Jetspark v Natwest **WON**

[scott150663]

hi sparkie

 

 

glad 2 see youre so positive now

 

good luck

 

scott

[Parkvale]

SUPERCOOL AS A . Enjoy your glory.

[Jetspark]

Thanks scott, not sure if i'm positive or if its just the vino takin over . No, i AM positive, just pleased i have had some kind of acknowledgement from them. On a bit of a high i think cos bin on a bit of a detox (not as drastic as fendy) but have given in 2 the wine calling tonite (after none for ages!!). Oh who cares, it friday, got a really busy weekend coming up (doing a car boot with kids and hopimg to make only marginally less than my natwest claim ) and kids parties etc. Wot with all that and now having to de-nit the eldest!! Party on down.

 

Thanks for encouragement and will keep you posted X Sparky

[Jetspark]

oooh parkie, i feel so honoured X

[hedgey06]

Lol Jetspark............. you're well back on form honey!!! xxx

[Parkvale]

[Jetspark]

Yaaaaayyyyyy (now i'm turning into FendHedge)

[Jetspark]

And 100 posts to boot! Cant get better than that for a Friday nite YaaaaYYYYYYYY YaaaaaaaYYYYYYY YaaaaaaaaYYYYYYYYYYY for Fridays

[hedgey06]

101 now jetspark........... yaaaaaaaaaaayyyyyyyyyyyyyyyy for friday nights!!! Let's have another one for good luck............ yaaaaaaaaaaaaaaaaaaaaaaaaaayyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy!!!!!!!!!!!!!!!!!!!!

[Parkvale]

Jetty, Please, please, you are your own person. One Fendy per forum is enough,

Bless her.

[Jetspark]

Hi all, today, i am NOT my own person, i will never drink alcohol ever again!! My god, who am i? Helllllpppp! Could someone kindly point me in the right direction of a letter which says thanks for offer but have already filed at court and am now entitled to my 8% plus court costs, who do i send this one to and am i allowed to ask for a cheque rather than them credit my account? Anyone please? I have looked in the letter templates library but the way my head is at the moment they are all blending into one big word. Phew! Cheers (actually not cheers, i will never b saying that again either). Thank you kindly Jets X

[hedgey06]

Oo er jetspark.................. here honey - have a couple of paracetamol!!!!!!!!!

 

Have a look through here - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html - you should be able to adapt one of these letters!!!

 

And................. NO MORE BOOZE!!!!!!!!!!!!.................. xxxx

[Jetspark]

Hi everyone, need some help urgently pls!

 

I have drafted my rejection letter to Higley and have made a slight mistake - in my MCOL my total is 300 quid more than my figure i put on my letter attached to my schedule of charges to court - god knows how i got that wrong! Shall i just put the MCOL total in my rejection letter or do i have to resubmit to the court an amended letter with the correct figure?

 

Also, am i within my rights to request a cheque for the full amount even though Mr Higley says he will put it into my account? I have said in my rejection letter that I wanted a cheque (not sent it yet).

 

Also in my rejection letter i have given them a timescale of 14 days to send me the cheque, is this enough time do you think or should i make it 21/28 days?

 

Please can someone help asap as i need to get this in the post today. Thanks very much. Jetspark

[Jetspark]

Anyone help with my #113 please? Thx

[GuidoT]

I am a bit confused, can you post up the values, i.e. MCOL, rejection letter, schedule of charges, Natwest offer.

 

Which of your values is correct?

 

You can ask for a cheque, but the banks usually deposit the money in your Natwest account, unless you of course do not have one.

 

What you are giving them 14 days for?

[fendyweather]

Hiya sparky, dont worry about the crashing my thread bit. I dont mind a bit. Honest.

 

Right. So am I right in assuming that the MCOL amount filed for claim is the correct amount ?? or is the amount you put on the schedule of charges correct ??? or is it just the fact youve put the wrong amount on the rejection letter to Higley ???

 

IF SO WHICH IS THE CORRECT FIGURE ? If the MCOL one is correct then thats fine, no need for amendments, but you would need to send an amended letter to Higley saying, you put the wrong amount on previously due to XXXXXXXXXXXXXXx whatever reason it was, and that the new schedule letter etc. is the correct one. But if the MCOL filing amount is wrong, you will need to submit N244 amendment form and pay £35 quid which isnt refundable sadly. And you can ask for a cheque but chances are Higley and gang will pay the money direct into your account, they are within their rights to do this, even if you dont want it there........... If you can clarify above about which figure is right, ie. MCOL, or original letter or spreadsheet etc. we can help a bit more sparky.

