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Dishonest Banks


Fayzel
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Hi everyone

 

I recently joined the site as I am burning with anger for these banks. The fact is I had enough with so called reputable banks ripping hard working people of their treasures.

 

My wife is a loyal Abbey customer, and she has been for the past 10yrs. She had bad relations with her bank for the past two yrs. Last year, she was charged over £400 and stripped of her Debit card, Cheque book and other facilities. She was offered a basic card for 4months as a second class customer...

 

She repaid it without any questions asked, and this year its happened again. They know who the weaker link is within their target orientated organization.

 

We wrote a couple of cheques on a Friday afternoon, to different companies. The fact is that all was banked within that same afternoon to the bank. Now, as we wrote regular cheques to the same two companies for weeks, and their cheques usually took a week to clear...

The bank argues that it was automatically requested by the companies that same afternoon when the cheques with written after 2:00pm, but not at the other times????

 

According to us, if the cheques was banked on Saturday, it should have been cleared on Wednesday, when funds was available; but the bank knew this, and processed the cheques on Tuesday. This resulted in over £300 in charges, and I'm not willing to let the money go like that.

 

Any reply would be welcomed and appreciated

 

Thank You

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Sounds like you need to get the process started and got YOUR money back....

 

Some of this info you will already know, so I apologise if you have already seen some of it.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way.

Everyone is very friendly and keen to help.

You must always remember that this MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

I have put some useful links onto the thread that you can refer to when needed.

Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!!

Good luck. See you at the other end……

FAQ’s

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Letter Templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

Interest Spreadsheet

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

Court N1 form

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

Court Bundle

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Bank Contact Details

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

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