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    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi Oi

 

My case has also been transferred to Nottingham County Court. It was transferred on 02/05/07, when I called the courts they told me that it was passed to the judge on the 9th but nothing has yet been done due to their backlog.

 

I called again yesterday and was told that I should hear something in the next 2 weeks. Let me know when you get a court date coz you're a couple of weeks ahead of me.

 

By the way, the bank are still charging me too, boooo. I called them to see if they would take off the charges but they were having none of it.

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WooHoo!!!!!! today (24th may) i recieved a Notice of Allocation to the small claims Track (hearing) :) On the 1st aug 2007 Something to chew on at last!!! I wont ask any Q's just yet. Im sure the ones i have have been anserwed already.

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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ok, sometimes when they allocate a track - they also want you to pay the allocation fee - (if claim is over 1500) and sometimes they don't - they don't seem to let you know so if your claim is over 1500 - you'd be well advised to ring the court when they open again and ask if an allocation fee will be charged. just to be on the safe side. do it this week.

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Ok folks iv been reading quite a bit today, My neck is killing iv been sat here for so long. Im not really any the wiser tho, Its all getting a bit confussing. I keep reading though threads and keep finding ones that needed to file and AQ. I dont. If someone could point me in the direction of threads that have had AQ despenced with that would help.

 

One thing i need to do is phone the court and ask if i need to pay for the allocation.

 

Ok heres my letter, if somone could shead a little light on it and point me in the right direction

 

Notice of allocation to the small claims track

(Is this the same as a pre trial review?)

 

District judge joe bloggs has considered the statements of case and allocation questionanaires filed and allocated the claim to the small claims track

(I understand this and why i didnt need to fill an aq out and that i need to phone up and ask if i need to pay a fee, right?)

 

The hearing of the claim will take place at 10:00 on the 1 august at notts C/C blah blah. and should take no longer than 30 minutes

(understand that no problem)

 

The court must be informed immediatley if the case is settled by agreement before the hearing date

 

Each party shall deliver to every other party and to the court office copies of all documents on which he intends to rely at the hearing no later than 14 days before the hearing

(ok is this the whole lot? basic court bundle, soc, copies of all statments? 3 copies, one for the court one for me and one for DG. Do i hand in all 3 to the court or just one then send DG one and keep one my self?)

 

Each party must include in the documents filed and served written statements of his or her own evidence and that of any witnesses.

(This is all in the court bundle, right?)

 

The court may decide not to take into account a document or the evidence of a party or witness if these directions have not been complied with.

 

The original documents shall be brought to the hearing.

( i know this sounds really thick but do i keep this as my copy or is this the judges copy?)

 

I know iv asked lots of questions and that you'v already ansered else where but any help really would be appeciated.

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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Each party shall deliver to every other party and to the court office copies of all documents on which he intends to rely at the hearing no later than 14 days before the hearing

(ok is this the whole lot? basic court bundle, soc, copies of all statments? 3 copies, one for the court one for me and one for DG. Do i hand in all 3 to the court or just one then send DG one and keep one my self?)

 

Yes

 

Each party must include in the documents filed and served written statements of his or her own evidence and that of any witnesses.

(This is all in the court bundle, right?)

See here for example Witness Statement:

Examples of Witness Statements / Disclosure by List / Draft Directions / Case Summary

 

The original documents shall be brought to the hearing.

( i know this sounds really thick but do i keep this as my copy or is this the judges copy?)

You keep the originals as your copy. The court and defendant are sent the photocopy bundles
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way too early to w orry about it - it's due 2 weeks before the hearing - so put a big, big circle on the calendar for about 5 july - that give you about 2 weeks to put your bundle together - freaky said it took him all day yesterday to do his - so - that's about how long it takes one whole day of copying and sorting it out.

personally i'd leave it and concentrate on nudging dg and hoping they will settle before then - the link for you to look at is in my signature - new- after 28 days....... post 1 especially has what you need.

at the end of post 1 is the four items you need for the court bundle (1 and 2 are easy - 3 is a little longer and 4 is really long - lots of copying).

