Cabot and old Santander debt - Statute barred debt, counter claim?

[saxon]

Hi, it's been a really long time since I was here, though I do tell people about this site.

Anyway, my problem is mainly a request.

I can't get my head around the charges spreadsheet, so I was wondering if anyone still had the 2011 spreadsheet available?

I know how to use that one, I would be really grateful if Bankfodder or any of the original moderators had this somewhere in their archives.

Many thanks in advance,

Saxon

[dx100uk]

You mean the vampiress ones?

Or the ims21 ones?

 

Not sure what thats got to do with a statute barred debt and counter claiming mind

 

If a debt is sb'd its sb'd not even a judge can unbar a debt.

 

If you are saying the debt is all or mostly notional charges, you wouldn't see those back anyway.

 

Tell us the real story please.

 

Whats going on

 

 

 

[saxon]

Hi, thanks for getting back to me, it was the Vampiress spreadsheet I was after.

 

My story is that Santander closed my account in August 2015, the amount owing was all charges, Cabot apprently bought the debt and  have just caught up with me and have passed it to a collections agency, GLOBAL to collect.

It's not on credit file, like I said previously not been on here in years, credit rating poor to middling but no problems other than this week.

 

[dx100uk]

Have you moved since taking this bank? Account out and have not informed Satan's bank or Cabot of your current and correct address?

 

Never run from debt, if a debt was last used/paid within say the last 7 yes always send the owner a letter informing them of your address.

Else backdoor CCJ's are a danger 

 

If this debt is sb'd, then you need do nothing more than send our SB letter from the debt collection of our library 

 

Dx

[saxon]

Moved June last year, I will look for the SB letter as you advise, thank you.

[dx100uk]

And dont forget other debts as advised, dvlaX2 too, v5c and licence...

 

Dx

[saxon]

thank you, that's the only thing I hadn't covered, I no longer own anything, pay as I go. will update when I get their responce.