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    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
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Well What Do I Do !!!!!!!!


janeyjane66
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Having read quite alot of the posts in most forums, I really dont know where to start. I have between me and hubby something like 8 CC and the charges for late payment etc we have had over the last 6 years would make your hair curl.

 

Just had statement from Accucard (even though they have been informed we have joined CCCS) charge me £20 late payment, £20 Default Notice, £20 being over credit limit. Which they have put me over with the charges.

 

Also found out Bank Charges from Lloyds this week ( personal account £370) Business Account(£410)

 

And they have the nerve to file an notice of lost of trust or something like that.

 

My Business Manager never phones me I leave numerous messages he never phones.

 

I hate banks and CC's

 

So i sit here reading everyones posts wondering should i try??????

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Yes you should.

 

Look at your accounts and see which one has the oldest charges and start with that one.

 

There's no reason that you can't have them all running at once, but it's best to start with one and at least get a few weeks under your belt before starting on the others.

 

So first things first, send of some DPA letters, and work out who's charged you what.

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I do know from personal experience Lloyds rolls over. A few years ago paid a chq into Business Account. Phoned up 3 days later to be told it had cleared. Gave the items to my customer to recieve a letter next day to say he had stopped chq. Police etc were involved cause this guy had form for this sort of thing (didnt know at the time) my sister worked at hq and told me who to phone and what to say.

 

Two days later they refunded the money and asked for crime number etc. But get this they never went after the money owed. Police caught 12 months later he got 2years. But it was us they mentioned as being defrauded and not Lloyds

 

 

Also a few years ago my ex brother in law owed Barclaycard about £4k and would not pay said he couldnt so they wrote to him and wrote off the debt.Can you believe it

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http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=5

 

 

Have a read of these and the step by step instructions. Collect all your statements together for the past 6 years and see if there are any missing. If so u can send a DPA request to the relevant bank/s asking for any missing statements.

 

It really is best to read the FAQ's and the instructions a few times to get your head around it all. It took me a while! Keep reading around the forum for a few days and things will become alot clearer. It will make u moredetermined to get ur money back and there is a very good chance you will.

 

If u unsure of anything just ask!:)

Halifax -

LBA sent 12/05/06 for £1,232

 

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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