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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Hi Remember Me? Youngs Vs Lloyds TSB


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Well I was just about to go out this morning, and was going to drop the letter into the court, but thought I'd give them a ring first. Good job I did. The clerk told me that all Judges at my local court are NOT agreeing to any stays by the banks, and my prelim hearing will go ahead this friday! Woo-hoo! Another step closer!

 

Wish me luck for Friday! Well my hubby anyway!

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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That's really good news - fingers crossed Bev

 

Mine has been stayed :(:)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Hi Guido it's Romford County Court

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Does anyone know what happens at these prelim hearings? Hubby (and me) is starting to panic now, and thinks he's going to blow it all! What is the format? Is it informal? What does he have to do/say to the Judge? Just plead his case with the Judge? Or will the Judge lead him?

 

Got some paperwork ready to show the Judge. SOC; Draft Order for Directions, and reasons why they should be ordered; Copy of the text of the Lincoln 'abuse' order; and a list of settled cases, to show that the banks are routinely settling the cases without showing up to court.

 

Anything else we might need?

 

Helllppp....starting to panic now!

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Good luck Bev - fingers crossed it goes ok.

 

xx

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Gosh good luck x

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Well, we've just got home! It was scheduled for 10am, but there were 18 people in total, we were number 15, and they were all against various banks, and all scheduled for 10am!

 

Luckily, he overheard someone coming out of a case previous and they said that the Judge had put a stay on it. I told him that if the Judge did put a stay on it then he should state that it contravenes his right to a fair hearing within a reasonable timescale. I didn't put the stay letter in our small bundle and I couldn't remember what directive or act it was from, so it was all from memory.

 

Hubby was a total star and didn't lose his head. He said the Judge was very much on our side and gave the defence quite a hard time of it. Judge asked if we objected to the stay that Lloyds were requesting. Hubby said yes because it goes against his right to a trial within a reasonable timescale but couldn't remember what paragraph it was from, lol!

 

He said the Judge smiled at this then turned to the defence and said "So, why do you think the stay should be put in place?" The guy in defence started stammering "er..er..because...erm...erm.." pmsl! He said something about some European Court thing (hubby can't remember exactly) and the Judge said, "I didn't ask about that, I asked why you think the stay should be placed" lol. He had to quickly rifle through his notes and he quoted another case (hubby can't remember what one-too much adrenaline methinks!) as the reason for the stay. The Judge then said "Well, I don't agree with that, but I am going to put a stay upon this case, because if the case were to go ahead without the stay, it wouldn't get heard until January now, and and that is when the test case is being heard" He also said that if he didn't put the stay on, Lloyds would appeal against the desicion and it would push the case back even further, so he said he thinks it is in our best interests to apply the stay. Although he did say that both parties can apply to lift the stay after the test case in January.

 

Well, I guess that's it till Jan now? There's no point applying to lift the stay, as Lloyds will not agree to it, so will make it even more drawn out? Just wish I'd have had the money to start the court process back last year when I first started with all of this, maybe I'd have got something back by now! It's very annoying!

 

Thanks for all the well wishes. I'll be joining you all in Jan awaiting the outcome of the test case! Which I really can't see them winning, by the way!

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Aw Bev, never mind...we're still in the same boat :(

 

Sounds like your husband did a fab job though.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Aw Bev, never mind...we're still in the same boat :(

 

Sounds like your husband did a fab job though.

 

How's yours going? Have you still got your hearing next weds? Is it a prelim hearing?

 

Oh I just remembered something else. The Judge said that we need to add more to our case as if it were to go to a full hearing, there isn't enough in our case. Bearing in mind that we still haven't submitted the full bundle yet, I was hoping that we wouldn't need to. I guess I'd better get on and do that now.

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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How's yours going? Have you still got your hearing next weds? Is it a prelim hearing?

 

Oh I just remembered something else. The Judge said that we need to add more to our case as if it were to go to a full hearing, there isn't enough in our case. Bearing in mind that we still haven't submitted the full bundle yet, I was hoping that we wouldn't need to. I guess I'd better get on and do that now.

 

Our hearing was next Wednesday but it has been stayed - been told there is no point wasting our money and appealing.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I've been reading this http://www.consumeractiongroup.co.uk/forum/general/108430-stays-info-guidance.html and wondering if it is worthwhile sending one of the letters asking for the stay to be removed? I know my Judge said that it was in our best interests for the stay to 'stay' as it were, but I don't believe that it is. I'm especially interested in the 'hardship' part of the letter, and believe that to be true.

 

Is anyone sending these letters to remove the stay? Even after the Judge has said that it's best not to? Just wondering if I should or not? It seems an awful long time to wait without doing anything? Especially as the OFT case isn't going to be settled in Jan, I believe it'll take longer that, and may even be appealed to a higher court?

 

Hmmm? Any ideas?

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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I would apply to have it removed, see here also:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html#post1046820

 

This matter will not be resolved in Jan 2008, I have seen judges ordering stays until April 2008. It would not surpirse me if this time next year we are still no further forward.

If I have been helpful please click on my star and add a comment.

