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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


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Weeeeeeeeeeeeelllllllllll............. good evening. How the devil are y'all?? ;) xxx

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Boo! I'm back!!!

 

Happy birthday tempty, hope you had a lovely day! xxxxxxxxx

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Back again!!!!

 

Only a quickie tonight though - I'm off to sort my nutty west file out. Need to get everything in order (something I'm generally not the best at!!!) now that I've decided to go for it!!!

 

So........... de-caff coffee's ready, ink's in the printer - and I'm off to get sorted!!

 

See ya tomorrow tempty - have a lovely night. xxxx :p

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I'll wish you good luck with it then hun :)

 

Had a great day so far, kiddes even made me breakfast in bed ahhhhh (coffee and half a jar of honey on toast LOL)

 

Got a couple of hours to kill then I'm off to paint the town red :)

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Fendy,

 

Cobblers and Gnatwest can go and boil their heads!

 

Talk about abuse of process - if you have time check out this win, the judge struck out the defendants case based on abuse of process.

 

BBC NEWS | Business | Banks branded 'vexatious defendants'

 

Hope this is useful.

 

All the best.

 

Gr4th

Gr4th

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evening all

no news from anywhere? Ive got most of my bundle done !!!! yay

but im thinking about what ive missed if anything?

the hard part of putting it together is to come!!oh and the numbering!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Archer, read your PM honey! xxx;)

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Well another fine day in Fendy Land. Got my work cut out with this disclosure thingy. Not phased, just not entirely sure what Im doing, but will read read read and make sure I get it right.

 

Signing off for today though again peeps cos at work today and tomoz and need to fresh headed for the weekend to do my disclosure list. Phew, its gonna be huge, Lol Lol Lol xxxx

 

Byeeeeee, talk to ya at the weekend. Fendy xxxxx

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You can do it. I don't envy you at all. I am so glad i have finished mine now. Don't be fazed, because you will win.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I go away for a day and all hell breaks loose.....lol

Whats going on peeps??

I just got letter from cobbetts and Nutwest offering goodwill gesture of half of what I want and gagging order.....lol

Do I send cheque back with letter saying where to go??

Or can I accept as part payment???

Fendy, hedgey, archer......who's copying what????

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I sent cheque for £3,700 back twice before they settled.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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fendy have u looked at this?

http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-disclosure.html

theres a disclosure list on it too

ive done most of my printing so keep ur chin up it does end!!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Thanks for that Archer, but Im hoping I might not need it. New developments with Cobbetts............ waiting for a phone call tomorrow. Will see what transpires.................... might save me the work, but you never know. I dont trust them and I wouldnt believe anything they say till pennies are firmly in the bank. Even if that be Natwest Bank. But lets just say we shall see. Um, thanks for the link though, that was brilliant, answered everything I needed to know. Thanks hun. Fendy xxxxx

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Ive been hanging out on another site too, cos they got a cool bear garden, lol, and I miss the bear garden............. Probs shouldnt put it on here, so PM me if you want the name and link to it. Tis fab......... Fend xxxx

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