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NuShooz vs Lloyds TSB! Here we go!!!!!***WON***


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hi all - i've tallied up all my charges after getting all my info from the bank and have arrived at £1560.00.

 

after makining a shedule of charges using the simple excel calculator, i noticed there is a 8% interest field. do i include that ammount (£338.35) to the original £1560.00 when sending the request for repayment of charges letter? Or do i just ask for the original figure and ask for interest at a later date?

 

help!!!!!

 

 

James :confused:

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  • 2 weeks later...

this coming friday is my 14 day deadline regards my request for repayment of charges.

 

no sign of a reply as yet......

 

where do i go from here if the bank does not reply? :confused:

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  • 3 weeks later...

hi all, the time has come to file a claim as i have not had areply from the bank following the letter before charges.

 

is there anything i should do now before i make the claim? do i have to send any more letters?

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Hi

Lloyds have 14 days from the date the claim was served (it is served 5 days after you filed it) to acknowledge the claim, and then 28 days from the date it was served to enter a defence. You will then receive a copy of their defence and an Allocation Questionnaire to fill in. These links will help you with that:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

 

Barty:)

 

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 3 weeks later...

i messed up - had not had a reply and decided to check up with the claim on moneyclaim.

 

they suspended the claim and i have to resubmit a claim and claim a refund on the old claim.

 

regards the particulars of the claim that i submitted, do i have to put a figure in the folowing section (in red):

 

'(b) Interest

per S.69 County Courts Act 1984 of 8% -

£359.21 continuing at 8% until judgment or

settlement at a daily rate of £0.xx; '

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  • 4 weeks later...

i checked my claim on MCOL and it says that as Lloyds are defending the entire amount, the claim is being transferred to a court and that i shall be notified of the date.

 

do i have to put in a defence etc? i'm ****ting it now to be honest as i live in Dudley and fear i may have to go to the same court and judge in birmingham who ruled in their favour the other week.......:o :(

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lloyds rang me last night and said if i would like to go into the branch on monday at 10:00am to discuss some things......

 

maybe they will make an offer before it goes to court?

 

maybe they will try to scare me into giving up as they have had 2 victories......

 

maybe they will try to sell me things like loans, house insurance etc and none of the above......

 

 

:confused::D

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  • 3 weeks later...

as per my last post - they tried to sell me loans and home insurance.....:mad:

 

since then, i've had my court hearing date set: 10th september 2007.

it states in the literature that the claimant must send to the court and to the defendant copies of all the documents he intends to rely upon at the final hearing.

 

what documents does that entail? i have already sent copies of my schedule of charges etc....:-?

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  • 2 weeks later...

the solicitors have sent a letter explaining that Lloyds TSB are to settle in full, plus interest and costs. £2049.77!!!!

 

WINNER!!!!!!!:lol: :lol: :lol:

 

many thanks everyone for your help here! i would have been lost without you all.

 

:smile:

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Wooohoooo! Nice one, congrats!!:-D Fantastic to see all these settlements in the last few days. Its total capitulation!!

 

Please remember to fill in the survey, and also please consider a donation if you can.

 

Thanks.:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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