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Stonelaughter vs Argos Card Services ***WON***


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  • 2 weeks later...
Cheque received and another one bites the dust!!

 

congratulations Tom

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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Congrats, this gives me hope. Argos is one of the ones i am going to enjoy getting the most.

First Direct Data Protection 5/06/06

SETTLED IN FULL 23/08/06. £4412.30 charges plus 8% interest and court costs .

OH Halifax Data Protection 05/05/06

SETTLED IN FULL 23/08/06 charges plus 8% interest and court costs £738.78

MBNA SSettled in Full before court action.

Yorkshire Bank - Pre lim stage

Royal Bank of Scotlcand pre lim stage

Argos Card Services pre lim stage

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  • 1 month later...

I wrote to Argos today, thought you might like to share my joy at writing this letter...

 

ACCOUNT CLOSURE

 

I write regarding my account, referenced above. I have to say, along with the main purpose of this letter, that I am utterly disgusted at the way that Argos Card Services play fast and loose with the Law, the legal system and their customers in the day to day running of accounts, and also when faced with a customer complaint.

My complaint earlier this year was always going to be uneconomical for Argos Card Services to defend in court and yet, in an attempt to delay, frustrate and intimidate me, you allowed the complaint to escalate into court action before you finally settled the matter “on a commercial and goodwill basis”. Do I have to point out that if there had been any goodwill involved that you would have settled the matter some weeks earlier when I wrote my preliminary letter requesting a refund? Do I have to further point out that by allowing it to escalate into court action you increased the costs to yourself not only in the size of the refund, but also the fact that your customer service staff, your legal department staff and goodness knows how many others had to carry out additional processing related to the matter? How is this good commercial sense?

As a direct result of this individual matter, and your obfuscatory, intimidatory approach to it, you have lost a customer permanently; I will never use an Argos Card Services provided card again, and I will take active steps to discourage people I know from using them. I now feel that our relationship has irretrievably broken down and therefore I enclose herewith my Argos Store Card; please accept this letter as formal notice that our agreement is terminated with effect from 17th September 2006 in accordance with Clause 11 of the terms and conditions. You will note that the balance is clear.

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Do I have to further point out that by allowing it to escalate into court action you increased the costs to yourself not only in the size of the refund,

 

Not to forget the taxpayer's money, which subsidises the Court system.

 

Nice letter. Of course, they won't take a blind bit of notice, but hey, it makes you feel better. :-D

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  • 2 years later...

Hi guys, bit worried, need some help please. I am not the most legal sighted person and have been bluffing argos for some time now. I have asked for £284 back and have the standard 'we will give u a goodwill of £75' which i am not accepting. Anyway I recieved court letter today as I am fed up, have sent the 2 letters giving them time to cooperate but no joy so they have till 2nd Nov to reply. Does anyone think they will actually go the full hog to court and if so I dont really know what I am doing and am worried I will lose and waste my time??? Please help....

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  • 10 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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