Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

HSBC to close our account.


Tack
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6395 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

Shortly after receiving a settlement offer from HSBC, our second in less than six months, they have now written to say they are withdrawing account facilities from us.

After my last experience with them I moved my current account to Co-operative and my Wife has a separate current account with HSBC which they do not mention in the letter.

I heard somewhere that this action may be in breach of the Banking Code, is this so? If not what advice is available to me?

As ever all help gratefully received.

Regards

Tack

Link to post
Share on other sites

Hi,

 

Any bank can close your account for no reason whatsoever on giving you 31 days ( I think) notice. Its the same with any non CCA regulated debt, such as an overdraft. If you fail to repay they have the right to take legal action to recover any monies owed.

 

Whether they do or not is another matter but open another account somewhere else to be safe.

 

Good luck

Link to post
Share on other sites

They are allowed to close your account, just like they can at any time - However, they're only doing it because they know that you are going to claim your charges back each time - and HSBC do not want to defend their costs, they'd rather you went elsewhere as a customer.

The BidsterMeister

Helper of the hapless and hopeless...

Link to post
Share on other sites

Check to see if the loan facility letter states that it is regulated undr the Consumer Credit Act. If it does then you Managed loans is regulated so as long as you make the monthly repayments from your new bank without fail nothing can be done. If you miss a payment for whatever reason and dont make good before final demand is issued then they an take action to recover it.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...