Charges info needed

[Dappa44]

I have used the spreadsheet and have calculated that i am owed.

 

£3303.81

 

+£801.08 at 8% (interest)

 

Giving me a Total of

 

£4104.89

 

I have claimed for 75% of the overdraft interest, not all.

 

I have read conflicting replies as to what exactly can be claimed back?

 

Is this right?

 

Unpaid Direct Debits ranging from £25 - £35

 

Unpaid Standing Order £30

 

Overdraft Usage Fees ranging from £10 - £90 (per month) and the renamed..

Overdraft Excess Fee ranging as above.

 

Overdraft Interest normally range £4 - £8

 

Can all of these be asked for.

[Guest Lueeze]

Well overdraft interest, is for the money you used within your overdraft, so only a small % of this will be allocated towards the charges costs.

 

What is the 75% OD interest?

 

This is a difficult thing to work out, it can be done but takes brains and time! I am not adding htis to my claim as it is impossible to approtion which part of my interest relates to the charges and which part relates to spending...

[Dappa44]

Thats what i thought i should do m8,

 

I will take out all of the overdraft interest (it really doesnt bother me to lose that)

 

But do the other charges i am claiming for seem ok?

[Guest Lueeze]

Yep any charges you can see on there, add! The only ones to watch out for are things like Overdraft arrangement fee's for instance, as the bank actually did provide a service for that...

 

Everything else claim away! Oh and keep the 8% on (just incase you thought i was reffering to that too)

[Dappa44]

Thx for the help m8

[Dappa44]

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