 

 

 

now, i might have already told you this - but just because you didn't do an aq - you still might owe an allocation fee - some local courts are still asking you to pay when you've been allocated a track - and you have

 

so, just ring the local court - tell them you've had a notice of allocation and were wondering if the allocation fee is payable in your case - some will say yes, some will say no - if no, fine (although i'd jot down their name) and if they say yes, - then you pay it and add it to your claim - another reason to write again to dg.

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Thanks for your replys. I sent DG a second nudge on friday. before i had my notice of allocation. Will phone court tomoz and ask if i need to pay. How would i pay check?

 

I konw iv got loads of time befor i even need to think about court bundles but i just like to know early what i need to do.

Not being prepaired is prepairing fail as we used to say in cub scouts. Im slowly getting the jist of it altho im still a bt confussed. It all one bigg learning curve for me. Any way thanks for all your help!!!!

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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As far as what you need for the bundle, don't worry yet. The only thing I will say is to make sure you keep a record of everything you send or receive relating to your claim. As long as you have all correspondence and statements, the rest is easy peasy! Just ask nearer the time and you will get loads of help.

In the meantime, send dg another nudge as you have had notice of allocation since the last one!:)

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Yep iv got everything like that! Phoned the court this morning but no answer. Im thinking they get an extra day off for bank hol. (in the wrong job i am!)

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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  • 2 weeks later...

Hi all. im about t send another nudge letter. Is there a template for a letter now that i have a hearing date or do i just send the same one?

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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  • 3 weeks later...

Just a quick Q. Im over in LTSB. Been there a couple of days whilst the clock is ticking this side. Im fighting them as well for my brother. Basically im putting together his court bundles. Had a general form of judgment or order from the court. They havent set a court date but given me 28 days to comply. Then from that 21 days for them to disclose. (Which i think we all know aint gonna happen!) Im asking a Q here coz i know you lot are quick to answer. Im sorting his bundles out. Got them all printed off. Should i include copys of correspondence ie notice of issue, Notice of acknowledgment, general form of judgment ect in the bundles to [problem] and the court??

thanks x

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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a bundle is a bunde - yes, my motto for bundles is - when in doubt - include it. hope my thread court bundles for dummies has been some help.

don't forget to get going on yours pretty soon.

my new thinking (although it hasn't been proved yet) is if the bundle is due to the court on one date - send it about a week early to dg - they have a nasty little habit of sending an offer about 3 days before the hearing - and it leaves you in a funny position - i'm thinking they offer when they see a bundle so send it earlier than the court one. that's here - don't know what's doing with lloyds. i'm sure you are on top of it.

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IF your case went to court the judge would use the information in your bundle, (and in theory, that alone) to make a judgement on your claim.

 

Because you are a litigant in person (member of the public not a legal professional) he will probably give you a little leeway to say hang on I have that here when you are in court but it wouldnt be wise to rely on this.

 

So the motto for bundles is if in doubt include it.

 

pete

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Well i did include it. I was up till the very small hours saturday morning printing and printing and printing. It went on and on. Wanted to get it done because my brother was going on holiday at dinner and i wanted him to sign stuff. Just had he'd signed the last statement Postman pat came with a full offer!!! Nice one Pat!!!! Neadless to say he went on holiday with one hell of a grin on his face!!! Thanks to all that are helping me with this. No way in a million years would i be able to do this without the help of the people on here. When i get my cash i will being making a donation to this site inorder for it to be able to help others. Its just a pitty Theres noway i can buy the people that have helped directly a drink!!! Thanks again. Now time to crack on with mine.

pelim letter sent 25/01/2007

reply from hsbc 01/02/2007

LBA letter sent 16/02/07

MCOL Issued 06/03/07

Deemed served 11/03/07

Deadline 08/04/07

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