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Andy v A&L (credit card)


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Bit of a newbie on here just taking on A&L and First Direct at the same time

 

Sent the usual statement request with £10 to A&L....got a full response today offering to credit my credit card £570 and enclosed a print of my statements....the toal charges is £1012

 

They state that this is a full and final offer...i've read that there is a letter somewhere accepting the money as an interim payment

 

has anyone else gone thru a similar process.....i didnt even ask them for a figure they just offered it straight away!!!!!!!!

 

do i just accept the figure or do i say credit my account and give me the rest?

 

any advice would be appreciated

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:cool: Lily :cool:

 

 

Alliance & Leicester;

LBA 22nd July 2006

Reply 31st July

MCOL 6/8/06

PAID IN FULL 25th August 2006.....

DONATION HAPPILY GIVEN.......

 

If you are happy with my help please click on the scales at the side of this message

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Andy,

 

Have had the exact same experience with A+L credit card (MBNA). Sent a rejection letter to their offer with a full prelim letter and scedule of charges today, having called them and got nowhere. Lets see how it goes!

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  • 1 month later...

quick update...

 

after sending off rejection letter i noticed that my account had been credited with £570 (the original offer) before I had even recd the offer letter!!!

 

waited 1 month and then out of the blue A&L coughed for the rest and gave me another £504......RESULT!!!!

 

Total won £1074

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Thats great news. Well done :D

:cool: Lily :cool:

 

 

Alliance & Leicester;

LBA 22nd July 2006

Reply 31st July

MCOL 6/8/06

PAID IN FULL 25th August 2006.....

DONATION HAPPILY GIVEN.......

 

If you are happy with my help please click on the scales at the side of this message

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