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    • You typed it in? actually typed it all out? if so, maybe you took too long or something, like session timed out. Does the status show defence filed or no change?
    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Leak from upstairs flat brought down ceiling


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But are they wet electrics in their flat or in yours?

And what you say about them saying that it is your responsibility to carry out the works? You told us originally that you gave them a deal because they undertook to carry out the repairs. You haven't responded to this question

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Wet electronics are in my flat. 

If you can imagine a terraced house. So their bathroom is directly above mine. Basically between their bathtub and my ceiling is 18mm timber floor and then 12mm plasterboard. If their bath leaks upstairs all water falls directly below onto the ceiling. The plasterboard above the taps area of the bath has fallen. The rest of the water is running on the plasterboard and finding its way to the lowest place which is the hole is for the ceiling lights. 

My reply to them was - 

See pictures attached of where the leak is coming from and the ceiling which fell down earlier today. 
 
If you don’t resolve this within 24hrs from now I will have to get the work done myself and claim the expense through you. As you can see the water is coming from the bath upstairs so how can this be my responsibility?
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I may have misunderstood. You are saying that their position is that they are not allowed to carry out work on your property – only on theirs.

Submit the H & S form straightaway.

Send them an email separately

 

Quote

I have completed the H & S form as requested by you.

However, I would point out to you that we are on the verge of a bank holiday weekend. I'm happy to comply with all formalities and I have done so.
However, I hope we can work together on this because the persistent and recurring leak which has caused problems on at least four or five occasions needs to be fully addressed as a matter of urgency.
At the very least, the downstairs flat which has been affected by the leak from the premises controlled by yourselves is now in a dangerous condition because the electrics are wet, there is a fuse which is constantly being tripped as a result of moisture and although I am attempting to put repairs to the downstairs electrical system in hand, I need to commission works to deal with the source of the moisture which is the leak in your property.

I'd be grateful if exceptionally as a matter of urgency, you could grant me immediate permission to have leak on your premises inspected and to receive quotations for a full repair.

As you can imagine, this matter needs to be dealt with quickly and I'd be very grateful for a rapid reply to this email.

Signed

check this email above. See if it misses anything, if anything is incorrect, whether you want to add anything – let us know. Once we have seen what you are going to send them, then you should click it off straight away

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And we have crossposted.
I have just seen the message which which you say that you have sent to them. I have already made it clear that you should not be confrontation with them at this stage and yet you have done precisely that.

The idea is to get in and get the work done and sort out the claims later on. Now you have sent an aggressive and challenging message and of course the chances of getting any kind of goodwill out of them is substantially reduced.

You need to get into a new mindset about this. It's about being stealthy.

Don't send any more messages until we see them if you want us to help you

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Ok. Understood 👍

I have sent off the H&S form. Also told the tenant upstairs not to use bath till its fixed but they aren't listening. Am I allowed to turn off the water if they use the bath again before its fixed?  I realise that water is a necessity but I am more worried about the wet electronics as that could cause more serious issues. 

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No I wouldn't turn off the water. I wouldn't take any more action which ends up in a confrontation.

I would only think about turning off the water if I had a qualified electrician who came in and gave me a notice which certified that the elections were dangerous as a result of the leak.

If you want to put this in hand and this will give you some leverage. However I do think that the likelihood is that your conflict oriented message to them has set you back very badly.

  

15 hours ago, BankFodder said:

Don't get into an arguement about who is going to pay the money .

Your objective at the moment is to get the independent quotations and then to put the work in hand.

Don't rock the boat

 

 

I'm not sure which part of this advice you didn't manage to understand

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Okay – sorry for being grumpy. I hadn't realised

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BankFodder, grumpy?

Never!

It never ceases to amaze me that all this detailed stuff can be done on a forum without some serious fallouts...

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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No, by fallouts, I meant between forum users...🙂

 

Keep going, BankFodder will steer you right...

Edited by Nicky Boy
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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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The point that I'm making is that they must be lulled into a sense that you are going along with it and that you will put the repairs into effect and that you will pay for them and that you will pay for the damage downstairs.

The important thing is to get the damage properly quoted for by various sources and then to get the damage repaired.

Later on we can demonstrate that you have done everything you can to communicate with them, to make sure that you have selected the best repair solution in a fair and transparent manner – and that you have either chosen the cheapest or at least the most effective.

Once you have the quotations, we will show the quotations to them and ask them to comment. The important thing is that you must be able to show that they were informed at all times as to what was going on.
This kind of transparency will pay dividends later on.

As soon as you start getting into conflict, they will pull up drawbridges and you will find things very much more difficult and you may then have to enter by force in order to abate the nuisance. This is permissible in law and if they make it impossible to carry out the repairs then this is what I'm going to advise you – but for the moment, let's try and do things gently and with an air of friendliness. In other words, let's get things done by stealth.

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