turmoil and I feel quite bad then. NVM, were here to try and help them all. Bolster the nerves and worry. I can hope anyway........... blumming Nasty West. Theyre certainly dragging their heels on mind. Lol.

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do they actually make that from dandelions because it tastes like when you pick a dandelion and lick your fingers ( like we did as kids - til one of us said he he he you'll wee bed now) Eeeeeeeek! I haven't drank it since:)

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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my favourite was wham bars.....have they got smaller or did my gob just get HUGE? Lol don't answer that:D

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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:p Wo-wo-wo........... careful caz, my upchuck reflex has only recently settled!!!!!!

 

Blimey, moon dust - ain't had that in years either!!!! You could play for days on end none-stop after a bag of that stuff!!!!! Today's world has crack addicts............... our world had bag's full of e's (and not the kind they take in the clubs!!!!) Oh for the simple days again!!!

 

Know what you mean about the heart tugging stuff.......... there are some nights when you could sit and cry at what the banks have done to peeps. Not any more though- we're not letting the bug*ers get away with it!!!

 

Hey caz honey.............. you've changed your flump!!!!!!!! xxx

Can't find what you're looking for? Please have a look at Michael Browne's

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No pennies in my account yet and everytime I visit more charges have been added onto my rather large negative balance Lol!!! I did a mini war dance at the cash machine today but I'm claiming them back via my 3 page essay as we speak:D it was sent recorded delivery to the naughty collections centre today because they'd told me they'd froze all action for a month.....so we'll see what happens

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Lol Lol Lol. I think all our gobs just got huge,,,,, weve had to adapt to shout louder at w*nkers like Nasty West. GIVE US OUR MONEY BACK YOU TIGHT S*DS...........

 

See, you need a big gob to be heard by them...........

 

Oooooo and do ya remember Spangles, and when Opal Fruits used to be called Opal Fruits and Marathon were called Marathon..........

 

and peanut treats instead of M & M's peanut variety. Lol....... and Kojak lollies........ Yaaaaaaaaaaaaaaaaaay.

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Lol Hedgey he's playing with his tool ....do you like him? he's a DIY pootle!

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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