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    • Hi. I am reading through the full thread and will continue to research. I have come across a reference to a form called N180 DQ in the thread, but I cannot see any reference to this form in my case nor can I see it on the MoneyClaim website. Should I have been sent this form? Thanks 
    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


fendyweather
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hi fendy

 

 

A few thoughts

 

1.your claim is not huge

2.your thread is massive...........probably the largest on here.............you hold respect within CAG..........u will report all info on your thread.......

 

If they wanted to intimidate people they would start at the top therefore all others will think if they can get at them what will they do to me with limited knowledge........remember we are dealing with highly paid & motivated professional people who are always looking for different ways to stop people claiming the maximum from their employers (nat west),...............

 

They are going to pay out they have told u that !!!!!!

 

Mind games......Mind Games............

 

You are a very strong person do not let them intimidate you or they will do it to everyone...........

 

Be strong fendy

 

They have picked the wrong person i think.....

 

Good luck

 

Scott xxx

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Flippin eck, Scotties claim was for way more, why couldnt he be a test case,, lol lol lol xxxx I see you hiding there at the bottom Scottie......................... If they paid out your 37K, why the heck are they quibbling over my 16K. ???

 

Is it cos Im a woman,,,,,,,,,,, they think they can intimidate me, Lol xxx

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Flippin eck, Scotties claim was for way more, why couldnt he be a test case,, lol lol lol xxxx I see you hiding there at the bottom Scottie......................... If they paid out your 37K, why the heck are they quibbling over my 16K. ???cause my thread didnt have 105,000 hits...........

 

Is it cos Im a woman,,,,,,,,,,, they think they can intimidate me, Lol xxx Possibly!!!

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Ah, does that work against me then, my thread having so many hits. Oooo flipps, I think me has shot meself in the size 4 feet then, Lol xxx Cripes................ me and my mouth, I knew it would get me into trouble one day............ Lol xxx

 

Nah, I still have the precious e mail that states about some charges being legitimate service charges, lol lol, I think that will prove very useful in court. Lol xxx And admission by them of some being legitimate, does that them mean the rest are illegitimate. Im guarding that e mail with my life. Lol xxx

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So double b*gger pants. They dont like me cos a) we giggle too much on this thread and b) Im a laydeeeeee.............. Ooooh but this lady doesnt do fear............................ I aint super intell either, but I dont do fear.................xxxx

 

Fraidy pants and me dont go together in the same sentence, if anything their intimidates makes me so angry, that I want to employ a flipping solicitor to tie em in knots................ really, the last thing they should do is make me angry cos then Im not nice one bit............... I can play dirty too if I have to.

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And you know what, I just had to say this....................... my argument isnt with Cobbetts, so far, the lady there has been sooooooooooo incredibly nice, all the nasty stuff, i.e. delaying has been caused by Nutwest, not Cobbetts...........

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yea fendy totally agree the cobbetts peeps are really nice! shame nastywest cant take a leaf out of their book!

and peter kay jokes were funny!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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kevboy im in brum and it is nice and warm today! and all weekend supposedly! (sorry fendy)

i think my court bundle is coming on a treat and havent quite run out of ink yet!! yipee

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Fendy

Keep on going, there are a lot of people that do A LOT of work behind the scenes at CAG (believe me on this one I KNOW :D). I had a lot of moral support in the last few weeks and it really nice to know that people are there to give a helping hand when you need it.

I think everybody needs to stand together and be counted. The more people that stand up the more the banks will get scared and in the end we will win.

btw I do have a window in my office, just one into a corridor!:(

 

Archer - am about to go on lunch so will see what the weather is like - hope its nice - need a beer

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Stay with it Fendy. You can do it, I know its hard but you can do it hun.

When you get down, just think youv'e got your lovely jollies to look forward to .

 

Stick with it .Not long now.

 

Hugs

Hope xx

You need to read this if you have ever consolidated lending through your bank,

http://www.consumeractiongroup.co.uk/forum/general/49648-loans-pay-off-overdrafts.html

NatWest

S.A.R - (Subject Access Request) LETTER SENT15/12/06 - STATEMENTS RCD 22/12/06

PRE-LIM AND SOC SENT 11/01/07

FULL CLAIM OF £4093.04 INCLUDING CONTRACTUAL INT :)

JUST WAITING FOR STANDARD BOG OFF LETTER...:rolleyes:

LETTER FROM STUART HIGLEY TODAY 20TH JAN THANKING ME FOR MY LETTER AND ADVISING ME THAT THEY ARE CONSIDERING MY CLAIM.... YEAH, BET THEY ARE !!!:lol:

LBA SENT 29/01/07

 

**** G.W.G PAYMENT OFFER RECEIVED TODAY FOR £2160. THAT WILL DO NICELY AS PART PAYMENT MR HIGLEY !!!:D ****

 

 

 

 

 

Member of the official Bill-K appreciation thread cos he's just ape !! :D

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Aaaaaaaaaaaw I missed scotties post above earlier, Just read it now. Thank you soooooooooooooo much. Lovely words, but I truly dont feel worthy of them Scott. Pressure................. aghghghghghgh !!!

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I found the post I was looking for. It's something to do with a new strategy, and might be of some help if they try the service charge arguement.

 

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires-3.html#post482194

 

I'm still trying to find the Lloyds case transcript. I KNOW I put it somewhere safe. But so safe, I can't find it. I'll get there.

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Right , off on kiddy pick up from school so back on about 5 ish.............. seez ya peepies............ and thanks soooooooo much for all the help and encouragement today. Every bit counts, believe me........ Lol xxx

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Cobbetts!!!!

 

Hey Fend, cheer up hun - IT'S CURRY NIGHT!!!!!!!!!!!! xxxx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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I know Hedge, I know, not much else could cheer me up at the mo though, except you lot, Lol Lol.xx Im being naughty again, cos I cant help it...........xxx

 

My new mantra of the moment is:

 

I have nothing to fear from fast track, I have nothing to fear from fast track,

 

Michael Brownes words a while ago when he was explaining the difference between this and small claims to me. Bless him.........xxxx

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Penalty Charges!!!!

 

I know, he's a diamond isn't he? He makes the impossible sound do-able if you know what I mean!

 

I'm just off home - so I'll log back on in a bit. Are we here or there or both????? !!!!! ;) CURRY AND VINO NIGHT.......... WOOOOOO-HOOOOOO!!!!! :D :D

 

xxxxx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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