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    • OK thank you very much. I will prepare my WS as you advise.  I will indeed be preparing the WS over the weekend. I will also post UKPC's on Wednesday by 2nd class mail. As they have until the 17th to pay the court fee, is it possible they might discontinue at that stage too? Also I wanted to ask, in what form should the site manager's statement come? And the site owner if i can contact them? I will get photos of the signage to share with you also. Thank you.
    • Theres speculation on whether the magazine was Womens Weekly or Boys own 😀   ... probably a classic first edition of boys own - based on it costing $130k :lol  
    • You have five days yet to respect the WS deadline which is next Wednesday.  As others have said,  you can e-mail the court their copy.  That gives you the whole weekend to get the WS prepared.  Personally I'd post UKPC's theirs by 2nd class post (all they are worth) on Wednesday too, the court won't look badly on a short delay from a Litigant-in-Person. Another point.  In your WS you say their signs are rubbish.  That's a great point if their signs really are rubbish.  It's a dreadful point if their signs are fine.  So have you got photos of their signs?
    • You need to start drafting your WS.  I would suggest as sections - Sequence of Events - a brief description of how you came to get the invoice. Permission from Landowner - self-explanatory.  You will have to include this as it is in your defence.  However, be aware that your argument is very weak and indeed harms your case.  A person with no connection to the car park said you could park there - that is no different from saying that someone you met in the local pub said you could park there.  Anyway, get the site manager's WS.  Obviously this weak point could morph into a winner if you could get a WS from the landowner. Prohibition - you have this virtually word for word in the other WS. No locus standi - UKPC are not the landlord, they only administer the car park, they have no right to sue you (however the fact you never asked by CPR to see their contract with the landowner makes this a very weak point too). Double Recovery - again in the other WS.
    • And don't be worrying too much about being a day or two late with your WS. As a litigant in person, you'll be given a little leeway. Take time to post up your WS here  for the team to take a look. It'll give time to get your site manager's statement as an exhibit. Also, I understand you haven't got their WS yet? It could give you time to see theirs first if they send it. Do they have your email address? If so they could play dirty and send it the night before the hearing!
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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JCI/BPO chasing old Perfect Homes/Brighthouse debt


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Hi, I am looking for some help please based on a letter I received dated 10th January 2023 that has come from BPO Collections. I was advised by a friend to come here.

 

The letter ( attached) states I owe £6,635 and needs repaying. Based on this information I can confirm the following:

 

 1 I honestly really am not sure what this debt relates to - this is the first correspondence I have had regarding this since living at my address I am currently residing at from June 2012

 2- If I was to guess what it is and it really really is a guess (related to a relationship breakdown) is possibly a bill from EDF energy

 3- If my guess is right then this would relate to an address I lived at prior to June 2012

 4 - having checked my credit file (checkmyfile) there is nothing showing for this amount

 

I am very worried as I am ready to buy my first house at the end of this year with my new partner. Could anyone please point me in the right direction of what steps i need to take please.

BPO 10012023.pdf

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dont worry about any debt that old - it will now be well statute barred and any DCa is NOT A BAILIFF and have ZERO legal powers on any debt - no matter what its type . but it wont be a util bill jci dont buy those . so this will be a loan or something.

 

but as i said forget it being anything bad or that can ever effect finances after all this time.

 

simply copy the letter and staple it to our statute barred letter which you'll find in the debt collection section of our library.

 

job done debt dead buried gone parrot .

 

sadly this is all dca's can ever do is try and scam people.

 

dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as i said and staple a copy of the BPO letter too it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Absolutely SB as dx says
 

If I remember correctly Jefferson bought a load of Monument Card debts around that time 
 

But absolutely nothing to worry about 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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  • 3 weeks later...

 I have had a response.

 

They say in the letter (attached) that last payment was made to a previous DCA before them in 2017.

 

I don't re-call another company before them handling it, as it was so long ago.

 

The company who I know now was Perfect Home and I know it was late 2016 when I made a payment direct to them.

 

Could you kindly advise what I should next please?

 

Appreciate your time and help with this.

 

 

Document_2023-02-12_171008 1234.pdf

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  • dx100uk changed the title to JCI/BPO chasing old Perfect Homes/Brighthouse debt

moved you to the 

BrightHouse and other "rent to own" Hire Purchase Stores - Consumer Action Group

forum

click the above and have a read of a few threads 

we know them very very well..

 

PH went bust last year following the spectacular ruling against brighthouse a few years previous of having to pay consumers they scammed some £14.7M back.

 

i would not believe a word anyone claims about the supposed debt they own now from the above.

they'll be zero real records, rumours have it in the months before the final fold of BH, they employed a fleet of industrial shredding firms to tour the country destroying everything they could before the FCA ruled against them.

 

id not stress about this.

perfect homes/brighthouse 

 

were you parchance around that time involved with stepchange or payplan debt management firms and paying small token payments via a DMP? across all your debts?

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

IMHO yes

unless you ever get a letter of claim.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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