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TezViper V Halifax Round 2.**WON**


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Hello all, time for my new thread and I want to start it off with a quick question since the Halifax are dragging their heels at the min. I am basically going to start claiming on an account that was closed last year. trouble is I dont have any details for that account and so I am waiting on the Halifax to get back to me. I am wondering though if I can still send my S.A.R - (Subject Access Request) without the account number. Do you think this can be done? or do I need to wait? Or maybe one of you has a contact number for someone who can help me get this info.

 

Many Thanks

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Hi mate,

 

I had the same situation with Barclays and eventually managed to get a list of charges from them anyway, though it was an uphill struggle.

 

Write to them using the usual template, and list all your previous addresses, your date of birth, etc.

 

Being able to cross-reference names and addresses with account numbers is a basic function of any database. They'll use any excuse not to give you the information, but keep at them and you'll get it eventually (it took me three letters).

Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***:)

I'm not a legal professional and my advice is given without prejudice or liability.

If you found my post helpful, please click the scales on the left.

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I'd initially try going into a branch to see if they can locate the account number - if not, send them the SAR anyway with a list of all the addresses you had while you held that account.

Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***:)

I'm not a legal professional and my advice is given without prejudice or liability.

If you found my post helpful, please click the scales on the left.

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Had been into branch a couple of weeks back and was still waiting, but had a brainwave bout half hour ago and found a really old card with the details I need so my SAR will be on its way Monday.

 

Cheers for help

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Good. Keep us posted!

Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***:)

I'm not a legal professional and my advice is given without prejudice or liability.

If you found my post helpful, please click the scales on the left.

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  • 2 weeks later...

First response to my S.A.R arrived today and ts a bit different to my first claim against the Halifax. They just said they have recieved my request and as they have 40 days to comply, I will recieve statements no later than the 7th of Feb 2007. The letter from them was dated 27th Dec. Now I'm no maths whizz but I make that 42 days !!!!!!!!

Lets see what happens. Also got similar letter through from Mint so am just waiting for the Lloyds TSB and Capital one Letters now.

Oh yes, I'm on a mission now.

 

Wish Me Luck

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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  • 1 month later...

Well I got a letter about 3 weeks ago telling me I would recieve my statements within 10 working days. That came and went so I rung them and was told they would be here by the 5th feb ( which is the 40 day mark ) and lo and behold still no sign by the 7th I just rang them and was told they should have been sent on the 13th of Jan and they will have to reorder them. Now about to email their legal dept and inform them I will be filing with the court on Friday if statements have not been recieved by then.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Spent yesterday on the phone to and emailing Rachel hinchcliffe over at Halifax Legal Dept and havent really got anywhere. She says she has contacted relevant dept and reordered but cant give me an indication of the timescale. I have warned her that I will take legal action if necessary as well as filing a complaint with the information commisioner.

So today I sent them letter informing them they have failed to comply with Data protection Act and will file with the county courts in 7 days if I am not in reciept of my statements.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Statements arrived today via business post, special delivery, followed by a phone call from them asking if I recieved them.

so here goes, was not expectng too much from this account as it was closed 18 months ago and I knew it was in the red when they closed it. statements show it was only £107 in red and couldnt believe that my charges amount to £2611. was expecting £800 - £1000 tops. So sending off Prelim first thing in the morning and will wait for the first offer. Am wondering what exactly they wil do as I already claimed over £3000 from my other halifax account in december so maybe they will pay up pretty quickly seeing as the know I am prepared to go the distance.

 

TezViper

 

also at LBA stage for Lloyds £1200

and Capital one £600

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Hi Tezviper and congratulations,could you please send me Rachel Hinchcliffs email address as i have already tried emailing her but keep getting returned saying cant find so i obviously have the wrong address.I have been waiting 3 weeks for a letter of acceptance they said would be getting sent out next day that was the 23rd jan still not received it.Thanks in advance.

Willmurr6

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Heres her email mate. [email protected]

 

Good Luck, hope it gets sorted.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

Well I posted prelim last thursday via recorded delivery and as of yet its not been delivered. I just had to resend my LBA to Lloyds yesterday as I posted that 13 days ago and when I decided to just check when was delivered it showed as not been delivered. Will wait tiul tomorrow before resending my Prelim to Halifax.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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  • 2 weeks later...

No further response from my prelim so LBA going tomorrow. I am expecting payment in full before I file for court on this one but I wont mind if the dont as It adds £800 to my claim.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Oh yea I forgot to mention that I was about to resend my prelim as Royal Mails website was showing as Not delivered. until I got a response from the prelim that is. Even now the system shows that it hasnt been delivered. Makes you wonder why we pay for recorded delivery when they often dont get signed for.

 

Anyway my deadline before court action is next Friday.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Cant believe it, Was just checking through my LBA that I sent 7 days ago and I made a mistake on it. I put the wrong account number on it!!!!!!

Have resent to them today giving them 7 days to respond.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

Oh yea I forgot to mention that I was about to resend my prelim as Royal Mails website was showing as Not delivered. until I got a response from the prelim that is. Even now the system shows that it hasnt been delivered. Makes you wonder why we pay for recorded delivery when they often dont get signed for.

 

Anyway my deadline before court action is next Friday.

 

TezViper

 

Try using the phone number on the Royal Mail receipt. The web site didn't recognise my reference number today, but when I phoned (they use voice recognition) I found that the letter had been delivered the day after I posted it.

 

Leon

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Halifax called me today to make an offer of £1600, as the claim is for £2600 I flatly turned it down and explained that I had already succesfully claimed over 3k from them in dec and I would require full amount or it was off to court next friday.

He said he would call me back in 10 mins after speaking to his manager......

 

Phoned back like he said and offered full amount.

 

I guess that means

 

I WON

thats 6k from halifax in 3 months

 

Not bad

 

donation to follow upon reciept of money

 

Thanks Guys

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

I will leave your post in this forum for a few days so anyone who has been following it can congratulate you , if they want

 

 

 

 

CONGRATULATIONS

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Thank you.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

I have just added Rachel Hinchcliffe's email again after Mod accidentally removed.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

Acceptance form arrived pretty promptly along with the covering letter advising me that if I contest any future charges they may close my account...........

 

Account has been closed almost 2 years now!!!!!!

 

LOL

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

Nice one dude!!

MANY THANKS,

BLUE.

Barclays:

Data Protection letter sent 22/11/06

Prelim approach letter sent £1720.00 22/12/06

Bank offers me £1000.00 to settle 20/01/07

LBA sent 23/01/07

New charges added

MCOL filed £1780 + £310.26 + £120.00 = £2210.26 09/02/07

Court Date Walsall County Court: 17/07/2007

Barclays Case Settled and *WON* before court

Halifax:

Data Protection letter sent 28/11/06

Prelim approach letter sent £1325.00 08/02/07

Halifax Case Settled and *WON* before Court

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Cheers m8, Halifax are such a pushover its actually quite funny, it really is so much easier 2nd time around.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

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