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I'd already had that letter printed off, ready to send when I got the letter from SC&M telling me that they were requesting the stay. When I rang the court and the clerk told me that the Judges were not agreeing to stays, I assumed I didn't need it, so took it out of my small bundle. How annoyed am I, that I didn't have the foresight to think that they were seeing the cases on an individual basis, and to take the d@mn letter with me anyway!

 

Which letter would you suggest that I send? Although they both have the same underlying points, the wording, layout and some paragraphs are included/not included. I guess it doesn't really matter which one, they'll both do the same thing?

 

I feel very strange with the fact that I am going directly against the Judges orders, by applying to remove the stay. Like I'm breaking the law almost, iykwim? ;o)

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Hi

 

Sorry it didn't go your way yesterday :(

I'm not the best to advise on stays, but as I read it, the Judge didn't order you not to apply for the stay, just advised it might not be in your best intrest to do so. So your not really going against his orders. You have the right to appeal. :) You've got nothing to lose by appealing.

 

Good Luck

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Thanks Ollie, I think I will appeal, just have to wait for the paperwork to come through from the court now.

 

I'm just sorting out my court bundle, as it has to be in by weds 22nd. And have quite a few questions, which I hope someone can help me with.

 

1) I'm struggling to find a few things on the index:-

XX6 - "Correspondance tending to show charges arise from breach of contract"

XX24 - "Abuse of process orders" I have a copy of the text of the Lincoln 'abuse' case, is this good enough? Or is there something else?

and;

XX12 & 13 - oft 1 and oft 2. I have downloaded and printed the whole OFT report - is this both parts? All that I'll need?

 

2) Also, In the witness statement, under breach of contract section 13 ii) clause 4.1 of the 1998 t&c's; iii) term 9a of the 2000 t&c's; iv) clause 9.2 of the terms of use of debit card; v) clause 6.5 of the terms of use of cheque guarantee; and vi) from defendants published charges leaflet.

 

All of the above, I do not have and are not included in the bundle - do I need to search for them individually and put them in the bundle and then amend the index to show where they are? If so, does it matter where in the index they go?

 

3) Also section 24 of the witness statement mentions the Martin Orton letter - do I need this? Again do I need to re-shuffle the index to fit it in?

 

4) Section 25 mentions a letter dated april 2006 referring to charges being referred to as being a contribution towards admin costs - I have no such letter. Do I need to search for this on the forum somewhere or delete it as necessary?

 

5) In Section 41 it refers to the OFT UTCCR with relevant sections being quoted. 5.8 is fine, but section 18 1.3, I do not have in my UTCCR, it only goes as far as section 17.5. Have I missed some of it somewhere?

 

Sorry there are so many questions, and sorry if if I sound thick with some of them but I just wanna get this right first time, and not give SC&M anything to pull me up on!

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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I have finally received the 'official' order from the court and it says

 

IT IS ORDERED THAT

1. The order dated 18 July 2007 is rescinded.

2. The present proceedings be stayed pending the final determination of the Commercial Court proceedings between the Office of Fair Trading and the defendant (and seven others) comprised in Claim No 2007 Folio 1186

3. Both parties shall have liberty to apply.

 

I take it, this is normal? Now I have the official paperwork I can go ahead with appealing the stay. Wish me luck.

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Good luck Bev. Keep on their backs; I'm sure that if enough people request for stays to be lifted then something positive will happen. The courts are hoping that the test case will free up some time for them. If every stay is appealed then the system will soon get clogged up again.

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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  • 7 months later...

This matter will not be resolved in Jan 2008, I have seen judges ordering stays until April 2008. It would not surpirse me if this time next year we are still no further forward.

 

Just checking in, seems you can see into the future Guido!

 

Can't wait until this is all over!

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Hi Bev77

 

I said that on the 17 August 2007, on reflection, I think I was being optimistic.

 

In furtherance of that it would not surprise if we are no further forward this time next year.

 

Anyway we expect the judgement in July 2008 and that will not in itself resolve whether the charges are fair or not and will be appealed irrespective of the outcome.

 

We just have to be patient, my view is that the answer will be worth the wait.

If I have been helpful please click on my star and add a comment.

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  • 1 year later...

Well, nearly 18 months later and I'm back - but still with no news!

 

Hubby lost his job (about 6 weeks ago now) and seeing as he was the main earner, things are EXTREMELY tight now. Especially as we have been blessed with a baby on the way due in Jan, plus all the cost of xmas, and usual household bills. It would be really helpful of them to pay up NOW!

 

I have tried the hardship route, but SCM have written back twice with the same letter saying that they are still looking into it. The last one I received was about 6ish months ago now.

 

Like many others I suspect, I am getting pretty fed up of all this now, having first started my claim back in 2006. At the time it was just under the 5k limit for Small Claims Court, but what happens now? Do we still claim back to 2000 plus interest for the last 3 years whilst it's been stayed? Or do we have to lose 3 years and only claim back till 2003? Well 2004 (or later), by the time it's all finally sorted?

 

I was looking at taking it through the Ombudsman, but there is a section at the bottom which says something about if you have taken Court action they can't help you - so what now?

 

I am truly stuck. Stuck with what to do now, if there is anything I can do? Stuck for money, still with bills to pay, and am worrying constantly!

 

Any ideas?

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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