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Not consumer credit, so won't show on credit records.

Are you 100% sure the Tax Credits payment is correct ? Did you receive an overpayment letter ?

If not, there is no immediate need to set up a payment plan. Contact HMRC submitting a subject access request and if there is doubt about the overpayment amount, write to ask HMRC for a breakdown calculation of any overpayment amount.

WWW.GOV.UK

Find out how to ask for access to personal data that HMRC holds about you, or someone who has died.

 

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yeah the outstanding balance is correct as I was already in a payment plan with hmrc up till about a year ago when they suddenly stopped taking payments from my bank

me being naïve I just left it assuming they would get back in contact to resume payments but instead I got this letter..

I am just glad it won’t show on my credit file as I have only just got it to excellent 

 

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  • dx100uk changed the title to Avantis dca chasing Tax Credit Overpayment

Please never contact a powerless dca on a govt debt. 

They are not bailiffs. 

Ignore them totally

Deal with hmrc only !!! 

Dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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already answered 

3 hours ago, unclebulgaria67 said:

Not consumer credit, so won't show on credit records.

not sure what magical powers you think a dca have but they have NONE, ZERO, NADA.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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