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    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
    • Speeding (Revised 2017) – Sentencing (sentencingcouncil.org.uk)  
    • upload sites dont retain copies and so what if they do... what do you think they are going to do, kidnap your grannies budgie or something..how the hell would any of the info required by us be of any use to them..... stop being paranoid and put them all in one mass multipage pdf.  
    • https://audicam.audi.co.uk/customer/6660055/00cc584e9769699ddba3807a2995032f/59022-13062024 Please let me know if you can access footage 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Backdoor CCJ - PCM/Gladstone PCN yellow line with BB badge.


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Hi - I got a fine from them last February. 

I have a blue badge and parked on a yellow line for about 30 minutes. 

There were no signs etc saying we could not park.

Ignored their letters but have today received a CCJ issued in my name. 

I did not receive a claim form, notice that it was going to trial nor a trial date.  If I had I would've responded.

Is there anything I can do so that it does not go on my credit record. 

Lawyers are Gladstone Solicitors in Warrington

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Have you moved over the last year or so without updating the car's log book?  That's how most backdoor CCJs are caused

We could do with some help from you.

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  • dx100uk changed the title to Backdoor CCJ - PCM PCN
  • dx100uk changed the title to Backdoor CCJ - PCM/Gladstone PCN yellow line with BB badge.
2 hours ago, persha50 said:

Hi - I got a fine from them last February. 

no you didn't. a private parking company cannot FINE anyone.

2 hours ago, persha50 said:

parked on a yellow line for about 30 minutes. 

purely tarmac graffiti on private land legally mean nothing .

2 hours ago, persha50 said:

I have a blue badge

Blue badge holders have ZERO concession entitlement when on private land..they mean nothing.

2 hours ago, persha50 said:

Is there anything I can do so that it does not go on my credit record. 

you must pay the claimant with 1 cal month from the date of default judgement.

....................

i will suspect you have moved in recent times and not updated your cars V5C ? 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I will look for the original letters.

I have just looked on Clearscore and the CCJ is already on my file.  If I pay within a month will they remove it?

If I ask Gladstone for a copy of my file will it have the copy of the claim form, I definitely did not get one.

I have not changed address either. 

I did not receive any court papers either or notice of trial date. 

How would I get copies of those.

 

2024-01-04 default judgement for claimant.pdf

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go check that the car which drove in there-  it's V5C DOES 1000% state your present and current address.

as for claim details.

you need to ring northants bulk and ask for a copy of the original claimform by email PDF

there will be a small charge.

you need the Particulars of claim verbatim.

i have heard they now read this out over the phone and make no charge if you dont need a hard copy.:noidea:

so if they offer that RECORD YOUR CALL.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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17 minutes ago, persha50 said:

If I pay within a month will they remove it?

yes they being the court once you pay the claimant and they inform the court of settlement.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I can't find any of the original letters etc. 

I think my hubby chucked them knowing that coz fine was from a private company it was wrong for them to fine us. 

We did not get a fine put on the windscreen it was a fine sent in the post with a picture of the car. 

If I send an SAR to Gladstone would they have a copy of the original "fine" or should I send an SAR to Parking control Management.

Also if I pay the CCJ and I can prove I did not receive the relevant docs would they give me my money back?

I am just anxious about CCJ on my record.

I am self-employed (but DWP assessment says I cannot work) and get Universal credit so very limited finances.  I do COVID and flu vaccinating so its not all year round that I get an income.

Will also phone Northampton Court on Monday.

Just another quick query, when I have had claims forms before, sent in my defence etc, I usually get a notice from the courts saying it has been transferred to small claims court and they have changed the court venue from Northampton to Croydon (which is closest to me) but this did not happen in this case and the CCJ was issued in Northampton. 

Could that prove I did not receive any court papers?

 

Yes it does state my current address etc.  

Ive had my car for about 5 years now. 

We were actually fetching a new car for my hubby and were parked across the street from the car dealer!!!

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It sounds very much like the claim form got lost in the post.

The problem is that (a) it would cost you £275 to apply to get judgement set aside and (b) courts don't usually accept the "lost in the post" argument.

You will probably have the unpalatable choice of

1.  giving in and paying the £291, or

2.  defying the court and not paying.  I've been on this site for eight years and I've never seen a PPC take enforcement action for a single ticket, it's just not worth their while.  But you would have a CCJ and a knackered credit file for six years.

18 minutes ago, persha50 said:

Just another quick query, when I have had claims forms before, sent in my defence etc, I usually get a notice from the courts saying it has been transferred to small claims court and they have changed the court venue from Northampton to Croydon (which is closest to me) but this did not happen in this case and the CCJ was issued in Northampton.  Could that prove I did not receive any court papers?

No.  Judgement was issued in default so there was no defence, no Croydon, etc.

18 minutes ago, persha50 said:

I think my hubby chucked them knowing that coz fine was from a private company it was wrong for them to fine us. 

Is it possible your husband also threw away the claim form?

We could do with some help from you.

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it is not and never ever can be fine..end of no quibbling or misunderstanding. a private parking company cannot issue Penalty Charge Notices.

sorry but theres not really much you can do other than pay it.

at this stage unless the POC throws anything unusual up it doesn't really matter you didnt get the claimform or anything else. though its strange you got nothing as there were p'haps a good 5-10 letters before they issued they asked the court to raise the court claim, including a letter of claim

it would p'haps be a guaranteed set aside because you didn't, but thats not the end of reversing the judgement,

you would also have to put fwd some sort of basic defence for the original claim in their POC and once a judgement is given, all 'paperwork wriggles' like i didnt get this or that are sadly immaterial, the judgement trumps those type of defences.

the cost of a typical set aside is £275, which has no guarantee of being granted (then you'd have to pay that fee as well as the judgement sum.!)

if you won the set aside application, the CCJ would be null and void, BUT there would be a later hearing as it resets it to what you state happened before, if you won that, then yes you'd get everything back and no CCJ but its a double your money gamble.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You might as well write to Gladstones  enquiries@gladstonessolicitors.co.uk  and state that you intend to apply for set aside as you had no opportunity to file a defence.  As it would be beneficial for both parties to keep costs to a minimum you are writing to ask if their client would accept a set aside by consent.

There is maybe a 1% chance they will say "yes", but it's only an e-mail, and nothing ventured ...

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

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Will definitely write to Gladstone and contact courts.

Can I just clarify when a CCJ is issued by default it means that I have not replied to the claim form that you do via MCOL.

@FTMDaveNo - coz I open mail first and then give to him to read, would've been addressed to me anyway.

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14 minutes ago, persha50 said:

Will definitely write to Gladstone and contact courts.

Can I just clarify when a CCJ is issued by default it means that I have not replied to the claim form that you do via MCOL.

yes

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