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Lowell Letters for Argos Home retail Group Card debt


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Evening.

 

My partner is receiving letter from Lowell for an Old Argos card Debt of around £520.

The card was used around 2019/2020.

There were issues with the last payment and when my partner called to pay they could not find an account. (assume it may have already been sold on?) 

She has received a letter offering a settlement of around 3150 (70%) discount.

What is the best course of action please?

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  • dx100uk changed the title to Lowell Letters for Argos Home retail Group Card debt

if they are offering a big discount, then that means there is something very wrong with the debt amount or enforceable paperwork etc etc.

has you wife moved since taking this card out and never updated argos or lowell since?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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should never move without writing to the debt owners and informing them else backdoor ccj 's start appearing registered against old addresses.

simply WRITE by royal mail to lowells, quote their ref number and who the original creditor/card number was stating please note my correct and current address.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doesnt matter. CRA file means nothing legally by way of address.

she MUST write and legally inform them.

else they could legally get a backdoor CCJ.

 

please dont forget

a DCA is NOT A BAILIFF

and have

ZERO legal powers on ANy debt

no matter WHAT it's type

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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