 

Fendy xxx

[Jetspark]

Thanks for replying, sorry for confusion.

 

Submitted my claim to court on 1 April after hearing nothing from previous two letters. Had to send schedule of charges to court to file with my claim, on covering letter i (for some strange reason) put my total claim at 300 less than is stated on my MCOL form! MCOL is correct obviously.

 

Had letter on Friday from Mr Higley offering me my original claim from LBA letter but as I have now started the court thing i now want my 8% and court costs back

 

Do you want me to list all figures . Thanks for your help

[fendyweather]

Nope, not necessary Sparky. So long as MCOL and your spreadsheet of charges are correct, then no harm done at all. Just send Higley a new letter stating you made error on previous one i.e. state the spreadsheet was correct, but that you entered wrong figure on the total claim letter to him and court. Copy court in with the letter, stating, spreadsheet is correct, MCOL is correct, but you just needed to file correct letter showing correct amount on in total, i.e. charges, 8%, court fee etc. Send both recorded and that will clarify that. In sending your rejection letter to Higley, ensure you send it recorded and also ensure you tell him why you are rejecting it, ie because you have already filed this claim at court on XXXXX date, and now are entitled to 8% and court fee back. Tell him basically thanks but no thanks matey, I want the full amount now. You had several chances prior to filing court claim and you didnt get back to me hence why court claim was started. CASE NO: and give him the court claim number. That will be fine. Nothing else to worry about Sparky. Take Care and all the best. Fendy xxxx

[Jetspark]

Hi Fendy, god i'm confusing myself now! This is where my disorganisation comes in, and i was sailing along quite nicely till i realised my mistake about half hour ago. I guess i need to get this right so looks like i will be sending tomorrow instead . Its only on the covering letter to the court that the figure is wrong.

 

Also, am giving them 14 days to send me the full amount (inc interest and court costs )because i thought we had to go by timescales? Oh my god, i have palpitations now

[GuidoT]

Your error is not important - no need to fret. As long as MCOL and and the schedule of charges attached are correct that is important.

 

14 days is fine, but they will probably ignore that and your claim will just trundle on.

[fendyweather]

Dont worry Sparky about figure being wrong on covering letter to court. Its only a minor hiccup and as your spreadsheet of charges and filed MCOL claim are correct theres really nothing to worry about. Chill, de stress mi dearie................ And as Guido says, 14 days is fine to give em, but personally I would have given em 7. But continue with the claim. Dont stop it in any way, until the money is in your account................. Chin up, nearly there. Fendy xxx

[Jetspark]

Phew, thanks guys, what would i do without you all! Well, posted amended letter to court and letter to the lovely stuart with 14 days to reply. Both recorded. I think i may ring them if not heard after 14 days just to check. Just wanted to put in some sort of timescale for records sake, i'm sure it will 'just trundle on' but at least i will get my money at some point. I did also say i wanted a cheque, thought if i didnt ask i wouldnt get so we shall see....

 

There is light at the end of the tunnel and the palpitations have now stopped! Feeling a bit calmer now and hopefully will be able to catch up on everyone elses threads later on. Feel i'm missing out . Thanks again guys, muchly moo appreciated . Sparkie X

[Jetspark]

Hi all, received defence and request for information from Cobblers yesterday! Where do i go from here? Cant seem to find anything in the templates or stickies as what to do . In the request for info it says they have not received details of my claim ie spreadsheet. Oh yes they have and so has the court. Am totally confused can someone please suggest where to go from here? Thanks in advance. Sparkie X

[Jetspark]

Ok, been reading up, managed to find some stuff.

 

The defence and request for info i received was from cobbets(looks like standard, no mention of being embarassing though), giving me until the 11th may to respond to request. After reading up, i understand i either just wait (as this is scaring/stalling tactics), or reply to cobbetts with a schedule of charges and a covering letter saying i have already sent to bank and court.

 

If i do nothing and the 11th May goes by, what happens then?

 

Do i have to calculate daily interest or does the court do this?

 

At what stage can i add on the £128 they have charged my account since my claim was submitted?

 

Thanks Sparkie

[Jetspark]

Bump anyone?