I'm new!

rem · February 21, 2007

Hi all

I'm a newbie, just this minute joined. I had no idea about being able to reclaim bank charges until a friend on a forum that I am a member of mentioned that they had done it and got back £000's!!!! :shock:

I've always resigned to the fact that it is one of those things and that I need to keep a closer eye on my accounts to make sure that I don't get charged anything, but it isn't always as simple as that in everyday life is it, things happen and we end up getting charged a fortune :-| :evil:

I'm going to look into claiming from old bank accounts as well as my current one (planning to set up a new one before I start the process though), I've also got old credit cards that are now closed, but I will definitely look into claiming back from them!

Feeling a bit nervous about getting started, but I am determined to do it, I've tired of feeling intimidated by banks!

happyolddog · February 21, 2007

Hi and welcome rem.

You need to find your banks forum. Read the successes for inspiration and then start a thread of your own.

Please read these and use template letters.

Josamolly · February 21, 2007

Hi and welcome to the forum rem.

Some of this info you will already know, so I apologise if you have already seen some of it.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, but you do need to be prepared.

Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

I have put some useful links onto the thread that you can refer to when needed.

Good luck. See you at the other end……

Some useful links..

FAQ's

Step by Step Guide

If you wish to make a Donation

A-Z Guide

Making Posts

Start a thread

Letter Template Library

Rejection Of Settlement / Good Will Gestures