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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Powergen - Massive Bill


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Summer 2005 powergen phoned me on a sunday afternoon to say that they were about to send out a bill which was rather high, so they were phoning to discuss it with me. The bill was for just over £2000. I was very shocked to say the least. We only live in a 3 bedroomed bungalow so I questioned the meter. She said that I had had a few estimated readings which had made it fall out of line. We agreed to me paying £111 a month to catch up.

 

I have received a letter this morning telling me that they now want to increase my monthly amount to an absolutely staggering £693 a month. There is no way on this earth that I can afford this.

 

My most recent bill was overestimated by over £300, so taking this into account, my bill is falling, (albeit slowly) and this bill was over winter so the next couple of bills should be even less.

 

Can I stop them making this increase, because I definitely cant afford to pay more than £111 - I thought that was extortionate!!!!

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Phone them up, I am sure they will work this out with you. See it is a really silly system they have that the computer looks at your previous useage and debt owed and auto works out a fixed payment amount for you. It would of incorrectly taken into concideration the estimated readings and seen you as a huge user. It really needs somone to manually look at this for you. Do it as soon as possible before the next payment is due out or it will just take it. Direct debit really does give the company heaps of power over your finances account, most of us on this forum hate DD expecially when setup on a fixed prepay rate that can be changed at anytime.

 

 

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Hi Karen,

 

I had exactly the same problem with Powergen a few years ago and in the end I went to the CAB and had them do a budget sheet with me. They contacted powergen on my behalf and arranged for a realistic weekly repayment (in my case they fitted a payment meter and added the agreed amount on each week, but try and avoid this if you can as it is a real pain).

 

If you have not done so already do a budget sheet and have it with you when you call them. They have already agreed to the £111 so unless your circumstances have changed considerably there is no reason for them to not carry on with it.

 

There have been some change in guidelines recently regarding how long they can go without taking a proper meter reading. PM if you want me to dig out the link, it might be relevant.

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Powergen did this with me. My bill came in at over £500 so they wanted to charge me £150 a month. We got it down to £114 as I couldnt afford the £150.

 

I got my new bill in and I am £345 in arrears and then got a letter to say they wanted to increase my payments to £160. Well I read my meter and gave them the new reading and it was so over estimated that my new readings actually put me in credit and they still wanted to charge me £160! Told them to put it back to £114 for now and when I get my bill in April we will look again at my payments. Hopefully they will reduce.

 

Ring them and say you cant afford this payment and you will cancel your DD if you have to

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Thanks for this. I am currently waiting for them to get back to me but I have told them, in no uncertain terms, not to try and take £693 as it will not go through because I simply cannot afford it. I have told them that I will bill them for any charges I incur if they fail to adhere to my request here, so fingers crossed they will be reasonable. I am sure Posh and Becks dont pay 693 per month even at Beckingham Palace!!!!

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Are you paying by DD?

 

CANCEL IT IMMEDIATELY!!!!

 

They WILL take the whole payment without your permission.

 

Set up a Standing Order instead, this way, you call the shots: YOu say how much, you say when, and they can't just help themselves to your cash. It's a lot easier to negotiate when YOU are in control of your cashflow.

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Well I got a letter from them today saying my DD has been put back to £114. Have you got a letter from them? If not then canel the DD. I gave my meter reading and I logged online today and checked my balance and I have gone from being £350 in debt to being £156 in credit. And they still wanted to raise my DD to £160 cheeky beggars.

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Agree re DD's. I cancelled every one of mine, except Talk Talk who don't accept any other payment method.

I pay all of my bills standing order. I have set them all up on internet banking so I can increase or decrease the amounts as I choose.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

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