focusman01 v Lloyds *******WON*****

[focusman01]

Sent DPA last week by recorded delivery, not only on my own account, but also on my joint account. Hopefully this should be interesting reading.

 

A great website this, I was sure I was being robbed, now I know that I AM.

 

I will keep you posted guys/gals.

 

Terry

[jonni2bad]

Good luck

[focusman01]

RE DPA.

Hi everyone, just to keep you updated, have not heard a thing yet, but have had 2 more charges on my joint account. (more for them to pay back eh). Am going to chase them up next week, and also let them know I am counting down the days, (22 left).

 

I will let you know when I do recieve anything.

Good Luck to anyone else who is giving this bank a hard time.

 

Terry

[focusman01]

Hi Everyone,

Just checked through my own account and had a total of £1`850, have`nt calculated joint account yet. On holiday next week, so i will get on and do the paperwork when i get back in a weeks time.

 

Terry

[focusman01]

Hi everyone,

Since being on holiday had another charge, my own account is owed £1`878.75

And the joint account £1`375.75, a grand total of £3`253.95 :o

 

I am now going to do the LBA in the next couple of days.

I remember when Lloyds were just Lloyds, never had a problem. Since the TSB mob moved in everything changed, especially the charges etc.

 

Terry

[focusman01]

Hi everyone, sorry its been a while. I sent Lloyds a letter stating thier charges were unfair and steep, and to look forward to thier banking charges leaflet, and when it came to getting our account back in order they charged us again and put us back in the red. The upshot of this was a letter stating they would look into it.

Recieved a letter a week ago :

 

 

 

 

 

Standerd letter is it? in which case i will put all my charges together over the last 6 years and bang em with a nice juicy LBA.

 

Oh and i did get a charges leaflet

 

Bring it on

 

Terry

[sarah13]

hi terry,

 

sounds standard to me although i've not taken on lloyds yet. Just proceed with your timetable and remember that they will try to throw you off the track at every turn- don't be discouraged! ON WITH THE FIGHT!

[focusman01]

Cheers for that, i will get this done when i return from my holiday, may well be some more charges to add ;-)

[sarah13]

no probs- enjoy your hols

[reload]

Hi Focusman,

 

You may want to edit your post to remove those images, as they contain your personal details.

[focusman01]

Sorted

[focusman01]

Hi Focusman,

 

You may want to edit your post to remove those images, as they contain your personal details.

 

Sorted, cheers.

[focusman01]

Hi peeps, i am back, and 2 LBA`s have been sent yesterday, one on my own account, and the other on our joint account.

I am now a little nervous as to what they will do now, but have opened new accounts elsewhere.

Our Account £1500

My Account £2015

[focusman01]

Got a letter from the Recovery Centre today signed by Sian Scrase stating they would look into it, but not saying wether it would be both my account or our joint account, so will send them a further 14 days notice, as i had already sent the LBA to them a week ago.

 

My wife wanted a debit card for her sole account, but was sent details on telephone banking for OUR account. She repled that if Lloyds do not respond to her simple question within 14 days she would go to a bank that actually listens to thier customers!!

[focusman01]

Recieved the standard 'bog off' letter. Next step moneyclaim.......

[focusman01]

Have now put in claim for £2,722.51 Now for the waiting game.

 

Money Claimed: £2,722.51

 

Case Number: 6QZ78440

 

Date Claim filed:30/10/2006 (MCOL)

[jonni2bad]

Now listed in Litigation

 

http://www.consumeractiongroup.co.uk/forum/litigation-progress/42364-focusman01-lloyds-tsb.html#post335190

 

Best of luck

[focusman01]

Now listed in Litigation

 

http://www.consumeractiongroup.co.uk/forum/litigation-progress/42364-focusman01-lloyds-tsb.html#post335190

 

Best of luck

 

cheers for that jonni2bad.

[focusman01]

How is everyone else keeping? Lloyds have defended, and now i am waiting for the AQ. BRING IT ON.

[focusman01]

Recieved AQ, And Proceedings have been moved to Basildon County Court.

With the AQ I had COPY of LTSB defence, do I keep this or forward it off with the AQ? I need a quicky answer please people. Thanks to you all on this forum.

[BARTY]

Hi

It's your copy to keep. You could send a copy of your AQ to SCM (LTSB Solicitors) as well, as they will ask you for a copy when they send you theirs.

Good luck!

Barty:)

[focusman01]

Thanks Barty, i have done several copies.

[focusman01]

I forgot to send Lloyds soliciters a copy of my AQ, (WHOOPS) rang the court where it is to be seen, and have to call them in a week as the Judge has it at the moment. The programme tonight on BBC2 looks interesting, and I will be taking notes for extra leverage.

[focusman01]

Case has now been moved to Southend from Basildon, hmm, 2 moves? anything to worry about?

[GaryH]

Nah, there just rounding a load up from certain regions and bulk-listing them on the same day/s. Its the courts new way of trying to overcome the massive backlog of this type of claims.