Bank charges

[Big Bob]

I am the new secretary at a working mens club. I have discoverd that over the past twelve months we have payed the bank a lot of money in bank charges which we can ill afford,can we claim these charges back? or because we are a buisness is it dead money.

[maroondevo52]

Hello and welcome,

 

I have a business account and I have already claimed charges back from the Bank of Scotland. Have a look in forums then the Bank Templates Library....There is a Business letter in there for you to send.

 

Regards.

 

Scott.

[mrsfoot]

Hello and welcome to the Consumer Action Group!

 

There are a few things that you must do before sending letters off left right and centre. By following the steps correctly you save yourself and others a lot of work!

 

• Read the FAQs. Print them out and take 2 -3 days to understand what it is you are about to do…..you wouldn’t just jump into a lake for a swim unless you knew how to swim, would you??
  
• Understand the process. Don’t try to start halfway through, it won’t work. Its time consuming but at least you won’t be making any mistakes in getting your money back!
  
• Read through the relevant forum for your bank claim. Here you will find others journeys, celebrations and queries, most of which will help you in your claim.
  
• Start a thread in your forum, and keep it in your favourites so you can find it easier. Call it your name v bank name for example. Here you can log your own journey, ask questions and most of all offer another thread for a newer person to read (see you are giving something back already)
  
• It’s your claim; you have to do the work! Its not easy, can be very frustrating and at times you will feel like throwing the towel and letting them get away. But keep on going, seek advice from mods / site helpers/ or anyone else who is on the forum, great place for this is the chat room, try it out!

As long as they are actual bank charges and not pre set business banking charges i am of the understanding they can be claimed

 

Good luck