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    • Hi BankFodder, Thanks for the reply.  I will take your advice and read through more thoroughly. To answer your question, the value of the laptop is £255.  When filling in the online form to prepare the shipment it asked what the contents of the parcel was and the value and I specified "laptop" and "£255". Thanks.
    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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actually lattie... i've decided to stop eating altogether AND JUST CARRY ON DRINKING lol...

 

It's Chriiiiii ssssss ttttt mmmaaaaaaassssssss hahaha xx

If i've been helpful in any way....then tip my scales over there!

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have to share this with you all too... the bank phoned me up today (saturday 14.00 hours) and asked if it was me and to divulge my personal details.. SO...

 

i said ' how is it that you people can contact me when you have something important to discuss' but i can't contact my branch when i need to!!!! I told them to get lost and phone me back during banking hours:mad:

 

Now i'm just hoping that they weren't phoning me to tell me that 'it's okay netty, we agree with everything you accuse us of and here you are... nearly £6k lol..... then i woke up. The cheek of it. lol lol lol

If i've been helpful in any way....then tip my scales over there!

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:D Considering they say not to give your personal banking details out, they say that on their website, you did right.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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thing is lattie and orfoster... i know it WAS the bank lol...

 

just wanted to feel powerful for the afternoon and tell them to get lost.

 

how did i know it was them???? well the very fact i could'nt understand a word the woman was saying and she repeated everything (probably from a prompt card)!! when i told her to get lost and phone during bank hours - she just repeated herself all over again lol

 

thing was... i didn't want to hear it lol xx

If i've been helpful in any way....then tip my scales over there!

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just one thing completely blowing my mind!!! i have read somewhere that the schedule or is it AQ only contains 24 lines (NOOOOOO):confused: i have 283 pages of statements with charges on 99% of them HOW ON EARTH am i going to condense that lot into 24 lines???????????

 

i'm shaking now!!!

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think you are getting ahead of yourself netty - you only sent the lba yesterday - in 14 days you will be filing your claim. you might be thinking of the small space provided for the particulars of the claim on the mcol.

it's generally not a problem. there is a template in the library to use - also, i'll send you mine by pm if you like. the particulars are very general, you'll see when i send you mine. but now is the time to go ahead and register on mcol, work your way through the address (use canada sq. found on the bottom of all those 200 statements), work up to the particulars - once you've registered with them you can pop in and out at will and just work on it. when the 14 days have passed and you have your partics the way you want them - you can answer the last couple of questions, submit and pay and it's away - very easy. so register now and poke around having a look-see to get familiar with it. look at the template and i will send you mine (can't put it here as we've been asked not to - then people don't have to join to see the info). so, just take the weekend off and then get cracking on getting the mcol polished up and ready to go in 14 days. okie-dokie?

 

here's the link:: 5. Money Claim On-Line (MCOL) Particulars of Claim

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tumtitumtitum..... the waiting game!!

1th January they have to respond then the finger goes on the button at MCOL lol.

They keep trying to talk to me on the phone but i have the kids well trained now and they know to say i'm out.

Just thought i'd tell you this cos i haven't posted on my thread for ages it seems.

Netty

If i've been helpful in any way....then tip my scales over there!

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goodluck netty,.. hope all goes well.

[FONT=Comic Sans MS][SIZE=1][COLOR=purple]S.A.R. sent 30 October-reply received 10 november[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]Prelim letter sent 28 november- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]LBA sent 13 december- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]MCOL filed 30 december- issued 02/01/07[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]loveletter from colin received 02/01/07-saying will get in touch on feb 9[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]acknowledged claim on 4 jan- has until 1 feb to defend.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]defence entered 31 jan 2007[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]offer received 1-2-2007... still waiting for the moolah though:cool: ...[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]and moolah arrives 1-march 2007!!! Praise the Lord!!!![/COLOR][/SIZE][/FONT]

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netty, if you want to see which moderators are on-line at the moment - when you are first on the forum site, before you go to hsbc, scroll to the very bottom of the page and find current users - it tells you who is on-line at the moment - look for a name in green, they are moderators, just pick one and send them a pm.

site helpers are in pink and the really, really big guys are in red.

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i feel so proud of myself...!!!a friend of mine was shattered that the bank had charged her 38 squid for a payment that should have been taken out next month. she'd never been overdrawn before!! i told her to get on the phone to both companies and firstly ball out the first one for taking the payment a month early and demand a refund and then the bank for charging. she asked them to send a breakdown of the charge and after a very irate customer services 'lady' had told her she had no chance, a more senior person at the bank told her that they would pay back the charge as a good will gesture. so... now she has been paid by both the bank and the company and she tells me it's only because she was brave enough to challenge the charge on my advice.

well done me lol ;)

If i've been helpful in any way....then tip my scales over there!

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Fast track is nothing to be feared. Yes, you are liable for up to £750 costs, but only if you lose and to do that the bank will have to appear in court. The real advantage is there is Standard Disclosure, which would force the bank to reveal a breakdown of their true costs, something they have consistently refused to do.

 

Claims over £5000 have court fees of £250 +£100allocation fee At Allocation you could still request that the claim be in the Small Claims track.

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thanks michael, so to your knowledge the bank has never taken anybody on in court yet?? i sooo hope i'm not the first!!

 

i am aware of the costs being £250 cos i had quite a shock when filling in the forms on the MCOL so that i'll be ready to press the button. but if i'm going to get it back anyway i'm not so bothered (i lied.. i am bothered cos i aint got the 250 squid yet lol)

If i've been helpful in any way....then tip my scales over there!

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so... me and pearl (my staffordshire bull terrier) have been anxiously waiting by the letterbox to no avail.... i don't know who's more disappointed!!!

no nice letters, no nasty letters, diddly squat and therefore tomorrow is the big day for me to press the submit button on MCOL.

i can kiss another £250 goodbye tomorrow after the postman has been (or not) for my court costs.. in the hope that i am going to get it all back!!

If i've been helpful in any way....then tip my scales over there!

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i so hope so lattie...i've gotta pay me mate back the 250 squid lol... she asked me if this was a 'cert' and i said yeeeeeeeeeeahh course haha

 

no.. no.. i'm really confident honest.

 

thanks for the re-re-re assurance lattie xx

If i've been helpful in any way....then tip my scales over there!

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