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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hedgey v NatWest **WON**


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Go Hedgey!!!!!!!!!!!!!!!!!!!!!!!! Keep ur pecker up, you will win in the end and it is actually a really nice feeling when you do the MCOL and you know ull get extra cash. I felt great. Now... I have to say I am absolutely SH*****G myself after what arrived today, its all jargon and i feel totally lost and totally thick.

 

We are all behind you, keep at it hedgey, and thanks for all your wise words and encouragement for me previously. Certainly keeps me going.

 

Go Hedgey

 

Lots of love Sparkie XXXXXXX

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Awwwww........... thanks Sparkie, you're an absolute darling. I'm sat at my desk in work - totally fuming with steam coming out of my ears!!! Thanks for the support honey - it really means a lot to me right now.

 

Lots of love, hedgey xxx

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Hedge you sound just like me whenever I get another nonsense & b*ll*cks letter from Cobblers like this morning. So I banged a snotty e mail right back at the little blighters. Lol. Its soooooooooooooo satisfying. Lol xxxx Fendy xxx. Dont stress, just file the MCOL on pay day next week. Mucho satisfaction to be gained from that little exercise. Yaaaaaaaaaaaaaay for the filing of MCOL. Yaaaaaaaaaaaaaaaaay xxxxx Fendy xxx

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hedgey i know how you feel ,they ignored all my letters till i filed into court.i gave them so many chances while i waited for the money to file the N1 and still they ignored me! silly bugg*** why dont they realsie the solicitors are the winners in all this!?

hedgey keep ur chin up ,dont get mad get even as they say!

just count the days down til payday and have all ur stuff ready for your revenge!!

xx

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Awwww........... thanks gals!!! Just got in from work and read your posts - thank you so much for your support, you're absolute darlings - all of you. You're all totally right as well - I'm banging in the MCOL next week! I reckon with you lot behind me, I can only win anyway - so bug*er 'em, I'm going for it. Thanks Sparkie, Fendy, Archer, Enaid and everyone else. Love you loads, hedgey xxx

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YOU WILL WIN!!! How can they beat you? Anyway I need you there after you`ve won to help me if I make any mistakes! Tell em to swivel on this.... :p......... bob m.

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Lol........... I think that's the first time I've laughed since I spoke to nasty west Bob!!! Thanks for the support and encouragement mate, I really do appreciate it - it's keeping me going at the moment! I'm really tempted to phone 'em now, take your advice and tell 'em to swivel!!!!!! But I'm laughing too much to talk!!! Thanks Bob, lots of love, hedgey xxx :p:lol:

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hi hedgey you need to calm down a bit i know is difficult but you have been so brave until here you just need to be a litle bit more patient in the end you will win and that idi..... at nasty west will gona eat is smile.

ok be strong and think positive.

how is my english? better?

manecas:lol::lol:;) xxxxxxxxxx

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English is much better manecas........... you've been practising!!

 

Thanks for the support - I'm all calm now and ready to take them to court next week!!! xx :p

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English is much better manecas........... you've been practising!!

 

Thanks for the support - I'm all calm now and ready to take them to court next week!!! xx :p

good girl go get them and use a short lead to they not have to much space and time to breath make them suffer please , please.

wich you the best of the lucks

bye

manecas:smile: :smile::):D xxxxx

ahhhhhhhhhhh time to go sleep my wife is yelling at me to turn off the ligth and go to bed ,womans you can love them but you cant win with them they always won.

so the best is do watt she says and obey the orders ,before she gives me a punch lol:lol:

bye

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hi hedgey

 

just thought i would say hi.........i know ure feeling down but remember how many people who have felt the same way and YOU picked them up.........Cheer up you are stronger than nat west u know that .............and we know that !!!!!!!!!!!!!!!

 

Scott

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Awww........ he is a darling isn't he?! (I'll tell him!!!) ;)

 

Tis all a wee bit sad if you ask me enaid. Wish whatever happened hadn't happened so that the site would still be the same.

 

Still............. no point being maudlin I suppose - not when there's dosh to be reclaimed!!!!

 

xxxxxxxxxxx :p

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I know Enaid. It was cool wasnt it. Yeah, chin up Hedgemeister............... tis the weekend. Yaaaaaaaaaaaaaaaaaay, alway something to positive about despite the red mist that descend whenever nutwests name is mentioned. Lol. xxx Watch that back. xxx Fendy xxx

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Lol............... think we're all becoming bank crusaders!!!!!!!!! Could do with a good 'rally/march' with placcards and banners and loads of peeps marching the streets in protest at the banks ridiculous penalty charges and shabby treatment of us fantastic CAGGERS!!!! Can see it now............ the banks'd sh*t it!!!!!!!!! xxxxxxxxxx :p

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Yep Hedgey, no Humpty Pumpty for you for a little while:D

by the way I have just signed up for French lessons Fendy, incase you do adopt me:D How is this for starters Deux rumncokie!

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C'est tres bien Enaid, tres bien. Je suis très impressionné mon ami. Lol Lol xxxxx

 

Brill Enaid. xxxxxxxxxxxx Hedge, u perked up yet. Ive just finished calculating hubbies Capital One, and wait for it, its £1300 in charges alone, lol lol lol xxxxxx how bad is he . xxxxx

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Yep Hedgey, no Humpty Pumpty for you for a little while:D

by the way I have just signed up for French lessons Fendy, incase you do adopt me:D How is this for starters Deux rumncokie!

 

Lol enaid.............. brilliant! I'm very proud of you.......... your Frenchy is coming on lovely honey!!! Lol.............. xxxxxxxxxxx

 

Yeah......... perked up Fend.......... tis just a wee bit strange at the mo - think that's all it is. We'll get used to it......... as long as we can all still be total nutters on the threads that count - we'll be fine!!!!! :smile:

 

Can you adopt me as well please Fend? I'll go to the same Frenchy classes as our enaid!!!!!!!!!!! xxxxxxxxxx :razz:

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Lol Lol Lol....................... u frenchies.............. nvm adoption, hows about you can use my french pad for free when I manage to get all claims sorted. Probs about another 8 months off yet. All of em. Lolxxxxxxxxxx

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Yep Twins, Hedgy and Enaid, only there mother could tell em apart.

Just having deux rumncokie now, it is very or should i say tres bien.

If you did contractual on that £1300 fendy it would double in size, don't give up yet, wait and see if you can get a bit more help!

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Lol.......... we're getting worse!!! Think I might join you soon enaid and have little deux reddy-winey!!!

 

And contractual ..................... go for it Fend - it'll really bump the claim up!!! You'll have the little pad in French France quicker than you can say CAG!!!! xxxxxx :p

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OO, la, la, ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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ooo fendy i cant believe how much you'll get off cap one.theyre not easy though like natwest.im filing next week for cap one it isnt much but will clear my balance.

french lessons.... i was fluent at french and spanish at school .........long time ago ! lol have probs just with english now! lol

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Oooooooooooh................. I can do Spanish!!!! ;)

 

Pedro, manuel, tapas, vino tinto, paella, manyana (maybe with diffo spelling!!), patatas bravas, san miguel, ola, viva espana................. yaaaaaaaaaayyyyyyyyy.............. hedgey can speak spanish with archer!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! xxxxx :D :D :D

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lol!! and the important el sexo!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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