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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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KDSwan123 v RBS


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Hello all in the forum,this is my first time so do forgive me if i seem a little naive but here goes.I am trying to help my son out of a little money trouble and by using Martin Lewis(moneysaving expert)i am going to try and get back bank charges.Could anyone in the forum please advise me.The bank have made charges of several types of between £3.0 and £90.00 over 5.5years(these charges dont include interest on overdrafts).Which charges can i claim on as some dont give a reason like - referal charge or wrongly used card.GRATEULL for any advice.

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Hi Kdswan123.

 

I am trying to help my son out of a little money trouble and by using Martin Lewis(moneysaving expert)

 

The Consumer Action Group has no connection with Martin Lewis.

I would advise you to make a choice which path you want to follow but follow that path from start to finish. Don't jump from one to the other as procedures are not exactly the same.

 

Good luck.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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I have decided to follow the Consumer Action Group.

A very wise choice. ;)

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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good evening all in the forum.Another question related to types of charges.There are so many charges of different typesin the bank i am up against(but not on my own).Some have labels some not and over 5.5 years there are hundreds of them.Would it be a reasonable tactic to simply add up all the charges and clain them from the bank as a starting point.

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I think on RBS t4ff is a good source of info as well as Livelylad and I think the claimers are there to help as well. I would start a new thread in the RBS thread and all the help you will need will come flooding in. Good Luck

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Hi your posts moved to RBS bank thread.:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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good evening all in the forum.Another question related to types of charges.There are so many charges of different typesin the bank i am up against(but not on my own).Some have labels some not and over 5.5 years there are hundreds of them.Would it be a reasonable tactic to simply add up all the charges and clain them from the bank as a starting point.

 

Hey KD. Welcome and good luck!

 

As a starting point, my post on charges should be able to clear this up for you. Will find a link here. Any futher questions, whack them in your thread and someone will be able to help.

 

Quick response - adding them all up wouldn't be advisable. Need to start by differentiating between was is an agreed charge (ie a service that has been agreed to by your son like a royalties charge). That post should give you an explanation on how to do that.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 1 month later...

Try again.Hello all just a few notes that i hope helps me and any readers.My bank charges seem to come in all shapes and sizes so i have tried to identify them and in defining them comment on whether they can be re-claimed.So here goes-

 

1.Monthly charges (more than one in each month)of between £3-£6.I think that these were for a fee for setting up an authorised overdraft so i dont think i would get these back.

2.Monthly charges of between £11 and £35 FOR UNORTHORISED OVERDRAFTS SO CAN BE RE-CLAIMED.

3.Monthly charges of between £20 and £90 FOR REFFERALS SO CAN BE RE-CLAIMED.

4.Two different charges that seemed to vary each month,the first for overdraft interest and the second which seemed to be for a overdraft set up fee but seemed to be greater the larger the overdraft!Now i would like to argue a case for claiming back some if not all of these charges because my overdraft was never anything like the amount that i have been charged over the last 5.5 years but i am prepared to negociate with the BOS on this(any advice would be nice).

5.Occational charges of up yo £35 FOR CARD MISUSE AND UNPAID ITEMS WHICH I THINK I CAN RE-CLAIM.

 

Any advice would be well recieved.

 

Thanks KD.

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This is pretty much covered in the thread I directed you to????

 

You can claim for unauthorised overdrafts, referrals, card misuse, unpaids and overdraft interest (though only the percentage that covers your charges). You cannot claim for loanguard payments or royalties charges.

 

Again, the second point is covered in the link I sent you.....

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 1 month later...

Good afternoon all in the forum.Just a quick note to tell you all of another success.I claimed , 12 working days ago, £2310.20, from the RBS, which was made up of £1981.00 in charges and the rest in overdraft interest.I have today received a letter from the RBS claiming that i was wrong in my complaint and the charges were justified, fair and transparent etc.etc. But after reviewing my case and without admission or liability would offer £1981.00 in full to close the matter.This only leaves £400 in interest charges for overdrafts so i think i may well settle for this. So if it has worked for me then it will work for all, dont give up the fight. This offer was only after my first letter of claim so good luck to all.

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