Jump to content


  • Tweets

  • Posts

    • or go really bold ... Further to my request for a copy of the agreement you refer to on ( date) I made a section 78 request pursuant to the Credit Consumer Act 1974 to which you have yet to reply or respond. Pursuant to the Credit Consumer act 1974 section 78 (6) If the creditor under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the agreement.
    • Pers I'd stop paying the lot and get each defaulted by a dn issuance.  Defaults can't hurt future renting no Only ccj's Can't keep saying the same answers.    Dx        
    • Ok thank you. That’s where we are getting confused, as we’re not sure where we stand legally. But we’re still unsure who we should be going to now, the dealer or the finance company? I’m assuming the evidence we have (the reports from Mercedes) showing that the fault was there when we purchased would be sufficient to prove this? To be honest we would prefer to send the car back completely as are now concerned more problems may arise.
    • No no - I would complain via the CEO and Directors Office.     They sorted it in less than 24 hours for me. Complaint closed and compo issued. Info removed from CRA This morning. Credit Karma updated for me instantly almost.   
    • Hi, Thanks a lot for your valuable advice and apologies for bit delay in providing some additional information as requested before. I was also looking at other threads to get some more knowledge, apologies if my questions have already been answered in some other threads and I have missed them. I would appreciate if you can guide to relevant thread to help navigate easily. If I opt to go down the route of availing BS option, I'd find it more convenient if I do it in parts i.e., applying with 2/3 creditors at a time. Is that even possible in my case? I understand that DN might be the best option for me but I am trying to avoid this route as much as I can. I am currently living in a rented property with wife and 3 kids and I am not how this is going to play out in future if we decide to move to some other area. How will DN impact my intention of getting house on mortgage (dream as of today) after 6 years? If I go for DN strainght away, do I have to do it for all debts? for example, can i leave one active credit card out of this DN? what can i do if I go for DN right now but my financial situation improves in 1-2 years due to better job or promotion etc.?  Here are the details of my debts. Let me know please if you have any questions. Regards, MM Overdraft Halifax - £2,500 Starling - £500 (I can settle this immediately to keep this account active as back-up for salary and other priority expenses like rent, council tax etc.)   Personal Loans - Outstanding Amounts - No defaults or missed payments Plata - approx. £27,000 BetterBorrow - £3,450 Zopa - £14,000 Reevo - £2,800 Updraft - £2,230   Credit Card - Balances - No defaults or missed payments except those noted Virgin - £6,100 (This card is suspended.) Halifax - £5,474 (This card is suspended.) Barclays - £5,400 (I am currently on a fixed monthly payment plan of £232 for almost a year now and missed last month's payment.) Aqua - £3,100 Fluid - £2,100  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

EVRi has lost my parcel - court claim issued


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 658 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi @BankFodder

 

The letter was received by Parcel2Go.com on 23/02/2022.

Their 14-day deadline to compensate me will end on 08/03/2022.

I will issue the claim on 09/03/2022. I've posted the particulars of the claim in an earlier post:

 

  • Like 1
Link to post
Share on other sites

I have amended the draft claim which presumably you are going to issue on Wednesday

 

Quote

The claimant used Parcel2Go.com Limited to post an item (.....). The value of the item is £480.00, as claimed on Parcel2Go.com when purchasing the service on 02/02/2020 plus delivery cost of £5.64.
The parcel was dropped off at the Hermes ParcelShop as directed on 03/02/2020. The parcel was failed to be delivered.
The defendants have refused to reimburse the claimant for their loss or theft of the item – in particular because they say that the claimant did not insure himself against their breach of contract.
It is the claimant's position that it is unfair and therefore unenforceable under the Consumer Rights Act 2015 to require their customers to pay extra for protection against the defendant's own breach of contract or the criminality of their employees.
The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 02/02/2022 to 08/03/2022 on £485.64 and also interest at the same
rate up to the date of judgment or earlier payment at a daily rate of £0.10.

 

Please check the amended draft which I have posted above and let us know if you are happy with it or if you think there should be any modifications.

I don't think needs all the additional detail that was posted in the original

Link to post
Share on other sites

They've come back to me on day 14 with the following:

 

Quote

Good Afternoon,
Thank you for your email.
Please accept my sincere apologies for the service you have received on this occasion.
Unfortunately it does not matter whether this is a claim for damage or loss, we offer protection for both of these when booking through our services. I understand the reason why you believe protection should not have been purchased.
Unfortunately although a rarity loss can still occur which is why we offer the protection to all customers.
I am afraid we will not move on our stance regarding this outcome.
Should you wish to take this further that is of course your prerogative to do so.
Kindest Regards

 

Looks like the standard response they give to everyone.

Link to post
Share on other sites

Who signed this please?

Also you may as well issue the claim today

Link to post
Share on other sites

Yes you can publish names here. GDPR applies to people who confide their personal information to us – but it does not apply to people who have that information anyway and post it up on the open forum.

To that extent we operate a bit like a newspaper. As long as what we publish is truthful, straight dealing then it is permitted

Link to post
Share on other sites

So did you issue the claim?

Link to post
Share on other sites

Please will you update this thread and tell people if you have issue the claim. A lot of people count on the information provided on these threads to help them decide what their own appropriate course of action should be when they are dealing with dishonest courier companies

Link to post
Share on other sites

Thank you. Start counting days although you can be certain that they will file their defence at the last possible moment

Link to post
Share on other sites

 

 

Link to post
Share on other sites

On 10/03/2022 at 10:05, BankFodder said:

Thank you. Start counting days although you can be certain that they will file their defence at the last possible moment

14 days from the day of the receipt I have gathered. As you say, they will likely drag it until the last day like they did with the response to Letter of Claim.

  • I agree 1
Link to post
Share on other sites

It is all part of their war of attrition on their customers

Link to post
Share on other sites

28 days from date of service. Not 28 days from now

Link to post
Share on other sites

Yes you can that you will need to keep on doublechecking with the court that the message has got through.

The courts are nearly in as much a mess as some of these courier companies.

One problem for you may be receiving correspondence. You may receive correspondence by email but it may also arrive by post and you need somebody reliable who will open your post and scan it to you immediately

Link to post
Share on other sites

Emphasise to them that it's important that any document is scanned to you within 24 hours. 12 hours is better

  • Like 1
Link to post
Share on other sites

  • 2 weeks later...

Defence letter received via e-mail just now. See attached. The defence is no different to other cases, where they take no responsibility on refunding uninsured items.

 

One note:

 

re 12. "Claimant processed a claim on their account themselves without contacting the Defendant first."

 

Unless I've misunderstood them, this is simply not true. I did request help through P2G's website first, making a claim internally. They did not reply to me while their own 14-day response period lapsed. They only replied and updated my claim’s status AFTER receiving my letter of claim, 15 days after I had opened a claim on their website.

Defence.pdf

Link to post
Share on other sites

Usual defence from them almost exactly the same as their other ones here. Dont let it distract you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

So nothing has changed on the Money Claims website. The status of the claim remains as it was when I filed it.

 

From my understanding after reading the forum, a Directions Questionnaire will now have to be filled by both parties? Will I be receiving something from the judge to fill?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...