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Scottish Power Credit Default notice


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Previously I had several arguments with SP and used the ombudsman service with success, however after getting my smart meter series 1 changed due to faults (having to give SP manual readings) I changed to Octopus Energy. My month bill with SP was about £150. I was billed from the 25th of the month to the 24th of following month.

When I transferred to Octopus it was on the 3rd of the following month.. But I had previously paid the bill presented on the 25th. 9 days had not been invoiced for, yet SP were trying to claim £157.00 for the whole month.

I have disputed this and got fed up with not getting an answer I cancelled all means of communication except snail mail that I had a record of what was said. the use of telephone conversations seem to get twisted to their benefit.  I finally received a final notice to pay the £157 last week. I wrote to them via "signed for "  requesting a proof of debt.

Today  (6 days later) I receive  the following " A credit default has been registered against you. in big red letters  and states that it will stay on my record for 6 years. I thought that this was against the law especially as I am in dispute with the company.

Any advice appreciated 

SP Default Notice redacted.pdf

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please read upload and delete your name too?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You cant actually delete a DN only SP can remove it, however you can submit a Notice of Correction to the credit agencies informing them that the default is subject to dispute which in turn the Credit agencies will query it with SP.

 

Andy 

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sorry mistake I was informed that I had left my name on the form  and was asking how i could delete the uploaded form. However as people have seen it I am not particulary fussed if someone knows my name.

However i would appreciate a factual answer to the questions that I posed if possible. 

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We have already redacted it if you go check it again.

Quote

However i would appreciate a factual answer to the questions that I posed if possible. 

Answered above in my past post.

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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