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    • Hi,  It has been very stressful. I have just received a letter of 'Notice of Transfer of Proceedings' which states the case has been transferred to my local court and to await judge's directions. Is there still a possibility that it will not go to court? The other issue I now have is that I am moving abroad for work in the next few months and now might not actually be able to attend the court hearing!  I am not sure what the best course of action is now. I feel like after all this, the MET are going to win anyway! HELP! 
    • Thanks for jumping in Bazza.  I understand that some people would suggest this.  But no. The moot point is that there should not be any debt.  There shouldn't be any reason for me to be made B.  The lender / receiver are responsible for the property not selling in a timely manner.  Whoever heard of a (well-located nice) property not selling in >5y?    They have no reasons.   Disclosure has subsequently offered staggering evidence which corroborates lender bad behaviour, bribery, and collusion/ interference with the receiver.  I am holding them to account for this.  It is clear they don't want this evidence in the public domain - it will shred their reputation.   (One also has to understand that the ceo - with collusion and conflict of interest (using same lawyers as lender) and receiver - tried to get the property cheap for his own use) They now want to agree a settlement.  I have separately reported a lawyer for negligence to the LO and SRA. I want to report the receiver as soon as I understand how to.
    • Same as Barclays one I have just updated on. PRA group have written back and told me they intend to proceed with claim, have also sent another stack of documents, similar to last time round. I did fill in an online income breakdown etc on their website  offering to pay them x amount of money back each month,  a couple of weeks back, they haven't acknowledged that ?  
    • Hello, I wasn't able to update the defence, so they got the daft one.  Pra Group have responded dated 25th April saying they intend to proceed with claim. I have also received a stack of documents, similar to last time - print outs of old statements, but this time around they have send me a copy of the Barclay Card Conditions. Unsigned and dated. The address is an old address.  A consumer credit agreement with current address. Pages of it and no signature. I have uploaded onto a PDF what I have. The CCA agreement looks like a generic print out, I5 pages + long, I've included the 1st page that had my details on (redacted) don't know if its necessary to upload all of it.  Barclays 26042024.pdf
    • I suggested consideration of bankruptcy some years ago. It was not well received.
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Advice Needed- They have screwed up my credit file.


sb007
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Hi I am new to this forum and was directed by someone from Money Saving Expert.

 

The problem I have is the following:

 

I am currently trying to fix my credit rating due to a mistake made by the Abbey National bank.

 

My brother defaulted on a loan for one reason or another and between the credit reference agencies and the bank it self they have put this on my credit file.

 

My brother and I have similar names but very different birth dates. I have contacted the Abbey and they have admitted to the mistake but have said that the credit reference agencies should be responsible for this. When I have contacted them they have said it is because of the Abbey. I have now had a number of searches done on me because I was not aware of this straight away. This has caused me a great deal of problem as I have been charged higher rates for my lending even declined on most occassions. The most recent being turned down by Abbey for a mortgage solely because of my credit rating which they have caused ( They agreed to the mortgage initially agreeing to to take note of their mistake. Then they declined for number of searches I have on credit file. I lost £230 valuation fee £250 solicitor search fees and ultimately the flat)

 

I currently estimate that I have been out of pocket by around £15k along with all the personal distress that has been caused to many of my relationships. I would now like to tackle and this situation legally and hoped that somebody will be able to advise me on the best route to take. I have contacted a few solicitors and after telling them my problem they never call me back. As you can imagine all this is happenig through no fault of my own and because companies do not want to clear up their own mistake.

 

Any help will be appreciated

 

I look forward to hearing from you.

 

sb007

Abbey have stopped me from progressing and its about time they paid for it!!!!

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Hi I am new to this forum and was directed by someone from Money Saving Expert.

 

The problem I have is the following:

 

I am currently trying to fix my credit rating due to a mistake made by the Abbey National bank.

 

My brother defaulted on a loan for one reason or another and between the credit reference agencies and the bank it self they have put this on my credit file.

 

My brother and I have similar names but very different birth dates. I have contacted the Abbey and they have admitted to the mistake but have said that the credit reference agencies should be responsible for this. When I have contacted them they have said it is because of the Abbey. I have now had a number of searches done on me because I was not aware of this straight away. This has caused me a great deal of problem as I have been charged higher rates for my lending even declined on most occassions. The most recent being turned down by Abbey for a mortgage solely because of my credit rating which they have caused ( They agreed to the mortgage initially agreeing to to take note of their mistake. Then they declined for number of searches I have on credit file. I lost £230 valuation fee £250 solicitor search fees and ultimately the flat)

 

I currently estimate that I have been out of pocket by around £15k along with all the personal distress that has been caused to many of my relationships. I would now like to tackle and this situation legally and hoped that somebody will be able to advise me on the best route to take. I have contacted a few solicitors and after telling them my problem they never call me back. As you can imagine all this is happenig through no fault of my own and because companies do not want to clear up their own mistake.

 

Any help will be appreciated

 

I look forward to hearing from you.

 

sb007

Abbey have stopped me from progressing and its about time they paid for it!!!!

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How have Abbey admitted this. In writing?

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How have Abbey admitted this. In writing?

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Hi

 

Abbey have confirmed this in writing twice.

 

They can spend time sending me aletter but no itme trying to fix the problem

Abbey have stopped me from progressing and its about time they paid for it!!!!

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Hi

 

Abbey have confirmed this in writing twice.

 

They can spend time sending me aletter but no itme trying to fix the problem

Abbey have stopped me from progressing and its about time they paid for it!!!!

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Would you mind scanning me a copy of the letter. Can you pm me with a response.

There might be a defamation action here. :twisted:

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Would you mind scanning me a copy of the letter. Can you pm me with a response.

There might be a defamation action here. :twisted:

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  • 13 years later...

This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Abbey have stopped me from progressing and its about time they paid for it!!!!

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Thread Locked

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If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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